Canada PRO deposits are payments made by the Canada Revenue Agency (CRA) to recipients of various benefit programs. The Ontario Trillium Benefit and Alberta Child and Family Benefit are included in this payment.
The Ontario Trillium Benefit encompasses three benefit programs: Northern Ontario Energy Credit, Ontario Energy and Property Tax Credit, and Ontario Sales Tax Credit.
The CRA pays out these programs to help eligible Canadians offset the rising costs of property taxes, sales taxes, energy costs, and raising a family.
Key Takeaways
- A Canada PRO deposit is a payment made for recipients of the Ontario Trillium Benefit or the Alberta Child and Family Benefit.
- The Ontario Trillium Benefit includes the Northern Ontario Energy Credit, the Ontario Energy and Property Tax Credit, and the Ontario Sales Tax Credit.
- OTB payments are made monthly, while ACFB payments are quarterly.
Which programs are eligible for the Canada PRO deposit?
The four Canada PRO deposit programs are available to residents of Ontario and Alberta who qualify for specific benefit programs.
Here's an overview of these program names, the provinces where they are applied, and the maximum payments available in 2025:
| Benefit | Province | Max payment |
|---|---|---|
| Northern Ontario Energy Credit | Ontario | * $185 for singles, reduced by 1% of your income above $49,885 * $285 if you have a spouse and/or child, reduced by 1% of your income over $64,138 |
| Ontario Energy and Property Tax Credit | Ontario | * $1,283 for non-seniors * $1,461 for seniors |
| Ontario Sales Tax Credit | Ontario | * Families: $371 per adult and child, reduced by 4% of your income above $35,632 * Singles: $371, reduced by 4% of your income above $28,506 |
| Alberta Child and Family Benefit | Alberta | * Between $722 and $3,674, depending on the size of your family and income |
Canada PRO deposit programs in Ontario
In Ontario, Canada PRO deposits can encompass payments from three separate programs under the Ontario Trillium Benefit umbrella:
- Northern Ontario Energy Credit
- Ontario Energy and Property Tax Credit
- Ontario Sales Tax Credit
Northern Ontario Energy Credit (NOEC)
What is NOEC? The NOEC tax credit provides financial assistance to residents of Northern Ontario with low-to-moderate incomes. Energy costs are especially high in these areas, and the government offers these credits to lessen the financial strain.
What are the NOEC eligibility requirements? Residents of the following districts are eligible for the NOEC:
- Algoma
- Cochrane
- Kenora
- Manitoulin
- Nipissing
- Parry Sound
- Rainy River
- Sudbury
- Thunder Bay
- Timiskaming
Here are a few other eligibility details regarding age and relationship status – you must meet just one of these criteria:
- Are 18+ years old (by June 1, 2026)
- Are a parent who lives/has recently lived with your child
- Have/have recently (before December 31, 2024) had a spouse/partner
These are the final eligibility requirements, referring to the type of home you live in. You must only need to meet one of these:
- Have lived in a public long-term care home and paid for a portion of your accommodations out of pocket
- Paid rent and/or paid property tax for your main residence
- Lived on a reserve and paid your own home energy bills
- Lived in and paid for accommodation at a public or non-profit long-term care home
What is the maximum NOEC deposit? These are the payment amounts available for 2025:
- Singles: $185, reduced by 1% of your income above $49,885
- Couples or single parents: $285, reduced by 1% of your income over $285
What are the NOEC payment dates? These are the payment dates for 2025:
January 10February 10March 10April 10May 9June 10July 10August 8September 10October 10- November 10
- December 10
For more information, see Northern Ontario Energy Credit Questions and Answers.
Ontario Energy and Property Tax Credit (OEPTC)
What is OEPTC? The OEPTC offers financial assistance for low and moderate-income earners in Ontario, specifically to help balance certain types of sales tax.
There are two components to the program: energy and property tax. Residents may be eligible for one or both components.
What are the OEPTC eligibility requirements? You must be a resident of Ontario as of December 31 of the previous year.
Other eligibility details include fulfilling one or more of these requirements:
- Are 18+ years old
- Are a parent who lives or recently has lived with your child
- Currently or recently married or living with a partner
You'll also need to meet one or more of these requirements regarding your living situation in 2024:
- Paid rent for your main residence
- Paid property tax for your main residence
- Lived on a reserve and paid your home energy bills
- Lived in a public long-term care home (like a retirement home) and pay at least part of your accommodation costs
- Lived in a designated Ontario university, college, or private school residence
What is the maximum OEPTC deposit? Your credit amounts are determined as an annual sum and split into 12 monthly deposits.
These are the maximum amounts you may qualify for:
| Non-seniors | Seniors | |
|---|---|---|
| Energy tax | $285 | $285 |
| Property tax | $998 | $1,176 |
| Total | $1,283 | $1,461 |
What are the OEPTC payment dates? In 2025, the payment dates are as follows:
January 10February 10March 10April 10May 9June 10July 10August 8September 10October 10- November 10
- December 10
To learn more, see Ontario Energy and Property Tax Credit Questions and Answers.
Ontario Sales Tax Credit (OSTC)
What is OSTC? To assist low- and moderate-income earners living in Ontario and offset the cost of sales tax. It's similar to the HST/GST credit but one does not affect the other.
What are the OSTC eligibility requirements?
- Reside in Ontario (before June 1, 2025)
- 19+ years old
- Currently or previously married or have common-law status
- A parent who is living with or has lived with a child
- Have filed your tax return
What is the maximum OSTC deposit? Based on your income tax return from 2024, you may receive up to $371 per adult or child in the household.
