Financial Product Reviews
Min Fee
$139
Max Fee
$199
Free Will Updates
Create A Record Of Your Assets
Ever wondered what an online will service look like if it were designed by actual estate planning lawyers? Epilogue Wills is the brainchild of Daniel Goldgut and Arin Klug, a couple of lawyers who saw a niche market opportunity and decided to go for it.
Pros
- More affordable than traditional methods
- Saves time and is easy to use
- Created by experts in the industry
- Create a social media Will
- First Will platform to let you name a professional trust company as executor
Cons
- Not appropriate for those with complicated finances
- Information centre isn't all that helpful
- Unavailable in certain provinces
Provinces
AB, BC, MB, NB, NL, NS, ON, PE, SK
Eligibility
- Age of majority
- Canadian resident (except in Quebec or territories)
Why You Want It
Easily create your customized Will online + Unlimited free updates when you need them.
Special Features
- Convenient and legally binding service
- Update for free whenever you like
- Option to create Incapacity Documents alongside your Will
- Partnership with RBC
Min Fee
$139
Max Fee
$199
Free Will Updates
Create A Record Of Your Assets
Abilty To Register Your Will With The Canada Will Registry
Create Incapacitation Documents
Rate Type
Fixed Closed
Rate Guarantee (days)
150
Posted Closed Rates
- 2 year: 4.7%
- 3 year: 4.24%
- 4 year: 4.45%
- 5 year: 3.99%
- 7 year: 5.94%
- 10 year: 6.14%
Since we do just about everything online these days, the brains behind nesto figured we should be able to get mortgages online too, so they created a convenient platform for doing just that. Whether you're looking for a new mortgage, or even to refinance, nesto can help.
Pros
- Super quick and easy application process
- You're guaranteed to get the lowest rate available
- Get up to $13,754 cash back on your mortgage
- Limited time product – Prime Time Mortgage
Cons
- Speaking to a human, in person, isn't an option
- Doesn't yet have a well-established reputation
Provinces
ALL
Eligibility
- Age of majority in your province
- Canadian citizen or resident
Why You Want It
Get the lowest rate guaranteed + 150 day rate lock
Special Features
- Canada's first digital mortgage lender
- Mortgage advisors are salaried instead of commission-based
- Rates are locked for 150 days, the longest of any lender in Canada
- Earn 1% of your total mortgage value as cash back when you fund your mortgage through nesto
Rate Type
Fixed Closed
Pre-approval
Rate Guarantee (days)
150
Bank Prime Rate
4.7%
# Of Prepayments Allowed Per Year
See Issuer for Details
% Of Prepayment Allowed
20%
# Of Payment Increases Allowed Per Year
See Issuer for Details
Max Payment Increase Allowed
20%
Promotion Available
N/A
Promotion End Date
N/A
Min Fee
$99
Max Fee
$329
Free Will Updates
Create A Record Of Your Assets
With Willful, you can create a legally valid will online starting at just $99. It's not only cheaper than going to see a lawyer, it's much more convenient.
Pros
- Low cost
- Two plans to choose from
- Save on wills when you get 2
Cons
- Not available in the territories
- Missing some extras provided by competitors
Provinces
AB, BC, MB, NB, NS, ON, SK, QC, PE, NL
Eligibility
See Issuer for Details
Why You Want It
Create a legally binding will for just $99
Special Features
- Update documents for free at any time
- Offers gift cards to give to loved ones
- Create your will for as low as $99
Min Fee
$99
Max Fee
$329
Free Will Updates
Create A Record Of Your Assets
Abilty To Register Your Will With The Canada Will Registry
Create Incapacitation Documents
Min Monthly Fee
$29.99
Max Monthly Fee
$42.99
Ads In Min Monthly Fee
See Issuer for Details
Estimated # Of Shows/Movies
N/A
Sportsnet+ is Rogers Media’s live sports streaming service, launched in 2016 as an extension of the Sportsnet brand that’s been a staple in Canadian sports broadcasting since 1998. Designed for fans who want to cut the cord, Sportsnet+ gives subscribers access to live NHL, MLB, NBA, and other major league games, plus an impressive lineup of women’s sports including the WNBA, FA Women’s Super League, and FIBA competitions.
Pros
- Several packages and pricing options available
- Impressive coverage of women's sports
- Wide variety of devices you can watch on
- Content that isn't just games
Cons
- Lack of NFL coverage
- There's no Sportsnet+ free trial
- Watch out for blackouts
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Includes live streams of NHL, MLB, and NBA + Starts at $29.99 a month.
