Financial Product Reviews
If you're looking to finance, refinance, or lease a car, Coast Capital Auto Finance is worth checking out. With flexible, low-interest and competitive car loans, they put money back in your pocket. Plus, as a Certified B Corp, they reinvest 10% of their profits each year back into the communities they work, live and serve in. The best part? You can apply online in as little as 10 minutes.
- Coast Capital is a B Corp
- Financing, refinancing, and leases available
- Easy applications and quick approvals
- Potentially low interest rates
- You'll need to have a good credit score
- You'll need a decent income
- Only available in 8 provinces
- Must be legal age of majority
- Financing is not available for students or people with limited credit
- Can't have a SIN that starts with a 9
- Anyone with a prior insolvency doesn't qualify
- Coast Capital is a certified B Corporation
- Financing, refinancing, and leases available
- No payment for the first 90 days
If you've ever wanted to get into the world of cryptocurrency trading but weren't quite sure where to start, Wealthsimple Crypto is designed for you. Wealthsimple Crypto supports 100+ cryptocurrencies – including Bitcoin, Ethereum and Solana. And while they charge higher transaction fees than other exchanges, the simplicity of Wealthsimple Crypto might be worth it.
- Incredibly easy to get started
- Designed by and for Canadians
- Ties directly to your Wealthsimple account
- Easy to understand transaction fees
- Higher transaction fees than some other options
- Lacks advanced trading features
- Be a Canadian citizen, Canadian resident, or have a valid Canadian visa
- Meet the minimum age requirement set by your province
- Have a Social Insurance Number (SIN)
- Have a Canadian residential address
- Satisfy identity verification requirements
- Quick and easy sign up
- No account minimums
- Simple and transparent pricing
- No fees to deposit or withdraw
- Extensive cold storage insurance coverage
With high transaction fees and zero interest on balances under $10,000, the TD ePremium Savings Account is pretty lacklustre. Its main draw is that it's with one of the biggest and most reliable banks in Canada.
- Age of majority in your province or territory
The CIBC eAdvantage Savings Account is a basic savings account with a few convenient perks, but lacklustre interest rates. Still, as a product from one of the country's largest and most respected financial institutions, familiarity and reliability can make it feel like quite an attractive option.
- No monthly fee
- Sweet promotional interest rate
- Earn Smart Interest on top of your regular interest
- No fee for transferring money between CIBC accounts
- Low interest rate
- No other free transactions
- High per-transaction fees
- And everything else incurs some kind of fee
- You must be a Canadian resident
- You must meet your province's age of majority
PureVPN helps protect your data and your privacy while using the internet, from any of your devices. With support for Windows, Mac, iOS, Android, Linux, Chrome, and Firefox, you'll be hard pressed to find a device that you can't use with PureVPN.
- Get 4-tools-in-1 with PureMax
- Customer support available 24/7
- Support for the vast majority of devices
- Up to 10 simultaneous connections
- Low fees for longer subscriptions
- 31 day money back guarantee
- Relatively high month-by-month subscription fee
- Optional extras increase your fees
- Frequently offers discounted trials
- 24/7 customer support
- Supports Linux, Chrome, and Firefox
- Optional dedicated IP, port forwarding, DDOS protection addons
- Servers in over 65 countries
Car Loans Canada turns the car buying process upside down by getting you pre-approved for a loan before you even start browsing vehicles to buy. After filling out an application on their website, you work with a loan specialist who matches you with a lender based on your eligibility. Their goal is to get your finances figured out early to save you the frustration of being rejected for financing on a car you really like.
- Quick and easy to get started
- Doesn't impact your credit score (yet)
- Will help you find car loans for bad credit
- Not a lender, just a loan matchmaking service
- Requires a lot of personal information up front
- Cannot complete the process entirely online
- Age 21+
- Monthly income of $2,000+
- Must be employed with at least 3 months on the job
- Income verification
- Valid driver's license
- Must have a valid Canadian address
- Car loan preapproval
- No impact on your credit score
- Free credit score at the start of the process
Known primarily for their pair of prepaid Mastercards, KOHO has since branched out, adding a credit building service and now a high interest savings account to its portfolio of products. KOHO Earn Interest is a unique savings account offering with several interesting and valuable features, including an impressive interest rate.
- No transaction fees
- Earn 3.5% interest on every dollar
- Comes with a free cash back prepaid Mastercard
- Supports major digital wallets
- Free app for tracking spending and setting savings goals
- Automate your savings with RoundUps
- Monthly fees
- You must meet your province's age of majority
- Comes with a KOHO Prepaid Mastercard which you can upgrade for even more perks
- Earn up to 6.5% cash back on your spending
- Free app for setting saving goals and tracking spending
- Savings paid on a monthly basis
- KOHO International Money Transfer allows you to send money abroad to people in over 190 countries, right from your KOHO balance
- 10 years
- 15 years
- 20 years
- 25 years
- 30 years
- 35 years
- 40 years
- To age 65
With fast and easy online quotes for a variety of types of life insurance from 25 of Canada's top insurance companies, Policy Advisor provides a super simple way to cut through the marketing-speak and find a policy that's right for you.
- Free consultation with a licensed expert
- Quickly compare insurance from 25 different companies
- Easy online application process
- Includes a wide array of insurance types
- Life insurance calculator
- Limited availability
- Canadian citizen
- Age of majority
- Free 30 minute consultation
- Compare 25 different Canadian insurers
- Get quotes for a wide array of insurance types
- Life insurance calculator
- 10 years
- 15 years
- 20 years
- 25 years
- 30 years
- 35 years
- 40 years
- To age 65
If your credit score isn't the best, it can be hard to figure out how to start improving it. Most recommend getting a secured credit card, but for this you have to put down a deposit with the card issuer. This can be tricky if you don't have any extra money to spare.
- Simple and easy to understand
- Inexpensive
- Shows you your progress
- Available everywhere in Canada
- An additional expense
- Doesn't help you learn to be more responsible with your money
- Canadian citizen
- Age of majority
- Minimal effort required for satisfying results
- No hard credit check necessary
- Guaranteed approval
- KOHO International Money Transfer allows you to send money abroad to people in over 190 countries, right from your KOHO balance
- 10 years
- 20 years
If you're looking for simple and relatively inexpensive life insurance coverage, Sun Life Go is worth a look. It offers quick online quotes, temporary insurance coverage for up to 90 days, and 30 day cancellation refunds in case you change your mind.
- Near-instantaneous quotes
- A variety of coverage types and terms
- Temporary insurance for up to 90 days
- Cancel within 30 days for a full refund
- Coverage isn't as flexible as some competitors
- Not as many coverage options as others offer
- Coverage amounts are limited
- Canadian citizen
- Age of majority
- Cancel within 30 days for a full refund
- Temporary insurance that provides immediate coverage for up to 90 days
- Coverage up to $1,000,000
- 10 years
- 20 years










