Financial Product Reviews
If you own a rental property, you know how important it is to get the right insurance to protect investment. You need more types of coverage than regular home insurance, and valuable figuring out exactly what you need can be complicated. Square One landlord insurance can be a great place to start, with a comprehensive selection of coverages available.
- Canadian citizen
- Age of majority
- Rental portal for landlords to keep track of tenants' policies
- Legal advice helpline
The Co-Operators condo insurance provides essential coverage for condo owners – including personal liability and your possessions. Though the building itself is likely covered by the condo complex owner's insurance – the things inside your condo are probably not.
- Canadian citizen
- Age of majority
- Dwelling and vehicle lock replacement or re-keying
- Family member's property in health care facility
If you live in a condo, think twice before thinking you don't need any sort of home insurance. Though your building is likely covered by the condo owner's insurance, your belongings and any upgrades you made probably isn't. That's where condo insurance comes in – with Aviva condo insurance being one of the most popular options available for Canadians.
- Canadian citizen
- Age of majority
- 24/7 claim service
- Mortgage-free discount
- Identity theft coverage
An unsecured line of credit can give you flexibility to deal with any current or future financial needs. Whatever your plans may be, an RBC Personal Line Of Credit is a solid choice. With a minimum of $5,000 and no stated maximum, RBC's offering can be more flexible than offers from other banks.
- Standard minimum limit of $5,000
- Upper limit of 65% of your home’s value
- Multiple ways to access your cash
- Flexible repayment options
- No fee to withdraw funds
- No access card mentioned
- Variable interest may mean higher rates later
- Only 2 free cheques a month
- Canadian citizen
- Employed
- Age of majority
- Optional LoanProtector life and disability or critical illness insurance available
Yes, Scotiabank tenant insurance can provide the feeling of being taken care of by a large, powerful company. It comes with several perks, especially if you're already a Scotiabank client. And really, the convenience of getting multiple services from one provider is hard to beat.
- Convenience of a big bank
- Emergency living expenses
- No credit check required
- Limited information online
- Lack of online quote
- Canadian citizen
- Age of majority
A Scotiabank Personal Line Of Credit is a revolving loan with lower interest rates than credit cards and convenient access to funds with flexible repayment options. Its credit limits range from $5,000 to $75,000, one of the widest in Canada.
- High maximum borrow amount
- Your Visa Access Card comes with perks
- Personal line of credit for students
- No online chat support service
- Difficult to find information about interest rates
- Can be easy to overspend
- Canadian citizen
- Employed
- Age of majority
- Special discounts on car rentals
- Provides a Visa Access Card for accessing funds
Supplemental health insurance can be expensive, but can cover Canadians for health emergencies and costs not otherwise covered by government plans. Sun Life health insurance offers 4 types of health insurance products that can give you peace of mind at all life stages. These include personal health insurance, critical illness insurance, long term care insurance, and disability insurance.
- Offers most of the main health insurance coverages you'd expect
- Virtual advisors available to help you decide
- 3 different plans available for personal health insurance
- Get a quote online
- Critical illness, long term care, and disability insurance plans available
- Vision care not available for Basic personal plan
- Accidental death and dismemberment only available with life insurance
- Canadian citizen
- Age of majority
Proudly calling itself the largest travel insurance provider in Canada, Manulife travel insurance is a popular option for Canadians who are looking to be covered on their next trip. You'll get the choice of one basic CoverMe plan that can be customized as you want – including adding the COVID-19 Pandemic Travel plan. Students also get a cheaper option to help with their more limited budgets.
- 5 easy-to-understand options
- COVID-19 Pandemic Travel Plan available
- Multi-trip plans available
- Family and student coverages available
- Gave us some of the lowest quotes in our test
- Apply at any age (and no medical questions if you're under 60)
- No mention of 24/7 support
- No rental car insurance
- No hotel burglary insurance
- Canadian resident (plans available for non-Canadians visiting Canada)
- Covered by Canadian provincial or territorial health insurance plan
- Pandemic plan available for protection against COVID-19
RBC is a trusted name in Canada, making it an easy choice when it comes to tenant insurance. RBC Tenant Insurance offers a lot for renter insurance, covering personal belongings, liability coverage, as well as some nice benefits such as covering living expenses and property inside your vehicle.
- Convenience and reliability
- Extra features
- High costs
- Need to pay extra for additional coverage
- No coverage for identity theft
- Canadian citizen
- Age of majority
- Non-owned property
- Personal property at other location
- Property in your vehicle
- Voluntary medical payments
- Voluntary property damage
- Special item limits
- Extensions of coverage
Canada Life health insurance can cover you for things your provincial plan doesn't. While they offer guaranteed acceptance for some plans, their options are not as comprehensive or flexible as you may find with other health insurance providers. They offer insurance coverage for dental care, prescription drugs, vision care, paramedical and ambulance services, and more.
- Canadian citizen
- Age of majority
- 20% off regular priced items at Rexall
- Guaranteed plans offered if you're leaving your current health insurance plan
- Apply in less than 15 minutes
 
  









