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Personal Liability Coverage
Yes
Loss Of Rental Income Coverage
Yes
Landlord's Belongings
No
Landlord Legal Protection
No
2.8 Genius Rating
0.0 (0) User Reviews

A rental property can be a valuable investment, but there are always risks involved. Allstate Landlord Insurance – also known as Allstate Rental Insurance – will help protect you against personal liability, and your rental property against damage. Allstate Landlord Insurance includes a few basic forms of insurance, including dwelling protection and coverage for detached private structures. Further optional protections are also available.

Pros
Cons
Provinces
AB, ON, QC, NB, NS
Eligibility
  • Canadian citizen
  • Age of majority
Why You Want It
Get basic coverage + Add optional water damage or appliances protection.
Special Features
See Issuer for Details
Personal Liability Coverage
Yes
Loss Of Rental Income Coverage
Yes
Rented Dwelling Coverage
Yes
Detatched Structures
Yes
Sewer Backup
No
Overland Water
No
Landlord's Belongings
No
Earthquake
No
Water Damage
Yes
Appliances
No
Landlord Legal Protection
No
 
Travel Accident
$50,000
Emergency Medical
$10,000,000
Trip Cancellation
$2,500
Trip Interruption
$2,500
3.9 Genius Rating
1.0 (2) User Reviews

If you feel more comfortable sticking to a big bank name you know well, Scotiabank travel insurance offers some comprehensive single and multi-trip coverage. You'll get all the basics – like emergency medical and trip cancellation – with up to 50% savings if you're travelling within Canada. They also added COVID protection, so you can feel a bit more safe even in these uncertain times.

Pros
  • Domestic travel perks
  • COVID travel insurance plan
  • Student plans available
  • Easy online application
Cons
  • Unavailable for Quebec residents
  • No rental car coverage
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • Canadian resident
  • Non-Canadian visitors
Why You Want It
Save up to 50% for travel within Canada + Pandemic coverage available.
Special Features
  • COVID protection available
  • Plan options for visitors to Canada
Travel Accident
$50,000
Emergency Medical
$10,000,000
Trip Cancellation
$2,500
Trip Interruption
$2,500
Flight Delay
See Issuer for Details
Baggage Loss, Damage, Delay
See Issuer for Details
Hotel Burglary
See Issuer for Details
Rental Car Theft And Damage
No
Rental Car Accident
N/A
Rental Car Personal Effects
N/A
Student Plans Available?
Yes
 
Personal Liability Coverage
Yes
Personal Belongings Coverage
Yes
Additional Living Expenses Coverage
Yes
Common Area Damage
Yes
2.1 Genius Rating
0.0 (0) User Reviews

The Co-Operators condo insurance provides essential coverage for condo owners – including personal liability and your possessions. Though the building itself is likely covered by the condo complex owner's insurance – the things inside your condo are probably not.

Pros
Cons
Provinces
ALL
Eligibility
  • Canadian citizen
  • Age of majority
Why You Want It
Get unique coverage for condominium owners + Special insurance add-ons.
Special Features
  • Dwelling and vehicle lock replacement or re-keying
  • Family member's property in health care facility
Personal Liability Coverage
Yes
Personal Belongings Coverage
Yes
Unit Improvements Coverage
Yes
Additional Living Expenses Coverage
Yes
Loss Assessment Coverage
Yes
Common Area Damage
Yes
Sewer Backup
Yes
Overland Water
Yes
Identity Theft
Yes
Earthquake Coverage
Yes
Student Property Coverage
Yes
Full Hail Coverage
Yes
Accidental Property Damage
See Issuer for Details
Water Protection
Yes
Home-sharing Coverage
No
Home-based Business Coverage
No
 
Personal Liability Coverage
Yes
Personal Belongings Coverage
Yes
Additional Living Expenses Coverage
No
Common Area Damage
No
4.0 Genius Rating
0.0 (0) User Reviews

If you live in a condo, think twice before thinking you don't need any sort of home insurance. Though your building is likely covered by the condo owner's insurance, your belongings and any upgrades you made probably isn't. That's where condo insurance comes in – with Aviva condo insurance being one of the most popular options available for Canadians.

