Financial Product Reviews
The RBC InvestEase platform is one of the most reliable robo advisors in Canada, provided by one of Canada’s biggest banks. Upon funding your account, the RBC InvestEase algorithm (and experts) maintain your investments for you. This makes the entire process simple, especially for new investors.
- Trusted industry name
- Big portion of transfer fee can be waived
- Low minimum to start investing
- Responsible investing portfolios
- NOMI Insights helps with goals
- The fees could be better
- Transferring to another institution incurs a hefty fee
- No mobile app
- Resident of Canada
- Age of majority
- A SIN starting with a number from 1 to 7
- Low minimum balance requirement
- Non-registered
- TFSA
- RRSP
- FHSA
- $0
- 75,000
Sending money to loved ones overseas should be a quick and easy process. A Simplii Global Money Transfer allows you to make money transfers of up to $75,000 per day (depending on the country), in local currency or in U.S. dollars. Transfers typically take 1 to 3 business days to process and have no initial transfer fees.
- No transfer fees
- Money transfer tracking
- Cash back and referral rewards
- Pick up your money at MoneyGram
- Get cash rewards by referring a friend
- Not available in Quebec
- Hidden fees
- Must have a Simplii Financial account or credit card
- Cash back rewards (when used with Simplii Cash Back Visa)
- Money transfer tracking
- Linked directly to your bank account, no 3rd party information sharing
- Get $50 when you refer a friend & they use your link
- Chance to win $5000
- $0
- Cash Pickup: Same day
- Bank account: 1 - 3 business days
- Visa debit/credit cards: Real time
- 75,000
If you’re looking for a chequing or savings account that can do it all, consider the Neo Everyday Account. This free hybrid bank account combines the best features of a chequing account with the ability to earn interest like a savings account. It's even available for clients as young as 13 (14 in Quebec).
- Available for youth, too
- Comes with a prepaid Mastercard
- No transaction fees
- No monthly fees
- Ability to build credit score with a Neo Membership
- Lower interest rate than the Neo Savings Account
- Canadian citizen
- Earn up to 3% cash back on spending
- Free app for tracking your spending and savings
- Pairs well with other Neo products
Crave allows you to watch TV and movies from HBO, HBO Max, Showtime and more. It was also one of the first streaming platforms to offer integration with cable providers, making it super easy to subscribe and watch.
- Extensive entertainment library
- Canadian content
- French language content
- Bilingual display options
- Lots of ads
- Prices are high
- Be 18 years or older
- Extensive entertainment library
- Offline viewing (with a Premium subscription)
- Bilingual interface and support options
- Live channels
- Parental controls
YouTube Premium is the best way to ensure your fave creators are getting their due, without having to deal with seemingly endless ads. Extra perks like background play, downloading abilities, and an included YouTube Music subscription make it even more appealing.
- Ad-free streaming
- Background play feature
- Download videos to watch later (even offline)
- Includes a YouTube Music subscription
- Links with YouTube Kids
- High price tag
- Cancelling means losing saved content
- Be 18 years or older
- Ad-free streaming
- Background play
- Offline viewing
- Access to YouTube Music
- Links with YouTube Kids
It's not hard to see why Netflix is one of the country's favourite streaming services. First launched in Canada in 2010, Netflix now has more than 84 million subscribers across the U.S. and Canada, offers both television and movie content, and provides several tiers of pricing and service.
- Extensive entertainment library
- Huge variety of genres and subgenres
- Pay for what you want
- Set up multiple profiles
- Different libraries depending on country
- No free trial
- Be 18 years or older
- Access to Netflix originals
- Huge entertainment library
- Separate and extensive kids' section
- Multi-language subtitles
Did you know? Amazon Prime Video is included with your Amazon Prime membership, giving you access to a massive streaming library of more than 22,000 shows and movies, plus award-winning Amazon Originals you won’t find anywhere else. From hits like The Summer I Turned Pretty and The Map That Leads To You to live sports and 24/7 Global News coverage, there’s no shortage of entertainment. Students can also enjoy Prime membership at a discounted rate, making it one of the more affordable streaming options in Canada.
- Exclusive access to Amazon originals
- Live news and sports events
- One of many Amazon Prime perks
- Extra fee to avoid ads
- Costly add-on channels
- Automatic renewal
- Be 18 years or older
- Included with Amazon Prime subscription
- Multi-language subtitles
- Access to Amazon originals
With a promotional interest rate of 4.5% for the first 5 months, opening a Simplii High Interest Savings Account is certainly an enticing option. You’ll also get no monthly fees, free transfers to other Simplii accounts, and CDIC protection from CIBC.
- 4.5% interest for the first 5 months
- No monthly fees
- $125 friend referrals available
- Backed by CIBC bank
- Low regular interest rate of 0.3%
- High minimum balance to earn the top rate of 1.5%
- No Interac e-Transfer or debit capabilities
- $20 inactivity fees
- Resident of Canada
- Age of majority
- Refer a friend for $125
- Very impressive promo interest rate
With the Simplii No Fee Chequing Account, you get free daily banking. That includes unlimited free transactions, no minimum balance, and no monthly fee. What more could you ask for? You can even earn interest on your balance.
- No monthly fee or minimum balance requirement
- Free and unlimited transactions
- Earn interest on your balance
- Free international money transfers
- Free access to over 3,400 CIBC ATMs
- Get up to $125 in friend referrals
- Going into overdraft can be costly
- Extra fees on non-affiliated and international ATMs
- No extra bells and whistles
- Not available in Quebec
- Resident of Canada
- Age of majority
- Free access to CIBC ATMs
- Send money internationally for free
- Valuable referral bonuses
GeniusCash is a cash back program that rewards users for subscribing to many of the products and services they use on a regular basis. Plus, its new GeniusCash mobile app makes it easier than ever to bank real cash and level up your rewards.
- New industry-leading mobile app
- Up to $250 cash back
- Flexible payout options
- Bi-weekly payouts
- Cash back bonuses are harder to get
- Only a limited amount of offers available
- No cash bonus on sign up
- Age of majority
- Eligible to receive select Canadian credit cards
- Up to $250 in bonus cash back
- Easy to use mobile app for even more deals and exclusive offers
- Payments are made directly to you via PayPal or Interac e-Transfer
- Referral bonuses available via the GeniusCash app










