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Minimum Investment
$100
Minimum Fees
N/A
Maximum Fees
0.5%
Withdrawal Fees?
$0
5.0 Genius Rating
1.0 (1) User Reviews

The RBC InvestEase platform is one of the most reliable robo advisors in Canada, provided by one of Canada’s biggest banks. Upon funding your account, the RBC InvestEase algorithm (and experts) maintain your investments for you. This makes the entire process simple, especially for new investors.

Pros
  • Trusted industry name
  • Big portion of transfer fee can be waived
  • Low minimum to start investing
  • Responsible investing portfolios
  • NOMI Insights helps with goals
Cons
  • The fees could be better
  • Transferring to another institution incurs a hefty fee
  • No mobile app
Provinces
ALL
Eligibility
  • Resident of Canada
  • Age of majority
  • A SIN starting with a number from 1 to 7
Why You Want It
Get a professional investment portfolio + Low $100 minimum investment.
Special Features
  • Low minimum balance requirement
Types Of Accounts
  • Non-registered
  • TFSA
  • RRSP
  • FHSA
Minimum Investment
$100
Minimum Balance For Minimum Fee
N/A
Minimum Deposit To Cover Transfer Fee
$15,000
Socially Responsible Investing Options
Yes
Email Support
Yes
Live Chat Support
No
Phone Support
Yes
Average MER
0.17%
Minimum Fees
N/A
Maximum Fees
0.5%
Cover Transfer Fees?
Yes
Maximum Covered Transfer Fee
$200
Promotion
N/A
Promotion End Date
N/A
 
Mid-market Exchange Rate?
Yes
Hidden Fees?
Yes
Example Fees For $1,000
  • $0
Transfer Limits
  • 75,000
0.5 Genius Rating
1.0 (1) User Reviews

Sending money to loved ones overseas should be a quick and easy process. A Simplii Global Money Transfer allows you to make money transfers of up to $75,000 per day (depending on the country), in local currency or in U.S. dollars. Transfers typically take 1 to 3 business days to process and have no initial transfer fees.

Pros
  • No transfer fees
  • Money transfer tracking
  • Cash back and referral rewards
  • Pick up your money at MoneyGram
  • Get cash rewards by referring a friend
Cons
  • Not available in Quebec
  • Hidden fees
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • Must have a Simplii Financial account or credit card
Why You Want It
Pay $0 in transfer fees + Send up to $75,000 within a 24-hour period.
Special Features
  • Cash back rewards (when used with Simplii Cash Back Visa)
  • Money transfer tracking
  • Linked directly to your bank account, no 3rd party information sharing
  • Get $50 when you refer a friend & they use your link
  • Chance to win $5000
Mid-market Exchange Rate?
Yes
Hidden Fees?
Yes
Example Fees For $1,000
  • $0
Example Transfer Speed For $1,000
  • Cash Pickup: Same day
  • Bank account: 1 - 3 business days
  • Visa debit/credit cards: Real time
Debit Transfer?
Yes
Credit Transfer?
Yes
Bank Account Transfer?
Yes
Paypal Transfer?
No
Transfer Limits
  • 75,000
 
Minimum Interest Rate
0.1%
Maximum Interest Rate
0.1%
Balance Required For Maximum Interest Rate
N/A
4.1 Genius Rating
5.0 (1) User Reviews

If you’re looking for a chequing or savings account that can do it all, consider the Neo Everyday Account. This free hybrid bank account combines the best features of a chequing account with the ability to earn interest like a savings account. It's even available for clients as young as 13 (14 in Quebec).

Pros
  • Available for youth, too
  • Comes with a prepaid Mastercard
  • No transaction fees
  • No monthly fees
  • Ability to build credit score with a Neo Membership
Cons
  • Lower interest rate than the Neo Savings Account
Provinces
ALL
Eligibility
  • Canadian citizen
Why You Want It
0.1% interest on your balance + ~3% cash back on purchases.
Special Features
  • Earn up to 3% cash back on spending
  • Free app for tracking your spending and savings
  • Pairs well with other Neo products
# Of Free Transactions
Unlimited
# Of Free Interac E-Transfers
Unlimited
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Min Monthly Fee
$11.99
Max Monthly Fee
$22
Ads In Min Monthly Fee
Yes
Estimated # Of Shows/Movies
1,350
3.6 Genius Rating
1.3 (16) User Reviews

Crave allows you to watch TV and movies from HBO, HBO Max, Showtime and more. It was also one of the first streaming platforms to offer integration with cable providers, making it super easy to subscribe and watch.