Special Features
- Available for free through some cable providers
- Replay and restart options in case you miss something
- Additional on-demand content
Min Monthly Fee
$29.99
Max Monthly Fee
$42.99
Ads In Min Monthly Fee
See Issuer for Details
Watch On Smart TVs
Watch On Phones/Tablets
Watch On Computer
Watch On Game Consoles
In-House Content
See Issuer for Details
Kids Programming
Live Sports
Number Of Screens That Can Watch At Once
2
Estimated # Of Shows/Movies
N/A
Option To Add More Users
Pay An Annual Fee For A Discount
Current Promo
N/A
Promo End Date
N/A
Min Monthly Fee
N/A
Max Monthly Fee
$14.99
Ads In Min Monthly Fee
Estimated # Of Shows/Movies
260
Apple TV+ is a top-notch streaming service. Until recently, every TV show, every movie, every documentary, and every single program was an original, made by Apple exclusively for this platform. Recent licensing deals have added new movies from Universal Studios, Sony, and others, and users can stream MLB game streams too.
Pros
- Very reasonable pricing
- Lengthy trial with new Apple device purchases
- Excellent exclusive programming
- Live MLB streaming
Cons
- Lack of subscription term options
- Comparatively small content collection
- Tricky to stream to Chromecast
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Get a 7-day free trial + Bundle with other Apple services for savings.
Special Features
- Extensive original programming
- Live MLB game coverage
- 3 months free service with purchase of a new Apple device
- Can be bundled with other Apple subscription services for a lower price
Min Monthly Fee
N/A
Max Monthly Fee
$14.99
Ads In Min Monthly Fee
Watch On Smart TVs
Watch On Phones/Tablets
Watch On Computer
Watch On Game Consoles
In-House Content
Kids Programming
Live Sports
Number Of Screens That Can Watch At Once
6
Estimated # Of Shows/Movies
260
Option To Add More Users
Pay An Annual Fee For A Discount
Current Promo
N/A
Promo End Date
N/A
Monthly Fee
N/A
Mobile App
Available Retailers Estimate
1,500
Minimum Balance To Cash Out
$1
Earning gift cards and extra cash is pretty simple with Swagbucks. In fact, it's one of the most popular cash back sites out there. By completing tasks and doing everyday things – like surfing the net, playing games, shopping online, etc. – you can earn gift cards, PayPal cash, and other sweet prizes.
Pros
- A surprisingly long list of ways to earn
- Opportunities for bonuses
- Impressive list of gift card options
- Handy browser extension
Cons
- No Interac e-Transfer options for cash-out
- Harder, longer tasks sometimes have small payouts
Provinces
ALL
Eligibility
- Age 13+
Why You Want It
Earn free gift cards for shopping online + Also earn for web searches and games.
Special Features
See Issuer for Details
Monthly Fee
N/A
Mobile App
Available Retailers Estimate
1,500
Pay Via Cheque?
Pay Via PayPal?
Pay Via Amazon?
Pay Via Gift Cards?
Pay Via Electronic Fund Transfer?
Minimum Balance To Cash Out
$1
Pay Frequency
Whenever you want
Limited Payment Wait
N/A
Welcome Bonus
$10
Welcome Bonus End Date
N/A
Refer A Friend Offer
10%
Min Monthly Fee
$9.99
Max Monthly Fee
$12.49
Ads In Min Monthly Fee
Estimated # Of Shows/Movies
1,300
Crunchyroll is made for anime lovers. Although it is an independently run company, the organization is a partnership between Sony Pictures in the U.S. and Aniplex in Japan. This streaming platform claims to be the service with the largest collection of anime, but it also offers much more than just videos – you'll also find a blog, chat forums, digital manga, and more.
Pros
- The biggest anime library available
- New episodes available very soon
- Compatible with a wide range of devices
- Video games and digital manga
Cons
- No more free, ad-inclusive viewing
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Get a 7-day free trial + Get unlimited access to largest anime collection.
Special Features
- Choose from over 1,000 anime series and movies
- Access to digital manga
- Play exclusive video games for mobile
- Blog and chat forums available for communicating with other fans
- Shop at the Crunchyroll store for anime merch
Min Monthly Fee
$9.99
Max Monthly Fee
$12.49
Ads In Min Monthly Fee
Watch On Smart TVs
Watch On Phones/Tablets
Watch On Computer
Watch On Game Consoles
In-House Content
Kids Programming
Live Sports
Number Of Screens That Can Watch At Once
4
Estimated # Of Shows/Movies
1,300
Option To Add More Users
Pay An Annual Fee For A Discount
Current Promo
N/A
Promo End Date
N/A
Minimum Investment
$100
Minimum Fees
N/A
Maximum Fees
0.5%
Withdrawal Fees?
