Canada Life health insurance can cover you for things your provincial plan doesn't. While they offer guaranteed acceptance for some plans, their options are not as comprehensive or flexible as you may find with other health insurance providers. They offer insurance coverage for dental care, prescription drugs, vision care, paramedical and ambulance services, and more.
If you're retiring, self-employed, or transitioning from a group plan, you may want to consider Canada Life as an option to round out the health coverage you may not otherwise have access to. That said, you may find other insurance companies offer a wider variety of coverages with fewer restrictions.
Canada Life health insurance features
- 20% off regular priced items at Rexall
- Guaranteed plans offered if you're leaving your current health insurance plan
- Apply in less than 15 minutes
- Canadian citizen
- Age of majority
Canada Life health insurance product rating: 4.3 stars
Canada Life health insurance is relatively limited compared to other options available to Canadians. You can request a quote online, however, which is a nice feature, although you'll likely have to speak to a representative and provide additional information for any non-guaranteed coverages they offer. All in all, while Canada Life is worth considering, you should definitely shop around before making a final decision about what health insurance coverage you want to buy.
Rating methodology
To calculate our Genius Ratings, we compare the features of the account or product in question with other similar products in Canada. We give each feature a score out of 5 based on that comparison. Once we’ve rated all the features, we run them through our proprietary algorithm to produce a final rating out of 5.
Learn more about our rating methodology.
Canada Life health insurance alternatives
| Account | Canada Life Health Insurance | PolicyMe Dental And Health Insurance | Blue Cross Health Insurance | Manulife Health Insurance |
|---|---|---|---|---|
| Genius Rating | ||||
| Why You Want It | Up to $250,000 in prescription drug coverage + No termination age. | Extensive selection of health and dental plans. | Get comprehensive health care coverage + Recognized insurance provider. | Earn rewards with Manulife Vitality + Special rates for familes. |
| Allows Customization? | ||||
| Dental | ||||
| Vision | ||||
| Paramedical | ||||
| Prescription | ||||
Show More | ||||
| Get a quote See more Canada Life products Compare | Get a quote See more PolicyMe products Compare | Learn More See more Blue Cross products Compare | Learn More See more Manulife products Compare |
Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.
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