Financial Product Reviews
Breezeful is an online mortgage broker, which can sometimes be quicker than traditional methods while finding you a better rate. Their algorithm sifts through the various rates and options available to show you the best rates available, but of course there's no guarantee that you'll actually qualify for them.
- Instant quotes are available
- Dedicated mortgage expert
- Over 100 lenders
- Application process isn't entirely digital
- Appointment with a specialist is required
- Starts to pester you almost instantly
- Refer a friend program
Homewise brings the entire mortgage application process online, making it faster, less stressful, and more transparent. Whether you're looking for a pre-approval, refinance, or to switch lenders, Homewise can help you save money and find the best mortgage for you.
- Get $250 GeniusCash when you fund your mortgage
- Easy online application process
- Faster responses than traditional banks and lenders
- Get the best mortgage for you from over 30 different lenders
- Works for new mortgages, refinancing, or switching lenders
- Top of the line support with a human touch
- Application process requires a LOT of personal information
- No face to face support available
- A credit check is required when you apply for a mortgage
- Canadian citizen or resident of Canada
- Personal advisor will help you get approved
- Can help people who are self-employed or have bad credit find mortgages
- Works with the Habitat for Humanity charitable organization
Moka is a modern and simple approach to investing, designed to keep you on track to your future with an easy-to-use managed portfolio. By following the S&P 500, your money is taken care of by experts without all the complication of hands-on investing. You'll also help make a positive impact on the environment, thanks to automatic contributions to forest restoration projects.
- Set up recurring deposits to boost your account
- Easily follow expert-approved investment strategies
- Automatically do your part for the environment
- Be aware of MER fees
- Transfer fees up to $50 on RRSP withdrawals
- Age of majority
- Passively invest in your future and the environment
- Easily follow expert-approved investment strategies
- Non-registered
- TFSA
- RRSP
Dashlane offers private and secure password management that works on most operating systems and browsers and will even sync between devices. And it's not just for passwords – Dashlane will also store and sync your payment information (like credit cards) and personal details, filling those in whenever you need them.
- High grade security
- Not just for passwords
- 30 day premium free trial
- Email and live chat support
- Different versions available
- Recent switch from app to the cloud is getting poor reviews
- The free version has been discontinued
- Live chat support is limited
- Documentation isn't great
- Top of the line privacy
- Security breach alerts
- Form autofill
LastPass is a popular password management tool available for Canadians. Even if you only opt for the free version, you'll be able to store an unlimited amount of passwords, which can be automatically generated for extra protection. Unfortunately, you'll only be able to access your passwords on one device, unless you pay for the premium plan.
- Free version available
- Family plan available
- Dark web monitoring with premium plan
- 1GB of encrypted storage with premium plan
- Easily share passwords without compromising them
- No email support for free users
- Limited access to passwords for free users
- Business, single user, and family plans available to easily share passwords
- Premium plan includes dark web monitoring, 1GB storage, and priority tech support
1Password is a simple and secure service that lets you generate, store, and sync passwords for all of your apps across all of your devices. Initially released in 2006, 1Password has since grown to support millions of users, and has expanded its product to include more tools to help protect users, including security breach alerts, phishing protection, and protection against keylogger software.
- Top of the line privacy and security
- Security breach alerts
- Phishing and keylogger protection
- Automatically scrubs your clipboard
- Available for most operating systems, devices, and browsers
- Free trial is only 14 days
- Top end privacy controls
- Form autofill
- Security breach alerts
- Phishing and keylogger protection
CAA Auto Insurance is one of several products offered by CAA (Canadian Automobile Association), a well-recognized brand in Canada that provides members with automobile, travel, and insurance services. CAA members also enjoy exclusive rewards, perks, and discounts as part of their membership.
- CAA Member discount
- CAA Auto and Home bundle discount
- CAA MyPace for pay-as-you-go coverage
- Electronic proof of auto insurance feature
As one of the biggest banks in Canada, RBC offers travel insurance alongside its large suite of other banking products. With RBC travel insurance, you'll have the option of being covered by all the basics, including travel medical, trip cancellation, and trip interruption – all backed by a big bank you likely already know and trust. Helping take things to the next level are the registered nurses and physicians that are available 24/7 to help you with your needs.
- Includes most main types of travel insurance we track
- Single trip and multi-trip coverage available
- Plans with seniors in mind
- Registered nurses and physicians available 24/7
- Discount if you're travelling in a group of 10 or more
- Not a lot of customization options
- Expensive premiums
- Doesn't offer COVID travel insurance
- Canadian resident (plans available for non-Canadians visiting Canada)
- Covered by your government health insurance plan
- Under 60 and travelling for 183 days or less
- Over 60 and under 75 and travelling for 60 days or less
- 24/7 worldwide emergency travel assistance
- Multilingual assistance
- Registered nurses and consulting physicians available 24/7
The Oaken Savings Account is a high interest savings account from Oaken Financial. Its main draw is its top-notch rate of 2.8%. There’s also no minimum balance needed or monthly fees to save your money in this account.
- Competitive 2.8% interest rate
- No minimum balance or monthly fees
- Available transactions are free
- 2 options for insuring your deposit under CDIC
- No debit card access
- No Interac e-Transfers
- No promotional welcome bonus rate
- No chequing account available at Oaken Financial
- Resident of Canada
- Choose 1 of 2 issuers for CDIC insurance
- Competitive interest rate
The MAXA Financial High Interest Savings Account offers 1.85% interest on every penny you keep in the account, which is much more than the big banks offer. You can access your money with a debit card, which isn't always an option for online banks. And though MAXA is a division of the Westoba Credit Union (based in Manitoba), this savings account is available Canada-wide.
- Older than 18
- Canadian citizen or permanent resident
- Make a one-time purchase of $5 in membership shares
- Deposits 100% guaranteed by Deposit Guarantee Corporation of Manitoba










