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# Of Lenders
100+
New Mortgage
Yes
Refinance
Yes
Switch Lenders
Yes
5.0 Genius Rating
0.0 (0) User Reviews

Breezeful is an online mortgage broker, which can sometimes be quicker than traditional methods while finding you a better rate. Their algorithm sifts through the various rates and options available to show you the best rates available, but of course there's no guarantee that you'll actually qualify for them.

Pros
  • Instant quotes are available
  • Dedicated mortgage expert
  • Over 100 lenders
Cons
  • Application process isn't entirely digital
  • Appointment with a specialist is required
  • Starts to pester you almost instantly
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Compare offers from 100+ lenders + Work with a dedicated mortgage expert.
Special Features
  • Refer a friend program
# Of Lenders
100+
Pre-approval
Yes
Instant Quotes
Yes
New Mortgage
Yes
Refinance
Yes
Switch Lenders
Yes
Personal Support
Yes
Online Support
Yes
Phone Support
Yes
Text Support
No
Fees?
0
 
# Of Lenders
30+
New Mortgage
Yes
Refinance
Yes
Switch Lenders
Yes
0.8 Genius Rating
2.8 (5) User Reviews

Homewise brings the entire mortgage application process online, making it faster, less stressful, and more transparent. Whether you're looking for a pre-approval, refinance, or to switch lenders, Homewise can help you save money and find the best mortgage for you.

Pros
  • Get $250 GeniusCash when you fund your mortgage
  • Easy online application process
  • Faster responses than traditional banks and lenders
  • Get the best mortgage for you from over 30 different lenders
  • Works for new mortgages, refinancing, or switching lenders
  • Top of the line support with a human touch
Cons
  • Application process requires a LOT of personal information
  • No face to face support available
  • A credit check is required when you apply for a mortgage
Provinces
AB, ON, BC, PE, MB, SK, NB, YT, NL, NU, NT, NS
Eligibility
  • Canadian citizen or resident of Canada
Why You Want It
$250 GeniusCash + Get the best mortgage rate with your personal advisor + Easily close online.
Special Features
  • Personal advisor will help you get approved
  • Can help people who are self-employed or have bad credit find mortgages
  • Works with the Habitat for Humanity charitable organization
# Of Lenders
30+
Pre-approval
Yes
Instant Quotes
Yes
New Mortgage
Yes
Refinance
Yes
Switch Lenders
Yes
Personal Support
Yes
Online Support
Yes
Phone Support
Yes
Text Support
Yes
Fees?
0
 
Minimum Investment
$0
Minimum Fees
N/A
Maximum Fees
$20 a month
Withdrawal Fees?
$false
3.2 Genius Rating
5.0 (1) User Reviews

Moka is a modern and simple approach to investing, designed to keep you on track to your future with an easy-to-use managed portfolio. By following the S&P 500, your money is taken care of by experts without all the complication of hands-on investing. You'll also help make a positive impact on the environment, thanks to automatic contributions to forest restoration projects.

Pros
  • Set up recurring deposits to boost your account
  • Easily follow expert-approved investment strategies
  • Automatically do your part for the environment
Cons
  • Be aware of MER fees
  • Transfer fees up to $50 on RRSP withdrawals
Provinces
ALL
Eligibility
  • Age of majority
Why You Want It
Auto invest in your future with expert-approved portfolios + Low monthly fee.
Special Features
  • Passively invest in your future and the environment
  • Easily follow expert-approved investment strategies
Types Of Accounts
  • Non-registered
  • TFSA
  • RRSP
Minimum Investment
$0
Minimum Balance For Minimum Fee
$0
Minimum Deposit To Cover Transfer Fee
$15,000
Socially Responsible Investing Options
Yes
Email Support
Yes
Live Chat Support
Yes
Phone Support
No
Average MER
0.24%
Minimum Fees
N/A
Maximum Fees
$20 a month
Cover Transfer Fees?
Yes
Maximum Covered Transfer Fee
$150
Promotion
N/A
Promotion End Date
N/A
 
Min Monthly Fee
US$4.99
Max Monthly Fee
US$7.49
Number Of Users Included
1-10
Can Be Used For All Devices
Yes
2.7 Genius Rating
0.0 (0) User Reviews

Dashlane offers private and secure password management that works on most operating systems and browsers and will even sync between devices. And it's not just for passwords – Dashlane will also store and sync your payment information (like credit cards) and personal details, filling those in whenever you need them.

