Financial Product Reviews

Known primarily for their pair of prepaid Mastercards, KOHO has since branched out, adding a credit building service and now a high interest savings account to its portfolio of products. KOHO Earn Interest is a unique savings account offering with several interesting and valuable features, including an impressive interest rate.

With fast and easy online quotes for a variety of types of life insurance from 25 of Canada's top insurance companies, Policy Advisor provides a super simple way to cut through the marketing-speak and find a policy that's right for you.

If your credit score isn't the best, it can be hard to figure out how to start improving it. Most recommend getting a secured credit card, but for this you have to put down a deposit with the card issuer. This can be tricky if you don't have any extra money to spare.

If you're looking for simple and relatively inexpensive life insurance coverage, Sun Life Go is worth a look. It offers quick online quotes, temporary insurance coverage for up to 90 days, and 30 day cancellation refunds in case you change your mind.

Questwealth portfolios is the robo advisor service offered by Questrade, a large online broker in Canada. It offers you ETF-based portfolios in a variety of account types – ranging from personal, to registered, and even corporate. If you're looking for an investment account that does all the work for you, this is one of the best places to start.

PolicyMe Life Insurance is a modern life, health, and dental insurance option for Canadians. You'll get some of the most reasonable life insurance premiums in the country, and it's all done 100% online for extra ease of access. Choose from terms between 10 to 30 years, or its unique option of being covered until age 100 for essentially permanent coverage.

CIBC is one of the largest and most popular banks in Canada, and the CIBC Smart Account is a low-fee chequing account. Your monthly fee is based on the number of transactions made, so you don’t pay for more than you use.

Looking for a convenient way to manage and categorize your finances? The Spendee Premium Budget App that first launched in 2013 can be a great choice. While there are cheaper versions of Spendee with fewer features, Spendee Premium syncs with your bank account, allows you to share "wallets" with family members, and reminds you of upcoming payment due dates, among other things.

TD travel insurance is a convenient option for Canadians who are already customers of the big bank, letting you get insurance coverage from a familiar name. You have 4 options when it comes to what type of plan you can get: single trip, multi-trip all-inclusive, multi-trip medical, or trip cancellation and interruption coverage. Each plan offers your basics to keep you covered on your next trip.

A personal line of credit can come in handy for a wide range of reasons. With lower interest rates than other options like credit cards, a personal line of credit gives you some financial flexibility at a relatively low cost of borrowing.