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Minimum Interest Rate
N/A
Maximum Interest Rate
1.85%
Balance Required For Maximum Interest Rate
N/A
3.4 Genius Rating
0.0 (0) User Reviews

The MAXA Financial High Interest Savings Account offers 1.85% interest on every penny you keep in the account, which is much more than the big banks offer. You can access your money with a debit card, which isn't always an option for online banks. And though MAXA is a division of the Westoba Credit Union (based in Manitoba), this savings account is available Canada-wide.

Pros
Cons
Provinces
ALL
Eligibility
  • Older than 18
  • Canadian citizen or permanent resident
  • Make a one-time purchase of $5 in membership shares
Why You Want It
Earn 1.85% interest on your savings + Access funds with a member card.
Special Features
  • Deposits 100% guaranteed by Deposit Guarantee Corporation of Manitoba
# Of Free Transactions
1
# Of Free Interac E-Transfers
0
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Investment
$100
# Of Funds Available
133
Min MER
0.33%
Max MER
2.76%
2.0 Genius Rating
2.0 (3) User Reviews

Like most major Canadian banks, TD offers several different investment products, including mutual funds. You can invest in mutual funds with TD through their DIY investment platform, TD Direct Investing, or through your TD Wealth financial advisor.

Pros
  • Plenty of funds available
  • Small minimum investment
  • Wide range of account types available
  • Portfolio options for even easier investing
Cons
  • Mutual funds take time to see results
  • High fees for mutual funds
Provinces
See Issuer for Details
Eligibility
See Issuer for Details
Why You Want It
Choose from numerous mutual funds + Get help from an advisor or DIY.
Special Features
  • DIY investing option
  • Set up regular contributions to your investment accounts
Minimum Investment
$100
Account Types
  • TFSA
  • RRSP
  • Cash
  • RESP
  • RIF
  • Margin
  • LIRA
  • LIF
  • RDSP
Fund Types
  • Balanced
  • Canadian Equity
  • Global Equity
  • Fixed Income
  • Money Market
  • Sector
  • US Equity
  • Portfolio Solutions
  • Retirement
# Of Funds Available
133
Porfolio Options
  • Conservative
  • Balanced Income
  • Balanced
  • Balanced Growth
  • Growth
  • Aggressive
Min MER
0.33%
Max MER
2.76%
Personalized Advice?
Yes
 
# Of ETFs
38
Min Management Fee
0.05%
Max Management Fee
0.42%
1.2 Genius Rating
0.0 (0) User Reviews

Vanguard offers an array of different exchange traded funds (ETFs) for Canadians, including equity, fixed income, and asset allocation products. There are a number of different ETFs in each of these categories. On the other hand, Vanguard prides itself on having lower fees and associated costs than other investments, which may be of interest.

Pros
  • Different types of ETFs are available
  • Available through a number of online brokerages
  • Lower associated costs than other ETFs
  • No minimum investment amount
Cons
  • As with all investments, there are risks
  • Designed for Canadian residents
Provinces
ALL
Eligibility
N/A
Why You Want It
Invest in low-fee ETFs + Available at a number of online brokerages.
Special Features
  • Education and commentary blog
  • Fund comparison tool
  • Cost simulator tool
  • Investor questionnaire
  • YouTube channel with investment commentary
Types Of ETFs
  • All In One
  • Total Market ETFs
  • ESG
# Of ETFs
38
Min Management Fee
0.05%
Max Management Fee
0.42%
Min MER
0.06%
Max MER
0.62%
Personalized Advice?
No
Self-directed Investing Platform Available?
No
 
Average MER
20%
TFSA GICs Available?
Yes
TFSA Mutual Funds?
Yes
TFSA Savings Account?
No
3.7 Genius Rating
0.0 (0) User Reviews

Questrade is a discount online brokerage tool that not only offers Canadian traders the ability to embark on DIY investing journeys, but also offers a more laid-back robo advisor option through Questwealth. Whichever option you choose, you can opt to open a Tax-Free Savings Account (TFSA), which lets you grow your money without worrying about taxes.