Pros
  • High grade security
  • Not just for passwords
  • 30 day premium free trial
  • Email and live chat support
  • Different versions available
Cons
  • Recent switch from app to the cloud is getting poor reviews
  • The free version has been discontinued
  • Live chat support is limited
  • Documentation isn't great
Provinces
ALL
Eligibility
N/A
Why You Want It
Get top-tier password security + Choose from personal or business plans.
Special Features
  • Top of the line privacy
  • Security breach alerts
  • Form autofill
Min Monthly Fee
US$4.99
Max Monthly Fee
US$7.49
Number Of Users Included
1-10
Can Be Used For All Devices
Yes
Generates Passwords
Yes
Multi Factor Authentication Supported
Yes
Ability To Share Passwords With Others
Yes
 
Min Monthly Fee
$0.00
Max Monthly Fee
$5.50
Number Of Users Included
1-6
Can Be Used For All Devices
Yes
3.5 Genius Rating
0.0 (0) User Reviews

LastPass is a popular password management tool available for Canadians. Even if you only opt for the free version, you'll be able to store an unlimited amount of passwords, which can be automatically generated for extra protection. Unfortunately, you'll only be able to access your passwords on one device, unless you pay for the premium plan.

Pros
  • Free version available
  • Family plan available
  • Dark web monitoring with premium plan
  • 1GB of encrypted storage with premium plan
  • Easily share passwords without compromising them
Cons
  • No email support for free users
  • Limited access to passwords for free users
Provinces
ALL
Eligibility
N/A
Why You Want It
Safely store all of your passwords + Share passwords with premium plan.
Special Features
  • Business, single user, and family plans available to easily share passwords
  • Premium plan includes dark web monitoring, 1GB storage, and priority tech support
Min Monthly Fee
$0.00
Max Monthly Fee
$5.50
Number Of Users Included
1-6
Can Be Used For All Devices
Yes
Generates Passwords
Yes
Multi Factor Authentication Supported
Yes
Ability To Share Passwords With Others
Yes
 
Min Monthly Fee
US$2.99
Max Monthly Fee
US$7.99
Number Of Users Included
1-5
Can Be Used For All Devices
Yes
2.2 Genius Rating
2.5 (2) User Reviews

1Password is a simple and secure service that lets you generate, store, and sync passwords for all of your apps across all of your devices. Initially released in 2006, 1Password has since grown to support millions of users, and has expanded its product to include more tools to help protect users, including security breach alerts, phishing protection, and protection against keylogger software.

Pros
  • Top of the line privacy and security
  • Security breach alerts
  • Phishing and keylogger protection
  • Automatically scrubs your clipboard
  • Available for most operating systems, devices, and browsers
Cons
  • Free trial is only 14 days
Provinces
ALL
Eligibility
N/A
Why You Want It
Master impenetrable passwords + Access them from any device, anywhere.
Special Features
  • Top end privacy controls
  • Form autofill
  • Security breach alerts
  • Phishing and keylogger protection
Min Monthly Fee
US$2.99
Max Monthly Fee
US$7.99
Number Of Users Included
1-5
Can Be Used For All Devices
Yes
Generates Passwords
Yes
Multi Factor Authentication Supported
Yes
Ability To Share Passwords With Others
Yes
 
Accident Benefits / Bodily Insurance
Yes
Emergency Road Service
Yes
Accident Forgiveness
Yes
Replacement Value For Total Loss
Yes
3.8 Genius Rating
1.4 (21) User Reviews

CAA Auto Insurance is one of several products offered by CAA (Canadian Automobile Association), a well-recognized brand in Canada that provides members with automobile, travel, and insurance services. CAA members also enjoy exclusive rewards, perks, and discounts as part of their membership.