Pros
  • Extensive entertainment library
  • Canadian content
  • French language content
  • Bilingual display options
Cons
  • Lots of ads
  • Prices are high
Provinces
ALL
Eligibility
  • Be 18 years or older
Why You Want It
Access a large entertainment library + Pick from various pricing tiers.
Special Features
  • Extensive entertainment library
  • Offline viewing (with a Premium subscription)
  • Bilingual interface and support options
  • Live channels
  • Parental controls
Min Monthly Fee
$11.99
Max Monthly Fee
$22
Ads In Min Monthly Fee
Yes
Watch On Smart TVs
Yes
Watch On Phones/Tablets
Yes
Watch On Computer
Yes
Watch On Game Consoles
Yes
In-House Content
Yes
Kids Programming
Yes
Live Sports
Yes
Number Of Screens That Can Watch At Once
4
Estimated # Of Shows/Movies
1,350
Option To Add More Users
See Issuer for Details
Pay An Annual Fee For A Discount
Yes
Current Promo
N/A
Promo End Date
N/A
 
Min Monthly Fee
$7.99
Max Monthly Fee
$22.99
Ads In Min Monthly Fee
No
Estimated # Of Shows/Movies
Unlimited
2.9 Genius Rating
1.7 (6) User Reviews

YouTube Premium is the best way to ensure your fave creators are getting their due, without having to deal with seemingly endless ads. Extra perks like background play, downloading abilities, and an included YouTube Music subscription make it even more appealing.

Pros
  • Ad-free streaming
  • Background play feature
  • Download videos to watch later (even offline)
  • Includes a YouTube Music subscription
  • Links with YouTube Kids
Cons
  • High price tag
  • Cancelling means losing saved content
Provinces
ALL
Eligibility
  • Be 18 years or older
Why You Want It
Subscribe for ad-free streaming + Download videos to watch offline.
Special Features
  • Ad-free streaming
  • Background play
  • Offline viewing
  • Access to YouTube Music
  • Links with YouTube Kids
Min Monthly Fee
$7.99
Max Monthly Fee
$22.99
Ads In Min Monthly Fee
No
Watch On Smart TVs
Yes
Watch On Phones/Tablets
Yes
Watch On Computer
Yes
Watch On Game Consoles
Yes
In-House Content
Yes
Kids Programming
Yes
Live Sports
No
Number Of Screens That Can Watch At Once
5
Estimated # Of Shows/Movies
Unlimited
Option To Add More Users
Yes
Pay An Annual Fee For A Discount
Yes
Current Promo
N/A
Promo End Date
N/A
 
Min Monthly Fee
$7.99
Max Monthly Fee
$23.99
Ads In Min Monthly Fee
Yes
Estimated # Of Shows/Movies
5,400
4.0 Genius Rating
2.8 (4) User Reviews

It's not hard to see why Netflix is one of the country's favourite streaming services. First launched in Canada in 2010, Netflix now has more than 84 million subscribers across the U.S. and Canada, offers both television and movie content, and provides several tiers of pricing and service.

Pros
  • Extensive entertainment library
  • Huge variety of genres and subgenres
  • Pay for what you want
  • Set up multiple profiles
Cons
  • Different libraries depending on country
  • No free trial
Provinces
ALL
Eligibility
  • Be 18 years or older
Why You Want It
Access a huge selection of entertainment + Set up multiple profiles.
Special Features
  • Access to Netflix originals
  • Huge entertainment library
  • Separate and extensive kids' section
  • Multi-language subtitles
Min Monthly Fee
$7.99
Max Monthly Fee
$23.99
Ads In Min Monthly Fee
Yes
Watch On Smart TVs
Yes
Watch On Phones/Tablets
Yes
Watch On Computer
Yes
Watch On Game Consoles
Yes
In-House Content
Yes
Kids Programming
Yes
Live Sports
Yes
Number Of Screens That Can Watch At Once
4
Estimated # Of Shows/Movies
5,400
Option To Add More Users
Yes
Pay An Annual Fee For A Discount
No
Current Promo
N/A
Promo End Date
N/A
 
Min Monthly Fee
$4.99
Max Monthly Fee
$9.99
Ads In Min Monthly Fee
Yes
Estimated # Of Shows/Movies
22,700
5.0 Genius Rating
0.0 (0) User Reviews

Did you know? Amazon Prime Video is included with your Amazon Prime membership, giving you access to a massive streaming library of more than 22,000 shows and movies, plus award-winning Amazon Originals you won’t find anywhere else. From hits like The Summer I Turned Pretty and The Map That Leads To You to live sports and 24/7 Global News coverage, there’s no shortage of entertainment. Students can also enjoy Prime membership at a discounted rate, making it one of the more affordable streaming options in Canada.

