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Monthly Fee
$29.99
Number Of Days Per Week Included
7
Available Online
Yes
Pay An Annual Fee For Discount
Yes
5.0 Genius Rating
0.0 (0) User Reviews

As you can guess from the name, the National Post is one of Canada's few newspapers that has a national rather than a regional or local focus. With a strong eye to news, politics, and business – and a lighter touch on topics like food and lifestyle – the National Post might not be of great interest for many Canadians.

Pros
  • Quality Canadian journalism
  • Unlimited online access
  • Strong focus on news and business (almost to a fault)
Cons
  • Fees skyrocket if you add a print subscription
  • Website is awkward and difficult to navigate
Provinces
ALL
Eligibility
N/A
Why You Want It
Get access to several news sites + Covers politics, business, and finance.
Special Features
  • Digital access only
  • Online access to the New York Times Crossword
Min Monthly Fee
N/A
Max Monthly Fee
N/A
Number Of Days Per Week Included
7
Available Online
Yes
Available In Print
No
Pay An Annual Fee For Discount
Yes
Current Promo
$14
Promo End Date
See Issuer for Details
 
Monthly Fee
$32
Number Of Days Per Week Included
6
Available Online
Yes
Pay An Annual Fee For Discount
No
2.3 Genius Rating
3.9 (7) User Reviews

With a long and storied history, the Globe and Mail is one of Canada's most widely read newspapers. Reaching over 6 million readers every week, the G&M covers stories and news of interest to people across all of Canada, where most other newspapers are much more focused on local or regional news. And, as a venerable Canadian institution, you know it's news you can trust.

Pros
  • Pay only $0.49 a week for the first 24 weeks
  • Unlimited access across all devices
  • Exclusive member benefits
  • Access to investing tools
  • Newsletters so you never miss a thing
  • Audio versions of articles
  • Discount on New York Times subscriptions
Cons
  • The regular subscription price is a bit steep
  • Doesn't publish on Sunday
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Stay up to date with the latest news + Access exclusive subscriber newsletters.
Special Features
  • Digital access only
  • Subscription charged weekly
  • Subscriber-exclusive experiences, tools, and guides
  • Globe Investor Tools
  • Globe2Go available at 5am ET
Min Monthly Fee
$32
Max Monthly Fee
$32
Number Of Days Per Week Included
6
Available Online
Yes
Available In Print
No
Pay An Annual Fee For Discount
No
Current Promo
$1.96
Promo End Date
N/A
 
Minimum Interest Rate
0.05%
Maximum Interest Rate
0.1%
Balance Required For Maximum Interest Rate
$500
3.7 Genius Rating
0.0 (0) User Reviews

The Scotiabank Getting There Savings Program For Youth is a hybrid between a chequing account and a savings account, similar to other bank accounts for kids. With no monthly fee, unlimited debit transactions, a (mostly) decent interest rate, and the ability to earn Scene+ points, this account has many benefits.

Pros
  • Earn Scene+ rewards on purchases
  • Earn interest on your balance
  • Unlimited debit transactions
  • No monthly fee
Cons
  • Middling interest rate
  • Mandatory account swap after graduation
Provinces
ALL
Eligibility
  • Under age 19
  • Ages 12 and under must be accompanied by a parent/guardian
  • ID required for age verification
Why You Want It
Unlimited debit and e-Transfer transactions + Earn Scene+ points.
Special Features
  • Earn Scene+ points on debit purcahses
  • Earn up to 0.1% interest
# Of Free Transactions
Unlimited
# Of Free Interac E-Transfers
Unlimited
Max Promotion Rate
N/A
Welcome Bonus Value
$175
Promo End Date
N/A
 
Minimum Interest Rate
0.005%
Maximum Interest Rate
0.01%
Balance Required For Maximum Interest Rate
$1,000
3.1 Genius Rating
0.0 (0) User Reviews

The RBC Day To Day Savings account account is a free savings product from one of Canada's largest and most well-established banking institutions. It's about as basic of a savings account as you'll find, but if that's what you're looking for, this product is a solid choice.

