App Exclusive: $150 GeniusCash on the #1 no FX fee Visa in Canada!

Financial Product Reviews

Rewards
Filter By Type
Availability By Province
Filter By Company
Sort By
Min Monthly Fee
US$2.99
Max Monthly Fee
US$7.99
Number Of Users Included
1-5
Can Be Used For All Devices
Yes
2.2 Genius Rating
2.5 (2) User Reviews

1Password is a simple and secure service that lets you generate, store, and sync passwords for all of your apps across all of your devices. Initially released in 2006, 1Password has since grown to support millions of users, and has expanded its product to include more tools to help protect users, including security breach alerts, phishing protection, and protection against keylogger software.

Pros
  • Top of the line privacy and security
  • Security breach alerts
  • Phishing and keylogger protection
  • Automatically scrubs your clipboard
  • Available for most operating systems, devices, and browsers
Cons
  • Free trial is only 14 days
Provinces
ALL
Eligibility
N/A
Why You Want It
Master impenetrable passwords + Access them from any device, anywhere.
Special Features
  • Top end privacy controls
  • Form autofill
  • Security breach alerts
  • Phishing and keylogger protection
Min Monthly Fee
US$2.99
Max Monthly Fee
US$7.99
Number Of Users Included
1-5
Can Be Used For All Devices
Yes
Generates Passwords
Yes
Multi Factor Authentication Supported
Yes
Ability To Share Passwords With Others
Yes
 
Accident Benefits / Bodily Insurance
Yes
Emergency Road Service
Yes
Accident Forgiveness
Yes
Replacement Value For Total Loss
Yes
3.6 Genius Rating
1.4 (21) User Reviews

CAA Auto Insurance is one of several products offered by CAA (Canadian Automobile Association), a well-recognized brand in Canada that provides members with automobile, travel, and insurance services. CAA members also enjoy exclusive rewards, perks, and discounts as part of their membership.

Pros
Cons
Provinces
BC, MB, NB, PE, SK, NS
Eligibility
See Issuer for Details
Why You Want It
Get comprehensive coverage options + Access discounts with membership.
Special Features
  • CAA Member discount
  • CAA Auto and Home bundle discount
  • CAA MyPace for pay-as-you-go coverage
  • Electronic proof of auto insurance feature
Liability Insurance
Yes
Accident Benefits / Bodily Insurance
Yes
Collision Insurance
Yes
Comprehensive Insurance
Yes
Emergency Road Service
Yes
Uninsured Motorist Coverage
See Issuer for Details
Direct Compensation Property Damage
Yes
All Perils
Yes
Specified Perils
Yes
Accident Forgiveness
Yes
Replacement Value For Total Loss
Yes
Family Protection
See Issuer for Details
New Vehicle Protection / Depreciation
Yes
Loss Of Vehicle Use Endorsement
Yes
Rented Or Borrowed Car Protection
Yes
Ride Sharing
No
Conviction Protection / Ticket Forgiveness
Yes
Disappearing Deductible
See Issuer for Details
 
Travel Accident
See Issuer for Details
Emergency Medical
$Unlimited
Trip Cancellation
See Issuer for Details
Trip Interruption
See Issuer for Details
3.5 Genius Rating
1.0 (3) User Reviews

As one of the biggest banks in Canada, RBC offers travel insurance alongside its large suite of other banking products. With RBC travel insurance, you'll have the option of being covered by all the basics, including travel medical, trip cancellation, and trip interruption – all backed by a big bank you likely already know and trust. Helping take things to the next level are the registered nurses and physicians that are available 24/7 to help you with your needs.

Pros
  • Includes most main types of travel insurance we track
  • Single trip and multi-trip coverage available
  • Plans with seniors in mind
  • Registered nurses and physicians available 24/7
  • Discount if you're travelling in a group of 10 or more
Cons
  • Not a lot of customization options
  • Expensive premiums
  • Doesn't offer COVID travel insurance
Provinces
ALL
Eligibility
  • Canadian resident (plans available for non-Canadians visiting Canada)
  • Covered by your government health insurance plan
  • Under 60 and travelling for 183 days or less
  • Over 60 and under 75 and travelling for 60 days or less
Why You Want It
Includes comprehensive, medical, and trip cancellation + 24/7 support.
Special Features
  • 24/7 worldwide emergency travel assistance
  • Multilingual assistance
  • Registered nurses and consulting physicians available 24/7
Travel Accident
See Issuer for Details
Emergency Medical
$Unlimited
Trip Cancellation
See Issuer for Details
Trip Interruption
See Issuer for Details
Flight Delay
$1,750
Baggage Loss, Damage, Delay
$1,000
Hotel Burglary
N/A
Rental Car Theft And Damage
No
Rental Car Accident
N/A
Rental Car Personal Effects
N/A
Student Plans Available?
Yes
 
Minimum Interest Rate
2.8%
Maximum Interest Rate
2.8%
Balance Required For Maximum Interest Rate
$0
3.9 Genius Rating
1.0 (1) User Reviews

The Oaken Savings Account is a high interest savings account from Oaken Financial. Its main draw is its top-notch rate of 2.8%. There’s also no minimum balance needed or monthly fees to save your money in this account.

