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Flexible Terms
Yes
Minimum Loan Amount
$10,000
Maximum Loan Amount
See Issuer for Details
APR Range
N/A
1.2 Genius Rating
0.0 (0) User Reviews

If you're looking to finance, refinance, or lease a car, Coast Capital Auto Finance is worth checking out. With flexible, low-interest and competitive car loans, they put money back in your pocket. Plus, as a Certified B Corp, they reinvest 10% of their profits each year back into the communities they work, live and serve in. The best part? You can apply online in as little as 10 minutes.

Pros
  • Coast Capital is a B Corp
  • Financing, refinancing, and leases available
  • Easy applications and quick approvals
  • Potentially low interest rates
Cons
  • You'll need to have a good credit score
  • You'll need a decent income
  • Only available in 8 provinces
Provinces
BC, ON, NB, NS, MB, PE, AB, NL
Eligibility
  • Must be legal age of majority
  • Financing is not available for students or people with limited credit
  • Can't have a SIN that starts with a 9
  • Anyone with a prior insolvency doesn't qualify
Why You Want It
Apply in as little as 10 minutes + Get low-rate and flexible financing.
Special Features
  • Coast Capital is a certified B Corporation
  • Financing, refinancing, and leases available
  • No payment for the first 90 days
Pre-approval
Yes
Flexible Terms
Yes
Loan Amounts
N/A
APR Range
N/A
Term Range
24-84 months
Minimum Credit Score
See Issuer for Details
Secured Available
No
 
Estimated # Of Supported Cryptocurrencies
100+
Supports CAD?
Yes
Standard Maker Fee
0.5%
Standard Taker Fee
0.5%
4.7 Genius Rating
1.0 (1) User Reviews

If you've ever wanted to get into the world of cryptocurrency trading but weren't quite sure where to start, Wealthsimple Crypto is designed for you. Wealthsimple Crypto supports 100+ cryptocurrencies – including Bitcoin, Ethereum and Solana. And while they charge higher transaction fees than other exchanges, the simplicity of Wealthsimple Crypto might be worth it.

Pros
  • Incredibly easy to get started
  • Designed by and for Canadians
  • Ties directly to your Wealthsimple account
  • Easy to understand transaction fees
Cons
  • Higher transaction fees than some other options
  • Lacks advanced trading features
Provinces
ALL
Eligibility
  • Be a Canadian citizen, Canadian resident, or have a valid Canadian visa
  • Meet the minimum age requirement set by your province
  • Have a Social Insurance Number (SIN)
  • Have a Canadian residential address
  • Satisfy identity verification requirements
Why You Want It
Get $50 when you fund your account with $500 + Commission-free trades.
Special Features
  • Quick and easy sign up
  • No account minimums
  • Simple and transparent pricing
  • No fees to deposit or withdraw
  • Extensive cold storage insurance coverage
Estimated # Of Supported Cryptocurrencies
100+
Supports Bitcoin?
Yes
Supports Ethereum?
Yes
Supports Litecoin?
Yes
Supports XRP?
Yes
Estimated # Of Supported Fiat Currencies
1
Supports CAD?
Yes
Supports USD?
No
Standard Maker Fee
0.5%
Standard Taker Fee
0.5%
Active Trader Discounts Available?
No
Interac E-Transfer Deposit Fee
N/A
Wire Transfer Deposit Fee
0%
Available On Desktop?
Yes
Available On IOS?
Yes
Available On Android?
Yes
Offers Staking
Yes
 
Minimum Interest Rate
0%
Maximum Interest Rate
0.85%
Balance Required For Maximum Interest Rate
$100,000
3.4 Genius Rating
0.0 (0) User Reviews

With high transaction fees and zero interest on balances under $10,000, the TD ePremium Savings Account is pretty lacklustre. Its main draw is that it's with one of the biggest and most reliable banks in Canada.

Pros
Cons
Provinces
ALL
Eligibility
  • Age of majority in your province or territory
Why You Want It
Free online transfers from your TD accounts + Automated savings.
Special Features
See Issuer for Details
# Of Free Transactions
0
# Of Free Interac E-Transfers
N/A
Max Promotion Rate
N/A
Welcome Bonus Value
$150
Promo End Date
May 28, 2025
 
Minimum Interest Rate
0.25%
Maximum Interest Rate
0.9%
Balance Required For Maximum Interest Rate
$500,000
2.9 Genius Rating
0.0 (0) User Reviews

The CIBC eAdvantage Savings Account is a basic savings account with a few convenient perks, but lacklustre interest rates. Still, as a product from one of the country's largest and most respected financial institutions, familiarity and reliability can make it feel like quite an attractive option.

