Founded by Rasha Katabi, Brim Financial launched its 3 tiers of Mastercards in 2018. And although it’s still a relative newcomer to the Canadian financial scene, this Toronto-based company is making a mark.
Brim is primarily a credit card issuer, and its series of Mastercards offer some unique perks. Their simple rewards structure that's boosted by partner retailers is also refreshing to the Canadian financial scene and this has helped the company make a name for itself in a busy market.
Overview
- A Canadian fintech company based in Toronto.
- Offers 3 different levels of Mastercards.
- Top security features for its credit cards and online platforms.
- Unique and refreshing cash rewards program.
Rating methodology
Brim's overall rating is 0.5 out of a possible 5 stars. This number is an average of all the individual products we've rated so far, which you can find more info on below. Each of these are scored by breaking them down into their main parts, then comparing each feature to similar products on the market.
Brim Financial credit cards
Brim Financial’s selection of credit cards includes the base Mastercard, the World Mastercard, and the World Elite Mastercard. Each card comes with the typical Mastercard benefits associated with its tier – each has different income requirements, travel benefits, and various Mastercard-sponsored perks.
The truly special feature to appreciate about these cards is the rewards program. The Brim Rewards program allows cardholders to earn points by shopping with their retail partners, both local and global, online and in-person. And the more a user spends with one partner, the better the offers from that specific retailer can be. It’s a highly personalized program that users can cash in on in big ways.
Brim credit card ratings
If a credit card company providing a range of high-earning rewards credit cards is what you’re looking for, Brim hits the mark.
FAQ
What is Brim Financial?
Brim Financial is a Canadian fintech company headed by Rasha Katabi in Toronto. They offer 3 different Mastercard options that you can read more about here.
What’s special about the Brim Financial Mastercard?
The Brim Financial Mastercard has several features to pique your interest, including no annual fee and 0% FX fees. It also comes with several types of insurance and a unique rewards program where you can earn up to 30% back with partnering retailers. You can read more about this rewards program here.
Are there any other Brim Financial cards?
Yes, there are 2 others: the Brim World Mastercard and the Brim World Elite Mastercard. The Brim World Mastercard earns 1.5% cash back on each $1 spent, and the Brim World Elite Mastercard earns 2%. You can read more about these cards here.
Is Brim worth it?
Yes – for those looking to avoid FX fees and prefer a credit card with a high flat earn rate, Brim Financial cards are worth looking into. The Brim Rewards program can be pretty sweet too, since it’s highly personalized and allows you to earn at your favourite retailers. You can read more about these benefits here.
Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.
Hot Money Deals This Month
- Get even more cash back with exclusive offers only available on the GeniusCash app
- Explore bigger GeniusCash offers that you won't find anywhere else.
- Connect your credit cards and unlock bonus cash.
- Explore customized recommendations to level up your rewards.
- Refer your friends and family to earn bonus levels and extra cash back.
- Take control of your money with a full-featured chequing account + $100 GeniusCash
- Get up to $500 in cash when you open a new account, complete specified actions, and open 2 registered investment accounts.
- Unlimited free transactions – including debit and Interac e-Transfers®.
- Earn Scene+ points on every debit transaction.
- $100 GeniusCash on approval – ends Dec 31, 2025.*.
- Unlimited transactions + Free identity theft protection + $125 GeniusCash
- Unlimited transactions and Interac e-Transfers.
- Free identity theft protection and access to Coursera online learning.
- $125 GeniusCash on approval – ends Dec 31, 2025.*.
- A low cost online broker with a $2,000 bonus + $80 GeniusCash
- Get $150 when you open and fund your new accounts with at least $1,000.
- No minimum investment requirement.
- Plenty of trade-free ETFs to choose from.
- $80 GeniusCash on approval – ends Dec 31, 2025.*.
- Bonus: Get one of the lowest brokerage rates from an online broker from a Big 5 Bank →
