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  • About Pets+Us Pet Insurance
    • Pets+Us pet insurance features
  • Pets+Us pet insurance product rating: 2.2 stars
  • Pets+Us pet insurance alternatives
Team Genius
Written and Edited By

Have a furry friend who you don't know how you'd live without? Vet bills can get very expensive, so it might be time to consider some pet insurance. Pets+Us is one of your main choices in Canada, giving you an assortment of coverage options – both for accidents and illness.

As with any insurance, it's essential to compare plans to ensure you find the right coverage that fits your specific needs and budget. Pets+Us offers a comprehensive range of benefits, so make sure to review your options thoroughly before making a decision.

Pets+Us pet insurance features

Here's what Pets+Us has to offer.

Pets+Us
2.2
Genius Rating
Why You Want It
Get flexible insurance coverage + Access exclusive benefits with a plan.
Eligibility
  • Canadian citizen
  • Age of majority
Provinces
ALL
Features
Accidents Coverage
Yes
Illness Coverage
Yes
Procedures Coverage
Yes
Dental Care
No
Hereditary & Breed-specific Conditions
Yes
Hospital Stays
Yes
Boarding Fees
Yes
Alternative Therapy
Yes
Medication
Yes
Exam Fees
Yes
Behavioural Therapy
Yes
Medical Devices
Yes
Holiday Cancellation
Yes
Lost Pet Advertising
Yes
Cremation Or Burial
Yes
Preventative Care Coverage
Yes
Prescription Food Coverage
Yes
In Memoriam Donation
Yes
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Pets+Us pet insurance product rating: 2.2 stars

Pets+Us offers a good assortment of pet insurance for both cats and dogs, available with flexible deductibles. The company offers many of the major pet insurance coverage we track, including options for both accidents and illness. Potential clients should note that while it does cover extractions due to accidental fractures, regular dental care isn't offered by Pets+Us plans.

If you're looking for fully comprehensive coverage, you may be disappointed to find some of it is locked behind add-ons. But it's important to get a quote related to your specific situation so you can compare apples to apples.

Rating methodology

To calculate our Genius Ratings, we compare the features of the account or product in question with other similar products in Canada. We give each feature a score out of 5 based on that comparison. Once we’ve rated all the features, we run them through our proprietary algorithm to produce a final rating out of 5.

Learn more about our rating methodology.

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Pets+Us pet insurance alternatives

Pets+UsSpot Pet InsurancePetsecureSonnet
AccountPets+Us Pet InsuranceSpot Pet InsurancePetsecureSonnet Pet Insurance
Genius Rating2.22.55.04.1
Why You Want ItGet flexible insurance coverage + Access exclusive benefits with a plan.Get full coverage for your special pet with quick and easy pricingGet top-notch protection for your pet with easy online quotesCompetitive pricing + Quick and easy insurance coverage for your furry friend.
Accidents CoverageYesYesYesYes
Illness CoverageYesYesYesYes
Procedures CoverageYesYesYesYes
Dental CareNoYesYesYes
Hereditary & Breed-specific ConditionsYesYesYesYes
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Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.

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Ratings & Reviews

2.2
Genius Rating
 
1.0
1 total review(s)
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1 Star
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Susan | May 16, 2026
Extremely disappointing claims experience with Pets Plus Us / Northbridge.
Hard To Use
Extremely disappointing claims experience with Pets Plus Us / Northbridge. Over the course of several months I dealt with: * duplicate deductible application within the same policy year * conflicting reimbursement decisions * reversed reimbursements * missing claim documents and Explanation of Benefits files in Pet Cloud * claim pages showing little to no information * and repeated inability to reach management despite numerous phone calls and escalation requests I have now sent multiple escalation emails, filed external complaints, and still have not received a substantive resolution or direct management contact. At this stage, I want someone to act now and properly address these issues instead of continuing to send generic responses and delay the matter further. I am still hopeful that this can be resolved quickly and professionally. The most frustrating part is that the entire purpose of pet insurance is to help avoid financial strain during difficult medical situations. Instead, I was left carrying large balances on my credit card while waiting through repeated delays and inconsistent claim handling. I would strongly encourage policyholders to carefully review all reimbursements, deductible calculations, and claim records.

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