Pros
  • Your money grows tax free
  • ETFs and stocks are low cost
  • Get guaranteed and tax-free return with a TFSA GIC
  • Mutual funds available
  • Let the pros do the work with Questwealth portfolios
  • Get $50 off commission fees OR $10,000 managed free for a year
Cons
  • No savings account available
  • GICs and bonds have high minimum investments of $5,000
  • Mutual funds are $9.95 a trade
Provinces
ALL
Eligibility
  • Canadian citizen
Why You Want It
Exclusive: Get $50 off commission fees + ETFs are always free to buy.
Special Features
  • Low cost investing
  • ETFs are free to buy
Self-directed TFSA Platform
Questrade
Self-directed Base Fee
N/A
TFSA GICs List
N/A
Self-directed Available?
Yes
TFSA GICs Available?
Yes
TFSA Mutual Funds?
Yes
TFSA Portfolios?
Yes
TFSA Savings Account?
No
Min TFSA Savings Account Interest Rate
N/A
Max TFSA Savings Account Interest Rate
N/A
Promotion
N/A
Promotion End Date
See Issuer for Details
Average Mutual Fund MER
See Issuer for Details
Investment Portfolios Fees
See Issuer for Details
 
Flexible Terms
Yes
Minimum Loan Amount
$10,000
Maximum Loan Amount
See Issuer for Details
APR Range
N/A
1.7 Genius Rating
0.0 (0) User Reviews

If you're looking to finance, refinance, or lease a car, Coast Capital Auto Finance is worth checking out. With flexible, low-interest and competitive car loans, they put money back in your pocket. Plus, as a Certified B Corp, they reinvest 10% of their profits each year back into the communities they work, live and serve in. The best part? You can apply online in as little as 10 minutes.

Pros
  • Coast Capital is a B Corp
  • Financing, refinancing, and leases available
  • Easy applications and quick approvals
  • Potentially low interest rates
Cons
  • You'll need to have a good credit score
  • You'll need a decent income
  • Only available in 8 provinces
Provinces
BC, ON, NB, NS, MB, PE, AB, NL
Eligibility
  • Must be legal age of majority
  • Financing is not available for students or people with limited credit
  • Can't have a SIN that starts with a 9
  • Anyone with a prior insolvency doesn't qualify
Why You Want It
Apply in as little as 10 minutes + Get low-rate and flexible financing.
Special Features
  • Coast Capital is a certified B Corporation
  • Financing, refinancing, and leases available
  • No payment for the first 90 days
Pre-approval
Yes
Flexible Terms
Yes
Loan Amounts
N/A
APR Range
N/A
Term Range
24-84 months
Minimum Credit Score
See Issuer for Details
Secured Available
No
 
Estimated # Of Supported Cryptocurrencies
140+
Supports CAD?
Yes
Standard Maker Fee
N/A
Standard Taker Fee
N/A
3.9 Genius Rating
1.0 (1) User Reviews

If you've ever wanted to get into the world of cryptocurrency trading but weren't quite sure where to start, Wealthsimple Crypto is designed for you. Wealthsimple Crypto supports 140+ cryptocurrencies – including Bitcoin, Ethereum and Solana. And while they charge higher transaction fees than other exchanges, the simplicity of Wealthsimple Crypto might be worth it.

Pros
  • Incredibly easy to get started
  • Designed by and for Canadians
  • Ties directly to your Wealthsimple account
  • Easy to understand transaction fees
  • New user offer
Cons
  • Higher transaction fees than some other options
  • Lacks advanced trading features
Provinces
ALL
Eligibility
  • Be a Canadian citizen, Canadian resident, or have a valid Canadian visa
  • Meet the minimum age requirement set by your province
  • Have a Social Insurance Number (SIN)
  • Have a Canadian residential address
  • Satisfy identity verification requirements
Why You Want It
Get $25 when you fund your new account with $1 within 30 days + Commission-free trades. Legal Disclaimer
Special Features
  • Quick and easy sign up
  • No account minimums
  • Simple and transparent pricing
  • No fees to deposit or withdraw
  • Extensive cold storage insurance coverage
Estimated # Of Supported Cryptocurrencies
140+
Supports Bitcoin?
Yes
Supports Ethereum?
Yes
Supports Litecoin?
Yes
Supports XRP?
Yes
Estimated # Of Supported Fiat Currencies
1
Supports CAD?
Yes
Supports USD?
No
Standard Maker Fee
N/A
Standard Taker Fee
N/A
Active Trader Discounts Available?
No
Interac E-Transfer Deposit Fee
N/A
Wire Transfer Deposit Fee
0%
Available On Desktop?
Yes
Available On IOS?
Yes
Available On Android?
Yes
Offers Staking
Yes
 
Minimum Interest Rate
0%
Maximum Interest Rate
0.85%
Balance Required For Maximum Interest Rate
$100,000
3.2 Genius Rating
0.0 (0) User Reviews

With high transaction fees and zero interest on balances under $10,000, the TD ePremium Savings Account is pretty lacklustre. Its main draw is that it's with one of the biggest and most reliable banks in Canada.