However, if your family's net income was above certain thresholds, the benefit amounts are reduced by 4% of this net income.
| Max credit per household individual | Adjusted net income threshold | |
|---|---|---|
| Married/common-law with children | $371 | $35,632 |
| Single with children | $371 | $35,632 |
| Single without children | $371 | $28,506 |
What are the OSTC payment dates? Payment dates for 2025 are as follows:
January 10February 10March 10April 10May 9June 10July 10August 8September 10October 10- November 10
- December 10
If you'd like to learn more, see Ontario sales tax credit (OSTC).
Canada PRO deposit programs in Alberta
In Alberta, only one program is paid out as a Canada PRO deposit – the Alberta Child and Family Benefit (ACFB).
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What is ACFB? The ACFB offers funding to low and middle-income Albertans. It's meant to help with the costs of raising children.
What are the ACFB eligibility requirements?
- Reside in Alberta
- Have at least one child under the age of 18
- Meet income requirements
- File your tax return
What is the maximum ACFB deposit? You may qualify for the base component, the working component, or both.
Keep in mind that benefit amounts for the base component are reduced once the family net income exceeds $27,024, or $45,285 for the working component.
| # of children | Base amount | Possible working component |
|---|---|---|
| 1 | * $1,469 per year Or * $122.42 per month | * $752 per year Or * $62.67 per month |
| 2 | * $2,204 per year Or * $183.67 per month | * $1,437 per year Or * $119.75 per month |
| 3 | * $2,939 per year Or * $244.92 per month | * $1,847 per year Or * $153.92 per month |
| 4 | * $3,674 per year Or * $306.17 per month | * $1,982 per year Or * $165.17 per month |
What are the ACFB payment dates? The 2025 dates are as follows:
February 27, 2025May 27, 2025August 27, 2025- November 27, 2025
If you'd like to learn more, check out this information about the Alberta child and family benefit.
How to apply for Canada PRO Deposit
The application process for Canada PRO Deposits varies by province. Here are the application guidelines and details for recipients:
- To receive the Ontario Trillium Benefit, you must file your income tax as usual and fill out the ON-BEN Application Form. These two things should be filed together.
- The OSTC is paid to the individual whose tax return is processed first.
- The NOEC and OEPT payments are made to whoever completes the ON-BEN form.
- There's no need to apply for the ACFB. You'll be automatically enrolled in the program when you file your taxes and meet all the Canada Child Benefit eligibility requirements.
Canada PRO deposit payment dates
The Canada PRO deposit payment dates depend on the programs you're enrolled in and whether or not you’ve signed up for direct deposits.
You can expect your Ontario Trillium Benefit to be paid on the 10th of each month.
The ACFB is paid quarterly.
| Ontario Trillium Benefit payment dates | Alberta Child and Family Benefit payment dates |
|---|---|
| January 10, 2025 | February 27, 2025 |
| February 10, 2025 | May 27, 2025 |
| March 10, 2025 | August 27, 2025 |
| April 10, 2025 | November 27, 2025 |
| May 9, 2025 | |
| June 10, 2025 | |
| July 10, 2025 | |
| August 8, 2025 | |
| September 10, 2025 | |
| October 10, 2025 | |
| November 10, 2025 | |
| December 10, 2025 |
How is the Canada PRO deposit paid out?
The CRA usually pays the Canada PRO credit in one of two ways:
- Directly into your bank account as a direct deposit, OR
- As a cheque sent through Canada Post
These payments are not taxable.
Depending on the payment amount you're entitled to and the benefits program(s) you qualify for, you'll receive the Canada PRO deposit in one of three ways:
- Monthly installments
- Quarterly installments, OR
- A lump sum
For example, OTB amounts of less than $360 are sent as a lump sum. If you're eligible to receive more than that amount, you can choose between the following types of payments:
- A large one-time payment, OR
- Monthly deposits
ACFB deposits are made quarterly, using the payment method you set up with the CRA.
If you don't receive your benefit amount on the specified payment date, the CRA advises that you wait up to 10 working days before contacting them.
Are Canada PRO deposits taxable?
Both the OTB and the ACFB are tax-free benefits.
You won't be taxed on any Canada PRO deposits, whether you receive monthly payments or as one lump sum.
FAQ
What is a Canada PRO deposit?
The Canada PRO deposit is a payment from the Canada Revenue Agency. It's provided to residents of Ontario and Alberta who are eligible for one or more of four different benefit programs: the NOEC, OEPTC, OSTC, or ACFB.
Why did I get a payment from Canada Pro?
You received a Canada PRO payment because you're eligible for one of the several benefit programs covered under the Canada PRO umbrella. It could be one or more of these programs: the NOEC, OEPTC, OSTC, or ACFB.
How often do I get Canada Pro?
Your Canada PRO payment dates and frequency depend on the benefit program(s) you're eligible for. The Ontario Trillium Benefit is paid out monthly, while Alberta Child and Family Benefit payments are made on a quarterly basis.
How are Canada PRO payments made?
These payments are made by the Canada Revenue Agency, usually via direct deposit. If you haven’t set up the direct deposit option (which you can do through your CRA MyAccount), your Canada PRO payments will be sent by cheque.
Who qualifies for Canada Pro?
The Canada PRO deposit is composed of payments for various government benefit programs available for residents of Ontario and Alberta. There are specific eligibility requirements for each benefit program related to your age, family size, and living situation.
Is Canada PRO deposit taxable?
Thankfully, Canada PRO deposits are tax-free payments that don't impact your taxable income. It's also worth noting that qualifying for these programs and receiving payments won't affect your eligibility for other social assistance benefits and programs.
Is Canada PRO the same as GST?
A Canada PRO payment is different from GST payments. Canada PRO is an umbrella term for several government benefit programs. A GST credit is a quarterly tax-free benefit sent to low-income Canadians to help offset the sales tax they pay.
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