Financial Product Reviews
Crave allows you to watch TV and movies from HBO, HBO Max, Showtime and more. It was also one of the first streaming platforms to offer integration with cable providers, making it super easy to subscribe and watch.
- Extensive entertainment library
- Canadian content
- French language content
- Bilingual display options
- Lots of ads
- Prices are high
- Be 18 years or older
- Extensive entertainment library
- Offline viewing (with a Premium subscription)
- Bilingual interface and support options
- Live channels
- Parental controls
YouTube Premium is the best way to ensure your fave creators are getting their due, without having to deal with seemingly endless ads. Extra perks like background play, downloading abilities, and an included YouTube Music subscription make it even more appealing.
- Ad-free streaming
- Background play feature
- Download videos to watch later (even offline)
- Includes a YouTube Music subscription
- Links with YouTube Kids
- High price tag
- Cancelling means losing saved content
- Be 18 years or older
- Ad-free streaming
- Background play
- Offline viewing
- Access to YouTube Music
- Links with YouTube Kids
Did you know? Amazon Prime Video is included with your Amazon Prime membership, giving you access to a massive streaming library of more than 22,000 shows and movies, plus award-winning Amazon Originals you won’t find anywhere else. There’s certainly no shortage of entertainment. Students can also enjoy Prime membership at a discounted rate, making it one of the more affordable streaming options in Canada.
- Exclusive access to Amazon originals
- Live news and sports events
- One of many Amazon Prime perks
- Extra fee to avoid ads
- Costly add-on channels
- Automatic renewal
- Be 18 years or older
- Included with Amazon Prime subscription
- Multi-language subtitles
- Access to Amazon originals
It's not hard to see why Netflix is one of the country's favourite streaming services. First launched in Canada in 2010, Netflix now has more than 84 million subscribers across the U.S. and Canada, offers both television and movie content, and provides several tiers of pricing and service.
- Extensive entertainment library
- Huge variety of genres and subgenres
- Pay for what you want
- Set up multiple profiles
- Different libraries depending on country
- No free trial
- Be 18 years or older
- Access to Netflix originals
- Huge entertainment library
- Separate and extensive kids' section
- Multi-language subtitles
With a promotional interest rate of 4.5% for the first 5 months, opening a Simplii High Interest Savings Account is certainly an enticing option. You’ll also get no monthly fees, free transfers to other Simplii accounts, and CDIC protection from CIBC.
- 4.5% interest for the first 5 months
- No monthly fees
- $125 friend referrals available
- Backed by CIBC bank
- Low regular interest rate of 0.3%
- High minimum balance to earn the top rate of 1.5%
- No Interac e-Transfer or debit capabilities
- $20 inactivity fees
- Resident of Canada
- Age of majority
- Refer a friend for $125
- Very impressive promo interest rate
With the Simplii No Fee Chequing Account, you get free daily banking. That includes unlimited free transactions, no minimum balance, and no monthly fee. What more could you ask for? You can even earn interest on your balance.
- No monthly fee or minimum balance requirement
- Free and unlimited transactions
- Earn interest on your balance
- Free international money transfers
- Free access to over 3,400 CIBC ATMs
- Get up to $125 in friend referrals
- Going into overdraft can be costly
- Extra fees on non-affiliated and international ATMs
- No extra bells and whistles
- Not available in Quebec
- Resident of Canada
- Age of majority
- Free access to CIBC ATMs
- Send money internationally for free
- Valuable referral bonuses
GeniusCash is a cash back program that rewards users for subscribing to many of the products and services they use on a regular basis. Plus, its new GeniusCash mobile app makes it easier than ever to bank real cash and level up your rewards.
- New industry-leading mobile app
- Up to $250 cash back
- Flexible payout options
- Bi-weekly payouts
- Cash back bonuses are harder to get
- Only a limited amount of offers available
- No cash bonus on sign up
- Age of majority
- Eligible to receive select Canadian credit cards
- Up to $250 in bonus cash back
- Easy to use mobile app for more deals and exclusive offers
- Direct payments via PayPal or Interac e-Transfer
- Referral bonuses
Breezeful is an online mortgage broker, which can sometimes be quicker than traditional methods while finding you a better rate. Their algorithm sifts through the various rates and options available to show you the best rates available, but of course there's no guarantee that you'll actually qualify for them.
- Instant quotes are available
- Dedicated mortgage expert
- Over 100 lenders
- Application process isn't entirely digital
- Appointment with a specialist is required
- Starts to pester you almost instantly
- Refer a friend program
Homewise brings the entire mortgage application process online, making it faster, less stressful, and more transparent. Whether you're looking for a pre-approval, refinance, or to switch lenders, Homewise can help you save money and find the best mortgage for you.
- Get $250 GeniusCash when you fund your mortgage
- Easy online application process
- Faster responses than traditional banks and lenders
- Get the best mortgage for you from over 30 different lenders
- Works for new mortgages, refinancing, or switching lenders
- Top of the line support with a human touch
- Application process requires a LOT of personal information
- No face to face support available
- A credit check is required when you apply for a mortgage
- Canadian citizen or resident of Canada
- Personal advisor will help you get approved
- Can help people who are self-employed or have bad credit find mortgages
- Works with the Habitat for Humanity charitable organization
Moka is a modern and simple approach to investing, designed to keep you on track to your future with an easy-to-use managed portfolio. By following the S&P 500, your money is taken care of by experts without all the complication of hands-on investing. You'll also help make a positive impact on the environment, thanks to automatic contributions to forest restoration projects.
- Set up recurring deposits to boost your account
- Easily follow expert-approved investment strategies
- Automatically do your part for the environment
- Be aware of MER fees
- Transfer fees up to $50 on RRSP withdrawals
- Age of majority
- Passively invest in your future and the environment
- Easily follow expert-approved investment strategies
- Non-registered
- TFSA
- RRSP