Pros
Cons
Provinces
ALL
Eligibility
  • Canadian citizen
  • Age of majority
Why You Want It
Customize coverage for your condo + Save when you combine policies.
Special Features
  • 24/7 claim service
  • Mortgage-free discount
  • Identity theft coverage
Personal Liability Coverage
Yes
Personal Belongings Coverage
Yes
Unit Improvements Coverage
Yes
Additional Living Expenses Coverage
No
Loss Assessment Coverage
No
Common Area Damage
No
Sewer Backup
Yes
Overland Water
Yes
Identity Theft
Yes
Earthquake Coverage
Yes
Student Property Coverage
No
Full Hail Coverage
No
Accidental Property Damage
Yes
Water Protection
Yes
Home-sharing Coverage
Yes
Home-based Business Coverage
Yes
 
Bank Prime Rate
4.45%
Online Banking Access?
Yes
Debit Card Access?
No
ATMs Access?
Yes
5.0 Genius Rating
4.0 (1) User Reviews

The RBC Homeline Plan is a surprising product from RBC that combines a traditional mortgage with a home equity line of credit. With this loan, homeowners have access to a revolving credit line that increases as what you owe on your mortgage decreases. It's an interesting, popular hybrid product that offers significant flexibility.

Pros
  • Interest-related Perks
  • Apply once, borrow repeatedly
  • Super convenient access to funds
Cons
  • Maximum borrowing limit
  • Puts your home at risk
Provinces
See Issuer for Details
Eligibility
  • At least 20% equity in your home
Why You Want It
Take advantage of low interest rates + Flexible repayment options.
Special Features
See Issuer for Details
Bank Prime Rate
4.45%
Online Banking Access?
Yes
Cheques Access?
Yes
Debit Card Access?
No
ATMs Access?
Yes
In-Branch Access?
Yes
Protection Available
  • HomeProtector Mortgage Insurance
Split Mortgage Available?
Yes
 
Secured Or Unsecured
Unsecured
Access Funds Online?
Yes
Minimum Credit Limit
$5,000
Maximum Credit Limit
See Issuer for Details
2.8 Genius Rating
5.0 (1) User Reviews

An unsecured line of credit can give you flexibility to deal with any current or future financial needs. Whatever your plans may be, an RBC Personal Line Of Credit is a solid choice. With a minimum of $5,000 and no stated maximum, RBC's offering can be more flexible than offers from other banks.

Pros
  • Standard minimum limit of $5,000
  • Upper limit of 65% of your home’s value
  • Multiple ways to access your cash
  • Flexible repayment options
  • No fee to withdraw funds
Cons
  • No access card mentioned
  • Variable interest may mean higher rates later
  • Only 2 free cheques a month
Provinces
ALL
Eligibility
  • Canadian citizen
  • Employed
  • Age of majority
Why You Want It
No annual fee + 24/7 access via ATM, cheques, or online transfers.
Special Features
  • Optional LoanProtector life and disability or critical illness insurance available
Secured Or Unsecured
Unsecured
Bank Prime Rate
4.7%
Flexible Repayment Options?
Yes
Access Funds Online?
Yes
ATM Access?
Yes
Cheques Access?
Yes
Debit Card Access?
Yes
Branch Access?
Yes
Minimum Credit Score
See Issuer for Details
Secured Available
No
 
Accidents Coverage
Yes
Illness Coverage
Yes
Procedures Coverage
Yes
Hospital Stays
Yes
4.2 Genius Rating
0.0 (0) User Reviews

Have a furry friend who you don't know how you'd live without? Vet bills can get very expensive, so it might be time to consider some pet insurance. Pets+Us is one of your main choices in Canada, giving you an assortment of coverage options – both for accidents and illness.