Pros
  • No monthly fee
  • Sweet promotional interest rate
  • Earn Smart Interest on top of your regular interest
  • No fee for transferring money between CIBC accounts
Cons
  • Low interest rate
  • No other free transactions
  • High per-transaction fees
  • And everything else incurs some kind of fee
Provinces
ALL
Eligibility
  • You must be a Canadian resident
  • You must meet your province's age of majority
Why You Want It
Earn 0.25% regular interest + No monthly fee or minimum balance required.
Special Features
See Issuer for Details
# Of Free Transactions
0
# Of Free Interac E-Transfers
0
Max Promotion Rate
4.75%
Welcome Bonus Value
N/A
Promo End Date
See Issuer for Details
 
Estimated # Of Servers
6,500
# Of Connections At Once
10
Minimum Price Per Month
US$2.16
Maximum Price Per Month
US$19.95
2.7 Genius Rating
0.0 (0) User Reviews

PureVPN helps protect your data and your privacy while using the internet, from any of your devices. With support for Windows, Mac, iOS, Android, Linux, Chrome, and Firefox, you'll be hard pressed to find a device that you can't use with PureVPN.

Pros
  • Get 4-tools-in-1 with PureMax
  • Customer support available 24/7
  • Support for the vast majority of devices
  • Up to 10 simultaneous connections
  • Low fees for longer subscriptions
  • 31 day money back guarantee
Cons
  • Relatively high month-by-month subscription fee
  • Optional extras increase your fees
Provinces
ALL
Eligibility
N/A
Why You Want It
Get a 31-day money-back guarantee + Unlock American Netflix and more.
Special Features
  • Frequently offers discounted trials
  • 24/7 customer support
  • Supports Linux, Chrome, and Firefox
  • Optional dedicated IP, port forwarding, DDOS protection addons
  • Servers in over 65 countries
Estimated # Of Servers
6,500
# Of Connections At Once
10
Minimum Price Per Month
US$2.16
Maximum Price Per Month
US$19.95
Plan Length Required To Get Min Price Per Month (Years)
5
Money-Back Guarantee Length (Days)
31
Available On Windows
Yes
Available On MacOS
Yes
Available On Android
Yes
Available On IOS
Yes
 
Flexible Terms
Yes
Minimum Loan Amount
N/A
Maximum Loan Amount
N/A
APR Range
8.99% and up
2.3 Genius Rating
2.0 (3) User Reviews

Car Loans Canada turns the car buying process upside down by getting you pre-approved for a loan before you even start browsing vehicles to buy. After filling out an application on their website, you work with a loan specialist who matches you with a lender based on your eligibility. Their goal is to get your finances figured out early to save you the frustration of being rejected for financing on a car you really like.

Pros
  • Quick and easy to get started
  • Doesn't impact your credit score (yet)
  • Will help you find car loans for bad credit
Cons
  • Not a lender, just a loan matchmaking service
  • Requires a lot of personal information up front
  • Cannot complete the process entirely online
Provinces
AB, BC, MB, NB, NL, NS, ON, PE, SK
Eligibility
  • Age 21+
  • Monthly income of $2,000+
  • Must be employed with at least 3 months on the job
  • Income verification
  • Valid driver's license
  • Must have a valid Canadian address
Why You Want It
Only shows preapproved loan options + Rates starting as low as 6.99%.
Special Features
  • Car loan preapproval
  • No impact on your credit score
  • Free credit score at the start of the process
Pre-approval
Yes
Flexible Terms
Yes
Loan Amounts
N/A
APR Range
8.99% and up
Term Range
12-96 months
Minimum Credit Score
See Issuer for Details
Secured Available
No
 
Minimum Interest Rate
2%
Maximum Interest Rate
3.5%
Balance Required For Maximum Interest Rate
N/A
4.3 Genius Rating
3.7 (21) User Reviews

Known primarily for their pair of prepaid Mastercards, KOHO has since branched out, adding a credit building service and now a high interest savings account to its portfolio of products. KOHO Earn Interest is a unique savings account offering with several interesting and valuable features, including an impressive interest rate.