Pros
  • Competitive 2.8% interest rate
  • No minimum balance or monthly fees
  • Available transactions are free
  • 2 options for insuring your deposit under CDIC
Cons
  • No debit card access
  • No Interac e-Transfers
  • No promotional welcome bonus rate
  • No chequing account available at Oaken Financial
Provinces
ALL
Eligibility
  • Resident of Canada
Why You Want It
Earn up to 2.8% interest on your savings + No fees or minimum balance.
Special Features
  • Choose 1 of 2 issuers for CDIC insurance
  • Competitive interest rate
# Of Free Transactions
0
# Of Free Interac E-Transfers
0
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Interest Rate
N/A
Maximum Interest Rate
1.85%
Balance Required For Maximum Interest Rate
N/A
3.4 Genius Rating
0.0 (0) User Reviews

The MAXA Financial High Interest Savings Account offers 1.85% interest on every penny you keep in the account, which is much more than the big banks offer. You can access your money with a debit card, which isn't always an option for online banks. And though MAXA is a division of the Westoba Credit Union (based in Manitoba), this savings account is available Canada-wide.

Pros
Cons
Provinces
ALL
Eligibility
  • Older than 18
  • Canadian citizen or permanent resident
  • Make a one-time purchase of $5 in membership shares
Why You Want It
Earn 1.85% interest on your savings + Access funds with a member card.
Special Features
  • Deposits 100% guaranteed by Deposit Guarantee Corporation of Manitoba
# Of Free Transactions
1
# Of Free Interac E-Transfers
0
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Interest Rate
N/A
Maximum Interest Rate
1.85%
Balance Required For Maximum Interest Rate
N/A
3.6 Genius Rating
0.0 (0) User Reviews

The Outlook Financial High Interest Savings Account has a competitive interest rate, no monthly fees, and no minimum balance required. Plus, the benefits of working with a credit union can't be ignored.

Pros
  • The interest rate is top notch
  • All deposits are 100% guaranteed
  • Dealing with a credit union can be refreshing
Cons
  • No promotional rates or welcome offers
  • Limited to one free transaction per month
Provinces
ALL
Eligibility
  • At least 18 years old
  • Tesident of Canada
  • $5 one-time credit union membership fee
Why You Want It
Earn up to 1.85% interest in the account + Deposits are 100% guaranteed.
Special Features
  • Competitive interest rate
  • Deposits are guaranteed by the Guarantee Corporation of Manitoba
# Of Free Transactions
1
# Of Free Interac E-Transfers
0
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Investment
$100
# Of Funds Available
150
Min MER
0.33%
Max MER
2.82%
1.8 Genius Rating
2.0 (3) User Reviews

Like most big banks in Canada, TD offers a number of different investment products for its clients, including TD mutual funds. You can invest in TD's mutual funds through their DIY investment platform, TD Direct Investing, or through your TD Wealth financial advisor. With 150 different funds available, you'll be able to tune your investment portfolio to meet your own precise needs.

Pros
  • Plenty of funds available
  • Small minimum investment
  • Wide range of account types available
  • Portfolio options for even easier investing
Cons
  • Mutual funds are lower risk and therefore often lower reward
  • Professional management means fees
Provinces
See Issuer for Details
Eligibility
See Issuer for Details
Why You Want It
Choose from numerous mutual funds + Get help from an advisor or DIY.
Special Features
  • DIY investing option
  • Set up regular contributions to your investment accounts
Minimum Investment
$100
Account Types
  • TFSA
  • RRSP
  • Cash
  • RESP
  • RIF
  • Margin
  • LIRA
  • LIF
  • RDSP
Fund Types
  • Balanced
  • Canadian Equity
  • Global Equity
  • Fixed Income
  • Money Market
  • Sector
  • US Equity
  • Portfolio Solutions
# Of Funds Available
150
Porfolio Options
  • Conservative
  • Balanced Income
  • Balanced
  • Balanced Growth
  • Growth
  • Aggressive
Min MER
0.33%
Max MER
2.82%
Personalized Advice?
Yes
 
# Of ETFs
44
Min Management Fee
0.03%
Max Management Fee
0.22%
2.4 Genius Rating
0.0 (0) User Reviews

Vanguard offers an array of different exchange traded funds (ETFs) for Canadians, including equity, fixed income, and asset allocation products. There are a number of different ETFs in each of these categories. On the other hand, Vanguard prides itself on having lower fees and associated costs than other investments, which may be of interest.

