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  • About Aviva Condo Insurance
    • Aviva condo insurance features
  • Aviva condo insurance product rating: 2.6 stars
  • Aviva condo insurance alternatives
moneyGenius Team
Written and Edited By
Melanie Pitman
Expert Reviewed By

If you live in a condo, think twice before thinking you don't need any sort of home insurance. Though your building is likely covered by the condo owner's insurance, your belongings and any upgrades you made probably isn't. That's where condo insurance comes in – with Aviva condo insurance being one of the most popular options available for Canadians.

Standard coverage takes care of your belongings, upgrades, accidental damage, and personal liability – plus you can opt for enhanced coverage if you work from home, rent on airbnb, and more. You also have a selection of available discounts to help you save on premiums.

Aviva condo insurance features

Here's what Aviva condo insurance can offer you.

Aviva
2.6
Genius Rating
Why You Want It
Customize coverage for your condo + Save when you combine policies.
Special Features
  • 24/7 claim service
  • Mortgage-free discount
  • Identity theft coverage
Eligibility
  • Canadian citizen
  • Age of majority
Provinces
ALL
Features
Personal Liability Coverage
Yes
Personal Belongings Coverage
Yes
Unit Improvements Coverage
Yes
Additional Living Expenses Coverage
No
Loss Assessment Coverage
No
Common Area Damage
No
Sewer Backup
Yes
Overland Water
Yes
Identity Theft
Yes
Earthquake Coverage
Yes
Student Property Coverage
No
Full Hail Coverage
No
Accidental Property Damage
Yes
Water Protection
Yes
Home-sharing Coverage
Yes
Home-based Business Coverage
Yes
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Aviva condo insurance product rating: 2.6 stars

Aviva condo insurance offers many of the insurance types we look for – giving you plenty of coverage options. What makes them stand out is the option for identity theft coverage, which you don't see everywhere.

That said, Aviva is missing some of the major coverages we track, like additional living expenses.

Rating methodology

To calculate our Genius Ratings, we compare the features of the account or product in question with other similar products in Canada. We give each feature a score out of 5 based on that comparison. Once we’ve rated all the features, we run them through our proprietary algorithm to produce a final rating out of 5.

Learn more about our rating methodology.

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Aviva condo insurance alternatives

AvivaSonnetTDCo-operators
AccountAviva Condo InsuranceSonnet Condo InsuranceTD Condo InsuranceCo-Operators Condo Insurance
Genius Rating2.65.03.62.4
Why You Want ItCustomize coverage for your condo + Save when you combine policies.Get coverage whether you live in or rent the condo out + Instant quotes.Purchase online for up to 10% off + Personalized coverage advice.Get unique coverage for condominium owners + Special insurance add-ons.
Personal Liability CoverageYesYesYesYes
Personal Belongings CoverageYesYesYesYes
Unit Improvements CoverageYesYesYesYes
Additional Living Expenses CoverageNoYesYesYes
Loss Assessment CoverageNoYesYesYes
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Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.

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Ratings & Reviews

2.6
Genius Rating
 
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