Pros
Cons
Provinces
ALL
Eligibility
  • Canadian citizen
  • Age of majority
Why You Want It
Get flexible insurance coverage + Access exclusive benefits with a plan.
Special Features
See Issuer for Details
Accidents Coverage
Yes
Illness Coverage
Yes
Procedures Coverage
Yes
Dental Care
No
Hereditary & Breed-specific Conditions
Yes
Hospital Stays
Yes
Boarding Fees
Yes
Alternative Therapy
Yes
Medication
Yes
Exam Fees
Yes
Behavioural Therapy
Yes
Medical Devices
Yes
Holiday Cancellation
Yes
Lost Pet Advertising
Yes
Cremation Or Burial
Yes
Preventative Care Coverage
Yes
Prescription Food Coverage
Yes
In Memoriam Donation
Yes
 
Personal Liability Coverage
Yes
Loss Of Rental Income Coverage
Yes
Landlord's Belongings
Yes
Landlord Legal Protection
Yes
5.0 Genius Rating
5.0 (1) User Reviews

If you own a rental property, you know how important it is to get the right insurance to protect investment. You need more types of coverage than regular home insurance, and valuable figuring out exactly what you need can be complicated. Square One landlord insurance can be a great place to start, with a comprehensive selection of coverages available.

Pros
Cons
Provinces
BC, AB, SK, MA, ON, MB, QC
Eligibility
  • Canadian citizen
  • Age of majority
Why You Want It
Get an online quote quickly + Choose from personalized coverage options.
Special Features
  • Rental portal for landlords to keep track of tenants' policies
  • Legal advice helpline
Personal Liability Coverage
Yes
Loss Of Rental Income Coverage
Yes
Rented Dwelling Coverage
No
Detatched Structures
Yes
Sewer Backup
Yes
Overland Water
Yes
Landlord's Belongings
Yes
Earthquake
Yes
Water Damage
Yes
Appliances
Yes
Landlord Legal Protection
Yes
 
Personal Liability
Yes
Personal Belongings
Yes
Additional Living Expenses
Yes
Unit Improvements
No
2.2 Genius Rating
0.0 (0) User Reviews

Yes, Scotiabank tenant insurance can provide the feeling of being taken care of by a large, powerful company. It comes with several perks, especially if you're already a Scotiabank client. And really, the convenience of getting multiple services from one provider is hard to beat.

Pros
  • Convenience of a big bank
  • Emergency living expenses
  • No credit check required
Cons
  • Limited information online
  • Lack of online quote
Provinces
ALL
Eligibility
  • Canadian citizen
  • Age of majority
Why You Want It
Easy to set up if you’re a Scotiabank customer + 24/7 claims service.
Special Features
See Issuer for Details
Personal Liability
Yes
Personal Belongings
Yes
Additional Living Expenses
Yes
Unit Improvements
No
Identity Theft
No
Sewer Backup
No
Overland Water
No
 
Secured Or Unsecured
Unsecured
Access Funds Online?
Yes
Minimum Credit Limit
$5,000
Maximum Credit Limit
$75,000
5.0 Genius Rating
5.0 (1) User Reviews

A Scotiabank Personal Line Of Credit is a revolving loan with lower interest rates than credit cards and convenient access to funds with flexible repayment options. Its credit limits range from $5,000 to $75,000, one of the widest in Canada.

Pros
  • High maximum borrow amount
  • Your Visa Access Card comes with perks
  • Personal line of credit for students
Cons
  • No online chat support service
  • Difficult to find information about interest rates
  • Can be easy to overspend
Provinces
ALL
Eligibility
  • Canadian citizen
  • Employed
  • Age of majority
Why You Want It
Borrow up to $75,000 + Get a Visa Access card to use your funds easily.
Special Features
  • Special discounts on car rentals
  • Provides a Visa Access Card for accessing funds
Secured Or Unsecured
Unsecured
Bank Prime Rate
4.7%
Flexible Repayment Options?
Yes
Access Funds Online?
Yes
ATM Access?
Yes
Cheques Access?
Yes
Debit Card Access?
Yes
Branch Access?
Yes
Minimum Credit Score
See Issuer for Details
Secured Available
No
 

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