Pros
Cons
Provinces
BC, MB, NB, PE, SK, NS
Eligibility
See Issuer for Details
Why You Want It
Get comprehensive coverage options + Access discounts with membership.
Special Features
  • CAA Member discount
  • CAA Auto and Home bundle discount
  • CAA MyPace for pay-as-you-go coverage
  • Electronic proof of auto insurance feature
Liability Insurance
Yes
Accident Benefits / Bodily Insurance
Yes
Collision Insurance
Yes
Comprehensive Insurance
Yes
Emergency Road Service
Yes
Uninsured Motorist Coverage
See Issuer for Details
Direct Compensation Property Damage
Yes
All Perils
Yes
Specified Perils
Yes
Accident Forgiveness
Yes
Replacement Value For Total Loss
Yes
Family Protection
See Issuer for Details
New Vehicle Protection / Depreciation
Yes
Loss Of Vehicle Use Endorsement
Yes
Rented Or Borrowed Car Protection
Yes
Ride Sharing
No
Conviction Protection / Ticket Forgiveness
Yes
Disappearing Deductible
See Issuer for Details
 
Travel Accident
See Issuer for Details
Emergency Medical
$Unlimited
Trip Cancellation
See Issuer for Details
Trip Interruption
See Issuer for Details
3.5 Genius Rating
1.0 (3) User Reviews

As one of the biggest banks in Canada, RBC offers travel insurance alongside its large suite of other banking products. With RBC travel insurance, you'll have the option of being covered by all the basics, including travel medical, trip cancellation, and trip interruption – all backed by a big bank you likely already know and trust. Helping take things to the next level are the registered nurses and physicians that are available 24/7 to help you with your needs.

Pros
  • Includes most main types of travel insurance we track
  • Single trip and multi-trip coverage available
  • Plans with seniors in mind
  • Registered nurses and physicians available 24/7
  • Discount if you're travelling in a group of 10 or more
Cons
  • Not a lot of customization options
  • Expensive premiums
  • Doesn't offer COVID travel insurance
Provinces
ALL
Eligibility
  • Canadian resident (plans available for non-Canadians visiting Canada)
  • Covered by your government health insurance plan
  • Under 60 and travelling for 183 days or less
  • Over 60 and under 75 and travelling for 60 days or less
Why You Want It
Includes comprehensive, medical, and trip cancellation + 24/7 support.
Special Features
  • 24/7 worldwide emergency travel assistance
  • Multilingual assistance
  • Registered nurses and consulting physicians available 24/7
Travel Accident
See Issuer for Details
Emergency Medical
$Unlimited
Trip Cancellation
See Issuer for Details
Trip Interruption
See Issuer for Details
Flight Delay
$1,750
Baggage Loss, Damage, Delay
$1,000
Hotel Burglary
N/A
Rental Car Theft And Damage
No
Rental Car Accident
N/A
Rental Car Personal Effects
N/A
Student Plans Available?
Yes
 
Minimum Interest Rate
2.8%
Maximum Interest Rate
2.8%
Balance Required For Maximum Interest Rate
$0
3.9 Genius Rating
1.0 (2) User Reviews

The Oaken Savings Account is a high interest savings account from Oaken Financial. Its main draw is its top-notch rate of 2.8%. There’s also no minimum balance needed or monthly fees to save your money in this account.

Pros
  • Competitive 2.8% interest rate
  • No minimum balance or monthly fees
  • Available transactions are free
  • 2 options for insuring your deposit under CDIC
Cons
  • No debit card access
  • No Interac e-Transfers
  • No promotional welcome bonus rate
  • No chequing account available at Oaken Financial
Provinces
ALL
Eligibility
  • Resident of Canada
Why You Want It
Earn up to 2.8% interest on your savings + No fees or minimum balance.
Special Features
  • Choose 1 of 2 issuers for CDIC insurance
  • Competitive interest rate
# Of Free Transactions
0
# Of Free Interac E-Transfers
0
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Interest Rate
N/A
Maximum Interest Rate
1.85%
Balance Required For Maximum Interest Rate
N/A
3.4 Genius Rating
0.0 (0) User Reviews

The MAXA Financial High Interest Savings Account offers 1.85% interest on every penny you keep in the account, which is much more than the big banks offer. You can access your money with a debit card, which isn't always an option for online banks. And though MAXA is a division of the Westoba Credit Union (based in Manitoba), this savings account is available Canada-wide.

Pros
Cons
Provinces
ALL
Eligibility
  • Older than 18
  • Canadian citizen or permanent resident
  • Make a one-time purchase of $5 in membership shares
Why You Want It
Earn 1.85% interest on your savings + Access funds with a member card.
Special Features
  • Deposits 100% guaranteed by Deposit Guarantee Corporation of Manitoba
# Of Free Transactions
1
# Of Free Interac E-Transfers
0
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 

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