Pros
  • No transaction fees
  • Earn 3.5% interest on every dollar
  • Comes with a free cash back prepaid Mastercard
  • Supports major digital wallets
  • Free app for tracking spending and setting savings goals
  • Automate your savings with RoundUps
Cons
  • Monthly fees
Provinces
ALL
Eligibility
  • You must meet your province's age of majority
Why You Want It
Get 2 accounts in 1 with up to 3.5% interest + Cash back on every purchase.
Special Features
  • Comes with a KOHO Prepaid Mastercard which you can upgrade for even more perks
  • Earn up to 6.5% cash back on your spending
  • Free app for setting saving goals and tracking spending
  • Savings paid on a monthly basis
  • KOHO International Money Transfer allows you to send money abroad to people in over 190 countries, right from your KOHO balance
# Of Free Transactions
Unlimited
# Of Free Interac E-Transfers
Unlimited
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Term Life Insurance
Yes
Terms Available
  • 10 years
  • 15 years
  • 20 years
  • 25 years
  • 30 years
  • 35 years
  • 40 years
  • To age 65
Permanent Life Insurance
Yes
Guaranteed Acceptance Life Insurance
Yes
2.4 Genius Rating
0.0 (0) User Reviews

With fast and easy online quotes for a variety of types of life insurance from 25 of Canada's top insurance companies, Policy Advisor provides a super simple way to cut through the marketing-speak and find a policy that's right for you.

Pros
  • Free consultation with a licensed expert
  • Quickly compare insurance from 25 different companies
  • Easy online application process
  • Includes a wide array of insurance types
  • Life insurance calculator
Cons
  • Limited availability
Provinces
MB, ON, BC, AB
Eligibility
  • Canadian citizen
  • Age of majority
Why You Want It
Get instant life insurance quotes from 30 top insurers + No brokerage fees.
Special Features
  • Free 30 minute consultation
  • Compare 25 different Canadian insurers
  • Get quotes for a wide array of insurance types
  • Life insurance calculator
Term Life Insurance
Yes
Terms Available
  • 10 years
  • 15 years
  • 20 years
  • 25 years
  • 30 years
  • 35 years
  • 40 years
  • To age 65
Permanent Life Insurance
Yes
Guaranteed Acceptance Life Insurance
Yes
Universal Life Insurance
Yes
 
Monthly Fee
$10
Which Credit Bureau?
Equifax
Credit Score Access?
Yes
Credit Report Access?
Yes
2.3 Genius Rating
5.0 (1) User Reviews

If your credit score isn't the best, it can be hard to figure out how to start improving it. Most recommend getting a secured credit card, but for this you have to put down a deposit with the card issuer. This can be tricky if you don't have any extra money to spare.

Pros
  • Simple and easy to understand
  • Inexpensive
  • Shows you your progress
  • Available everywhere in Canada
Cons
  • An additional expense
  • Doesn't help you learn to be more responsible with your money
Provinces
ALL
Eligibility
  • Canadian citizen
  • Age of majority
Why You Want It
Build your credit for only $10/month + Keep tabs on your progress.
Special Features
  • Minimal effort required for satisfying results
  • No hard credit check necessary
  • Guaranteed approval
  • KOHO International Money Transfer allows you to send money abroad to people in over 190 countries, right from your KOHO balance
Monthly Fee
$10
Which Credit Bureau?
Equifax
Credit Score Access?
Yes
Credit Report Access?
Yes
Update Frequency
Monthly
Mobile App
Yes
 
Term Life Insurance
Yes
Terms Available
  • 10 years
  • 20 years
Permanent Life Insurance
Yes
Guaranteed Acceptance Life Insurance
Yes
3.0 Genius Rating
0.0 (0) User Reviews

If you're looking for simple and relatively inexpensive life insurance coverage, Sun Life Go is worth a look. It offers quick online quotes, temporary insurance coverage for up to 90 days, and 30 day cancellation refunds in case you change your mind.

Pros
  • Near-instantaneous quotes
  • A variety of coverage types and terms
  • Temporary insurance for up to 90 days
  • Cancel within 30 days for a full refund
Cons
  • Coverage isn't as flexible as some competitors
  • Not as many coverage options as others offer
  • Coverage amounts are limited
Provinces
ALL
Eligibility
  • Canadian citizen
  • Age of majority
Why You Want It
Get temporary coverage for 90 days + Cancel within 30 days for refund.
Special Features
  • Cancel within 30 days for a full refund
  • Temporary insurance that provides immediate coverage for up to 90 days
  • Coverage up to $1,000,000
Term Life Insurance
Yes
Terms Available
  • 10 years
  • 20 years
Permanent Life Insurance
Yes
Guaranteed Acceptance Life Insurance
Yes
Universal Life Insurance
Yes
 

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