Pros
  • Different types of ETFs are available
  • Available through a number of online brokerages
  • Lower associated costs than other ETFs
  • No minimum investment amount
Cons
  • As with all investments, there are risks
  • Designed for Canadian residents
Provinces
ALL
Eligibility
N/A
Why You Want It
Invest in low-fee ETFs + Available at a number of online brokerages.
Special Features
  • Education and commentary blog
  • Fund comparison tool
  • Cost simulator tool
  • Investor questionnaire
  • YouTube channel with investment commentary
Types Of ETFs
  • All In One
  • Total Market ETFs
  • ESG
# Of ETFs
44
Min Management Fee
0.03%
Max Management Fee
0.22%
Min MER
0.03%
Max MER
0.22%
Personalized Advice?
No
Self-directed Investing Platform Available?
No
 
Term Life Insurance
Yes
Terms Available
  • 10 years
  • 20
  • 25
  • 30
Permanent Life Insurance
Yes
Guaranteed Acceptance Life Insurance
No
2.2 Genius Rating
0.0 (0) User Reviews

GoLife offers a digital life insurance experience to make it quick and easy to meet your needs. They claim that in just 20 minutes, you can have your own term life insurance policy ready to go. You'll get a 10, 20, 25, or 30 year term, plus you can customize your premiums.

Pros
  • Quick and easy online application
  • Dedicated advisors available
Cons
  • Only term and permanent life insurance available
  • Very difficult to find info on the website
  • Very difficult to find info on the website
Provinces
BC, AB, SK, ON, MB
Eligibility
  • Canadian citizen
  • 18 - 65 years old
Why You Want It
Impressive 1.5% interest rate + Easy-access tax-sheltered growth.
Special Features
  • Quick, online application
  • Dedicated advisors available online and over the phone
  • Customizable premiums
Term Life Insurance
Yes
Terms Available
  • 10 years
  • 20
  • 25
  • 30
Permanent Life Insurance
Yes
Guaranteed Acceptance Life Insurance
No
Universal Life Insurance
No
 
Average MER
20%
TFSA GICs Available?
Yes
TFSA Mutual Funds?
Yes
TFSA Savings Account?
No
3.2 Genius Rating
0.0 (0) User Reviews

Questrade is a discount online brokerage tool that not only offers Canadian traders the ability to embark on DIY investing journeys, but also offers a more laid-back robo advisor option through Questwealth. Whichever option you choose, you can opt to open a Tax-Free Savings Account (TFSA), which lets you grow your money without worrying about taxes.

Pros
  • Your money grows tax free
  • ETFs and stocks are low cost
  • Get guaranteed and tax-free return with a TFSA GIC
  • Mutual funds available
  • Let the pros do the work with Questwealth portfolios
  • Get $50 off commission fees OR $10,000 managed free for a year
Cons
  • No savings account available
  • GICs and bonds have high minimum investments of $5,000
  • Mutual funds are $9.95 a trade
Provinces
ALL
Eligibility
  • Canadian citizen
Why You Want It
Exclusive: Get $50 off commission fees + ETFs are always free to buy.
Special Features
  • Low cost investing
  • ETFs are free to buy
Self-directed TFSA Platform
Questrade
Self-directed Base Fee
N/A
TFSA GICs List
N/A
Self-directed Available?
Yes
TFSA GICs Available?
Yes
TFSA Mutual Funds?
Yes
TFSA Portfolios?
Yes
TFSA Savings Account?
No
Min TFSA Savings Account Interest Rate
N/A
Max TFSA Savings Account Interest Rate
N/A
Promotion
Get $50 off commission fees or $10,000 managed for free for a year
Promotion End Date
See Issuer for Details
Average Mutual Fund MER
See Issuer for Details
Investment Portfolios Fees
See Issuer for Details
 

Top-rated financial products

KOHO Earn Interest

KOHO Earn Interest

Get 2 accounts in 1 with up to 3.5% interest + Cash back on every purchase.
Policy Advisor Life Insurance

Policy Advisor Life Insurance

Get instant life insurance quotes from 30 top insurers + No brokerage fees.
CI Direct Investing

CI Direct Investing

Access professional investment portfolios + Get expert financial advice.
Questwealth

Questwealth

Get fees as low as 0.2% + $0 transfer-in fees with no minimum.
Coast Capital  Auto Finance

Coast Capital Auto Finance

Apply in as little as 10 minutes + Get low-rate and flexible financing.
Tangerine Closed Fixed Rate Mortgage

Tangerine Closed Fixed Rate Mortgage

Get competitive mortgage rates + Flexible portability and prepayments.
Wealthsimple Tax

Wealthsimple Tax

Easily file your taxes for free + Get a 100% accuracy guarantee.
PureVPN

PureVPN

Get a 31-day money-back guarantee + Unlock American Netflix and more.
 
Cancel
You can select up to 10 products to compare