Pros
  • No monthly fee
  • Free transfers to other RBC accounts
  • Access to RBC’s MyAdvisor service
Cons
  • Very low interest rates
  • No free Interac e-Transfers
  • No promotional incentives
Provinces
ALL
Eligibility
  • At least the age of majority in your province
  • Opening a sole account in your own name
  • Living in Canada
Why You Want It
$0 monthly fee + Free and instant e-Transfers to RBC accounts.
Special Features
  • Free access to MyAdvisor finance tracking service
# Of Free Transactions
1
# Of Free Interac E-Transfers
0
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$30.00
4.6 Genius Rating
4.1 (14) User Reviews

The RBC VIP Banking is an excellent choice for a premium bank account as it offers enough perks and benefits. These benefits – like free overdraft protection, a discounted safety deposit box, unlimited ATM withdrawals, etc. – pay for themselves if you use them often and correctly.

Pros
  • New Apple Watch as a welcome bonus
  • Unlimited free transactions and e-Transfers
  • Earn RBC Avion points
  • Additional account fee waiver
  • Credit card annual fee waiver
  • Save on fuel and earn Petro-Points
  • Plenty of discounts and freebies
  • Value Program fee discounts
Cons
  • Very high monthly fee
  • Can't completely waive the monthly fee
  • Overdraft interest still applies
Provinces
ALL
Eligibility
  • At least the age of majority in your province
  • Opening a sole account in your own name
  • Living in Canada
Why You Want It
Get an Apple Watch Series 10 + Save 3 cents per litre at Petro-Can.
Special Features
  • Earn at least 1 Avion point per $10 spent with your debit card
  • No monthly overdraft protection fee
  • Free personalized cheques
  • RBC Direct Investing maintenance fees waived
  • Save 3 cents/L on fuel at Petro-Canada and earn 20% more Petro-Points
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$30.00
Excess Transaction Fee
$0.00
Excess Interac E-Transfer Fee
$0.00
Maximum Credit Card Annual Fee Waiver
$120
Maximum Welcome Bonus
N/A
Promo End Date
June 02, 2025
Physical Locations
Yes
Automatic Budgeting System
See Issuer for Details
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
Yes
Free Cheques
Yes
Free Bank Drafts
Yes
Max Rebates For Other Accounts
N/A
Discounts For Seniors
Yes
Discounts For Youth
No
Other Discounts
Yes
 
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$12.95
3.9 Genius Rating
0.0 (0) User Reviews

The RBC Advantage Chequing Account is a basic yet solid chequing account with unlimited Interac e-Transfers and debit transactions within Canada, plus the opportunity to earn rewards. The $12.95 monthly fee is very reasonable, with rebates available for students, seniors, and more.

Pros
Cons
Provinces
ALL
Eligibility
  • Age of majority
  • Canadian citizen
Why You Want It
Unlimited debit transactions + Rebates help to lower fees.
Special Features
  • Earn RBC Avion points on your debit purchases
  • Save on fuel at Petro-Canada locations
  • Earn extra Be Well points at Rexall
  • 1 free NSF each year
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$12.95
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Yes
Automatic Budgeting System
Yes
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
Yes
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
Yes
Discounts For Youth
No
Other Discounts
Yes
 
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$16.95
4.2 Genius Rating
5.0 (2) User Reviews

The RBC Signature No Limit Banking Account is a mid-level chequing account, offering unlimited transactions and an array of other helpful features and services. With big bank security and the ability to earn valuable Avion points, this product should be a contender for any Canadian looking for value and flexibility.