Pros
  • Exclusive access to Amazon originals
  • Live news and sports events
  • One of many Amazon Prime perks
Cons
  • Extra fee to avoid ads
  • Costly add-on channels
  • Automatic renewal
Provinces
ALL
Eligibility
  • Be 18 years or older
Why You Want It
Access original content and news + Get free shipping and Amazon Music.
Special Features
  • Included with Amazon Prime subscription
  • Multi-language subtitles
  • Access to Amazon originals
Min Monthly Fee
$4.99
Max Monthly Fee
$9.99
Ads In Min Monthly Fee
Yes
Watch On Smart TVs
Yes
Watch On Phones/Tablets
Yes
Watch On Computer
Yes
Watch On Game Consoles
Yes
In-House Content
Yes
Kids Programming
Yes
Live Sports
Yes
Number Of Screens That Can Watch At Once
3
Estimated # Of Shows/Movies
22,700
Option To Add More Users
Yes
Pay An Annual Fee For A Discount
Yes
Current Promo
N/A
Promo End Date
N/A
 
Minimum Interest Rate
0.3%
Maximum Interest Rate
1.5%
Balance Required For Maximum Interest Rate
$1,000,000.01
2.4 Genius Rating
4.3 (3) User Reviews

With a promotional interest rate of 4.5% for the first 5 months, opening a Simplii High Interest Savings Account is certainly an enticing option. You’ll also get no monthly fees, free transfers to other Simplii accounts, and CDIC protection from CIBC.

Pros
  • 4.5% interest for the first 5 months
  • No monthly fees
  • $125 friend referrals available
  • Backed by CIBC bank
Cons
  • Low regular interest rate of 0.3%
  • High minimum balance to earn the top rate of 1.5%
  • No Interac e-Transfer or debit capabilities
  • $20 inactivity fees
Provinces
AB, BC, MB, NL, NB, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • Resident of Canada
  • Age of majority
Why You Want It
Get a 4.5% special interest rate + $125 refer-a-friend bonus.
Special Features
  • Refer a friend for $125
  • Very impressive promo interest rate
# Of Free Transactions
0
# Of Free Interac E-Transfers
0
Max Promotion Rate
4.5%
Welcome Bonus Value
N/A
Promo End Date
January 31, 2025
 
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
3.2 Genius Rating
3.8 (14) User Reviews

With the Simplii No Fee Chequing Account, you get free daily banking. That includes unlimited free transactions, no minimum balance, and no monthly fee. What more could you ask for? You can even earn interest on your balance.

Pros
  • No monthly fee or minimum balance requirement
  • Free and unlimited transactions
  • Earn interest on your balance
  • Free international money transfers
  • Free access to over 3,400 CIBC ATMs
  • Get up to $125 in friend referrals
Cons
  • Going into overdraft can be costly
  • Extra fees on non-affiliated and international ATMs
  • No extra bells and whistles
  • Not available in Quebec
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • Resident of Canada
  • Age of majority
Why You Want It
Earn $300 and a $50 Skip gift card + Unlimited free transactions for no monthly fee.
Special Features
  • Free access to CIBC ATMs
  • Send money internationally for free
  • Valuable referral bonuses
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
$300
Promo End Date
January 31, 2026
Physical Locations
No
Automatic Budgeting System
No
Minimum Interest Rate
0.01%
Earn Rewards On Debit Purchases
No
Free Cheques
Yes
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
No
Discounts For Youth
No
Other Discounts
No
 
Monthly Fee
$0
Mobile App
No
Available Retailers Estimate
20
Minimum Balance To Cash Out
$0
5.0 Genius Rating
0.0 (0) User Reviews

GeniusCash is a cash back program that rewards users for subscribing to many of the products and services they use on a regular basis. Plus, its new GeniusCash mobile app makes it easier than ever to bank real cash and level up your rewards.

Pros
  • New industry-leading mobile app
  • Up to $250 cash back
  • Flexible payout options
  • Bi-weekly payouts
Cons
  • Cash back bonuses are harder to get
  • Only a limited amount of offers available
  • No cash bonus on sign up
Provinces
ALL
Eligibility
  • Age of majority
  • Eligible to receive select Canadian credit cards
Why You Want It
Earn up to $250 in bonus cash back + Level up your money & rewards.
Special Features
  • Up to $250 in bonus cash back
  • Easy to use mobile app for even more deals and exclusive offers
  • Payments are made directly to you via PayPal or Interac e-Transfer
  • Referral bonuses available via the GeniusCash app
Monthly Fee
$0
Mobile App
No
Available Retailers Estimate
20
Pay Via Cheque?
No
Pay Via PayPal?
Yes
Pay Via Amazon?
No
Pay Via Gift Cards?
No
Pay Via Electronic Fund Transfer?
Yes
Minimum Balance To Cash Out
$0
Pay Frequency
After a certain amount of time
Limited Payment Wait
Biweekly
Welcome Bonus
$0
Welcome Bonus End Date
N/A
Refer A Friend Offer
See Issuer for Details
 

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