$0
The RBC InvestEase platform is one of the most reliable robo advisors in Canada, provided by one of Canada’s biggest banks. Upon funding your account, the RBC InvestEase algorithm (and experts) maintain your investments for you. This makes the entire process simple, especially for new investors.
Pros
- Trusted industry name
- Big portion of transfer fee can be waived
- Low minimum to start investing
- Responsible investing portfolios
- NOMI Insights helps with goals
Cons
- The fees could be better
- Transferring to another institution incurs a hefty fee
- No mobile app
Provinces
ALL
Eligibility
- Resident of Canada
- Age of majority
- A SIN starting with a number from 1 to 7
Why You Want It
Get a professional investment portfolio + Low $100 minimum investment.
Special Features
- Low minimum balance requirement
Types Of Accounts
- Non-registered
- TFSA
- RRSP
- FHSA
Minimum Investment
$100
Minimum Balance For Minimum Fee
N/A
Minimum Deposit To Cover Transfer Fee
$15,000
Socially Responsible Investing Options
Email Support
Live Chat Support
Phone Support
Average MER
0.17%
Minimum Fees
N/A
Maximum Fees
0.5%
Cover Transfer Fees?
Maximum Covered Transfer Fee
$200
Promotion
N/A
Promotion End Date
N/A
Mid-market Exchange Rate?
Hidden Fees?
Example Fees For $1,000
- $0
Transfer Limits
- 75,000
Sending money to loved ones overseas should be a quick and easy process. A Simplii Global Money Transfer allows you to make money transfers of up to $75,000 per day (depending on the country), in local currency or in U.S. dollars. Transfers typically take 1 to 3 business days to process and have no initial transfer fees.
Pros
- No transfer fees
- Money transfer tracking
- Cash back and referral rewards
- Pick up your money at MoneyGram
- Get cash rewards by referring a friend
Cons
- Not available in Quebec
- Hidden fees
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
- Must have a Simplii Financial account or credit card
Why You Want It
Pay $0 in transfer fees + Send up to $75,000 within a 24-hour period.
Special Features
- Cash back rewards (when used with Simplii Cash Back Visa)
- Money transfer tracking
- Linked directly to your bank account, no 3rd party information sharing
- Get $50 when you refer a friend & they use your link
- Chance to win $5000
Mid-market Exchange Rate?
Hidden Fees?
Example Fees For $1,000
- $0
Example Transfer Speed For $1,000
- Cash Pickup: Same day
- Bank account: 1 - 3 business days
- Visa debit/credit cards: Real time
Debit Transfer?
Credit Transfer?
Bank Account Transfer?
Paypal Transfer?
Transfer Limits
- 75,000
Minimum Interest Rate
0.1%
Maximum Interest Rate
0.1%
Balance Required For Maximum Interest Rate
N/A
If you’re looking for a chequing or savings account that can do it all, consider the Neo Everyday Account. This free hybrid bank account combines the best features of a chequing account with the ability to earn interest like a savings account. It's even available for clients as young as 13 (14 in Quebec).
Pros
- Available for youth, too
- Comes with a prepaid Mastercard
- No transaction fees
- No monthly fees
- Ability to build credit score with a Neo Membership
Cons
- Lower interest rate than the Neo Savings Account
Provinces
ALL
Eligibility
- Canadian citizen
Why You Want It
0.1% interest on your balance + ~3% cash back on purchases.
Special Features
- Earn up to 3% cash back on spending
- Free app for tracking your spending and savings
- Pairs well with other Neo products
# Of Free Transactions
Unlimited
# Of Free Interac E-Transfers
Unlimited
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
Top-rated financial products
GC: $100
Scotiabank Ultimate Package
$100 GeniusCash + Get up to a $700* welcome bonus + Up to $150 annual credit card fee waivers.
Square One's home insurance
Rates start as low as $12 per month + Coverage is fully customizable and online.
Coast Capital Closed Fixed Rate Mortgage
Rates as low as 3.86%* APR on a high-ratio 5-year fixed mortgage
GC: $100
Kraken
$100 GeniusCash + Invest and trade in more than 350 cryptocurrencies + Low trading fees.