Pros
Cons
Provinces
ALL
Eligibility
  • At least the age of majority in your province
  • Opening a sole account in your own name
  • Living in Canada
Why You Want It
Free Apple Watch Series 10 + Save 3 cents per litre at Petro-Can.
Special Features
  • Earn Avion points
  • Up to $48 rebate on annual fee of select RBC credit cards
  • Multi-product and seniors' rebates available
  • Save on fuel at Petro-Canada
  • Free Apple Watch Series 10 as a welcome offer
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$16.95
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
$48
Maximum Welcome Bonus
N/A
Promo End Date
June 02, 2025
Physical Locations
Yes
Automatic Budgeting System
Yes
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
Yes
Free Cheques
Yes
Free Bank Drafts
Yes
Max Rebates For Other Accounts
N/A
Discounts For Seniors
Yes
Discounts For Youth
No
Other Discounts
No
 
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
12
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$4.00
3.4 Genius Rating
0.0 (1) User Reviews

The RBC Day To Day Banking Account account is the most basic chequing account offered by RBC with a monthly fee of just $4.00 compared with some premium accounts that have fees in excess of $30.

Pros
  • Low $4.00 monthly fee (that can be waived if you have more RBC products)
  • Unlimited Interac e-Transfers
  • Extra perks at Petro-Canada
  • Get personalized financial insights with NOMI
Cons
  • Only 12 free debit transactions per month
  • Non-affiliated ATM withdrawals are $3 each in Canada
  • Overdraft protection not included
Provinces
ALL
Eligibility
  • At least the age of majority in your province
  • Opening a sole account in your own name
  • Living in Canada
Why You Want It
$0 fee with Value Program Rebate + Save on fuel at Petro-Canada.
Special Features
  • Free with a multi product rebate
  • Save on fuel at Petro-Canada and earn bonus points
  • Earn 50 extra Be Well points per $1 spent at Rexall
  • Earn Avion points on debit purchases
  • Free transactions for public transit use
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
12
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$4.00
Excess Transaction Fee
$1.25
Excess Interac E-Transfer Fee
$0.00
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Yes
Automatic Budgeting System
Yes
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
Yes
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
Yes
Discounts For Youth
No
Other Discounts
Yes
 
Minimum Interest Rate
1.5%
Maximum Interest Rate
1.5%
Balance Required For Maximum Interest Rate
N/A
4.1 Genius Rating
1.0 (1) User Reviews

The EQ Bank TFSA Savings Account is an easy way to take advantage of tax-free savings without having to worry about complicated investments or accounts. All you have to do is deposit your money as you normally would, and you'll earn a modest amount of interest that won't be taxed upon withdrawal.

Pros
  • 1.5% interest on every dollar
  • The tax-free benefits of a TFSA
  • No minimum balance or fees to worry about
Cons
  • Low risk means low reward
  • Though convenient, still have some registered-related hoops to jump through
  • Everything is done online
Provinces
ALL
Eligibility
  • You must be a Canadian resident
  • Be the age of majority in your province/territory
Why You Want It
Earn 1.5% interest + Grow your money tax free + Unlimited free withdrawals.
Special Features
  • Transfer to linked accounts via Electronic Funds Transfer
  • Competitive interest rate
# Of Free Transactions
Unlimited
# Of Free Interac E-Transfers
N/A
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Interest Rate
1.5%
Maximum Interest Rate
1.5%
Balance Required For Maximum Interest Rate
N/A
3.3 Genius Rating
0.0 (0) User Reviews

The EQ Bank RSP Savings Account adds a touch of convenience to your retirement savings plan. Everything is done online and is easily accessible on your accounts, so you know exactly how this portion of your savings is doing. It also provides a low-risk investment option for people who don't have a long savings timeline ahead of them.

Pros
  • Convenient and transparent retirement savings
  • A modest 1.5% return on your money
  • No fees and no minimum balance
Cons
  • Low risk means low reward
  • Convenient to deposit, difficult to withdraw
  • Completely digital bank
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • You must be a Canadian resident
  • You must meet your province's age of majority
Why You Want It
Earns an impressive 1.5% interest + No fees and $0 minimum balance.
Special Features
  • Competitive interest rate
  • Easy EFTs to other EQ Bank accounts
  • High rate RSP GICs available
# Of Free Transactions
N/A
# Of Free Interac E-Transfers
N/A
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 

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