Pros
Cons
Provinces
ALL
Eligibility
  • Age of majority in your province or territory
Why You Want It
Free online transfers from your TD accounts + Automated savings.
Special Features
See Issuer for Details
# Of Free Transactions
0
# Of Free Interac E-Transfers
N/A
Max Promotion Rate
0.4%
Welcome Bonus Value
$150
Promo End Date
March 03, 2026
 
Minimum Interest Rate
0.25%
Maximum Interest Rate
0.9%
Balance Required For Maximum Interest Rate
$500,000
2.9 Genius Rating
0.0 (0) User Reviews

The CIBC eAdvantage Savings Account is a basic savings account with a few convenient perks, but lacklustre interest rates. Still, as a product from one of the country's largest and most respected financial institutions, familiarity and reliability can make it feel like quite an attractive option.

Pros
  • No monthly fee
  • Sweet promotional interest rate
  • Earn Smart Interest on top of your regular interest
  • No fee for transferring money between CIBC accounts
Cons
  • Low interest rate
  • No other free transactions
  • High per-transaction fees
  • And everything else incurs some kind of fee
Provinces
ALL
Eligibility
  • You must be a Canadian resident
  • You must meet your province's age of majority
Why You Want It
Earn 0.25% regular interest + No monthly fee or minimum balance required.
Special Features
See Issuer for Details
# Of Free Transactions
0
# Of Free Interac E-Transfers
0
Max Promotion Rate
4.6%
Welcome Bonus Value
N/A
Promo End Date
See Issuer for Details
 
Estimated # Of Servers
6,500
# Of Connections At Once
10
Minimum Price Per Month
US$2.16
Maximum Price Per Month
US$19.95
2.3 Genius Rating
0.0 (0) User Reviews

PureVPN helps protect your data and your privacy while using the internet, from any of your devices. With support for Windows, Mac, iOS, Android, Linux, Chrome, and Firefox, you'll be hard pressed to find a device that you can't use with PureVPN.

Pros
  • Get 4-tools-in-1 with PureMax
  • Customer support available 24/7
  • Support for the vast majority of devices
  • Up to 10 simultaneous connections
  • Low fees for longer subscriptions
  • 31 day money back guarantee
Cons
  • Relatively high month-by-month subscription fee
  • Optional extras increase your fees
Provinces
ALL
Eligibility
N/A
Why You Want It
Get a 31-day money-back guarantee + Unlock American Netflix and more.
Special Features
  • Frequently offers discounted trials
  • 24/7 customer support
  • Supports Linux, Chrome, and Firefox
  • Optional dedicated IP, port forwarding, DDOS protection addons
  • Servers in over 65 countries
Estimated # Of Servers
6,500
# Of Connections At Once
10
Minimum Price Per Month
US$2.16
Maximum Price Per Month
US$19.95
Plan Length Required To Get Min Price Per Month (Years)
5
Money-Back Guarantee Length (Days)
31
Available On Windows
Yes
Available On MacOS
Yes
Available On Android
Yes
Available On IOS
Yes
 
Flexible Terms
Yes
Minimum Loan Amount
N/A
Maximum Loan Amount
N/A
APR Range
8.99% and up
2.8 Genius Rating
2.0 (3) User Reviews

Car Loans Canada turns the car buying process upside down by getting you pre-approved for a loan before you even start browsing vehicles to buy. After filling out an application on their website, you work with a loan specialist who matches you with a lender based on your eligibility. Their goal is to get your finances figured out early to save you the frustration of being rejected for financing on a car you really like.

Pros
  • Quick and easy to get started
  • Doesn't impact your credit score (yet)
  • Will help you find car loans for bad credit
Cons
  • Not a lender, just a loan matchmaking service
  • Requires a lot of personal information up front
  • Cannot complete the process entirely online
Provinces
AB, BC, MB, NB, NL, NS, ON, PE, SK
Eligibility
  • Age 21+
  • Monthly income of $2,000+
  • Must be employed with at least 3 months on the job
  • Income verification
  • Valid driver's license
  • Must have a valid Canadian address
Why You Want It
Only shows preapproved loan options + Rates starting as low as 6.99%.
Special Features
  • Car loan preapproval
  • No impact on your credit score
  • Free credit score at the start of the process
Pre-approval
Yes
Flexible Terms
Yes
Loan Amounts
N/A
APR Range
8.99% and up
Term Range
12-96 months
Minimum Credit Score
See Issuer for Details
Secured Available
No
 

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