Proudly calling itself the largest travel insurance provider in Canada, Manulife travel insurance is a popular option for Canadians who are looking to be covered on their next trip. You'll get the choice of one basic CoverMe plan that can be customized as you want – including adding the COVID-19 Pandemic Travel plan. Students also get a cheaper option to help with their more limited budgets.
As with most travel insurance, the exact cost will vary based on several different personal factors. It's always important to shop around and compare prices so you know you're getting the right coverage for the right price.
Manulife travel insurance features
Here's an overview of what Manulife travel insurance has to offer you.
Why You Want It
Offers COVID-19 travel coverage + Save on premiums if you’re a student.
Special Features
- Pandemic plan available for protection against COVID-19
Eligibility
- Canadian resident (plans available for non-Canadians visiting Canada)
- Covered by Canadian provincial or territorial health insurance plan
Provinces
ALL
Features
Travel Accident
$50,000
Emergency Medical
$10,000,000
Trip Cancellation
See Issuer for Details
Trip Interruption
$Unlimited
Flight Delay
$2,700
Baggage Loss, Damage, Delay
$1,500
Hotel Burglary
N/A
Rental Car Theft And Damage
Rental Car Accident
See Issuer for Details
Rental Car Personal Effects
See Issuer for Details
Student Plans Available?
Manulife travel insurance product rating: 2.5 stars
Manulife CoverMe travel insurance is one of the largest providers in Canada, and for good reason. They offer many of the basic insurance coverage, plus a handful of extras (including COVID travel insurance). It's also easy to add on to the basic plan, giving you plenty of customization options. There's even a student plan available to help students be protected, even with a more limited budget.
But if you're looking for some specific coverage options, like hotel accommodations or rental car insurance, you won't find any here.
Rating methodology
To calculate our Genius Ratings, we compare the features of the account or product in question with other similar products in Canada. We give each feature a score out of 5 based on that comparison. Once we’ve rated all the features, we run them through our proprietary algorithm to produce a final rating out of 5.
Learn more about our rating methodology.
The pros of Manulife travel insurance
As one of the largest travel insurance providers in Canada, Manulife has lived up to its expectations by offering a streamlined experience with affordable rates.
Pros
5 easy-to-understand options
One of the best parts of Manulife is how easy it is to use. Once you fill out its relatively short questionnaire, you'll have 5 options to choose from: pandemic plan, single trip all inclusive, single trip emergency medical, a trip cancellation/interruption standalone plan, and a non-medical inclusive plan. For the single trip emergency medical plan, you even get to choose your deductible, which can help you save big.
COVID-19 Pandemic Travel Plan available
One of the most impressive features of Manulife is how quickly they responded to the COVID-19 pandemic by offering pandemic-tailored plans. Though these plans are much more expensive than the regular plan (they're about as much as the premium plan, but with less than half of the coverage) it's a rare way to feel safer travelling during difficult times.
Multi-trip plans available
If you're planning on making multiple trips over the next year, you could save money by getting one plan that will cover all of them. An added benefit is you won't have to worry about remembering to actually buy travel insurance every time.
Family and student coverages available
If you're travelling with family or are a student, you can take advantage of some discounts to help you protect yourself for less.
Gave us some of the lowest quotes in our test
When we compared 8 different travel insurance providers using a single fictional couple, Manulife gave us good results starting around $154. In fact, some other provider's lowest ranges were higher than the max Manulife gave us, which is impressive. Just note that quotes are based on a variety of factors, so it's best to shop around for your specific situation.
Apply at any age (and no medical questions if you're under 60)
Manulife has no age restrictions when it comes to applying for their plans. And if you're under 60, you don't even need to answer invasive medical questions – which makes the process a breeze.
The cons of Manulife travel insurance
Wondering what some of the downsides are to Manulife travel insurance? Let's go over a few.
Cons
No mention of 24/7 support
The Manulife website makes no mention of offering 24/7 claims service or support, which could be inconvenient. You can call them, email them, or chat with them...but only from Monday to Friday, 8 AM to 8 PM Eastern Time.
No rental car insurance
This is more often seen on credit card travel insurance plans, but it would still be nice to see some rental car insurance plans.
No hotel burglary insurance
If you're concerned about hotel burglary, even Manulife's most premium plans don't mention this type of coverage. That means your belongings may be at risk if you leave them in your hotel room.
Manulife travel insurance alternatives
Here's how one of Canada's largest travel insurance providers compares to other options on the market.
 |  |  |  | |
|---|---|---|---|---|
| Account | Manulife CoverMe Travel Insurance | soNomad | TD Travel Insurance | Scotiabank Travel Insurance |
| Genius Rating | ||||
| Why You Want It | Offers COVID-19 travel coverage + Save on premiums if you’re a student. | Pay 25% less for coverage on average + Get a free, no-commitment quote in minutes. | Choose from 4 plans + convenient online quotes and claims 24/7. | Save up to 50% for travel within Canada + Pandemic coverage available. |
| Travel Accident | $50,000 | $25,000 | $200,000 | $50,000 |
| Emergency Medical | $10,000,000 | $2,000,000 | $5,000,000 | $10,000,000 |
| Trip Cancellation | See Issuer for Details | $20,000 | $25,000 | $2,500 |
| Trip Interruption | $Unlimited | $25,000 | $25,000 | $2,500 |
| Flight Delay | $2,700 | $1,000 | $700 | See Issuer for Details |
Show More | ||||
| Get a quote See more Manulife products Compare | Get a quote See more SoNomad products Compare | Learn More See more TD products Compare | Learn More See more Scotiabank products Compare |
FAQ
Is Manulife travel insurance good?
Yes, Manulife travel insurance offers several different travel insurance plans with varying prices to fit your needs. The best part is they're one of the only Canadian issuers to accommodate pandemic travel, helping people in need. The only major downside is there's no mention of 24/7 support, which could cause some stress if you need to make an emergency claim.
Is there Manulife COVID travel insurance?
Manulife has rolled coverage for unforeseen medical emergencies related to COVID-19 into their policies. You can read more about this coverage here.
What's the Manulife travel insurance contact information?
You can contact Manulife by phone, email, or through instant chat available on their website. You can call 1-877-268-3763 from Monday to Friday, 8 AM to 8 PM Eastern Time for direct service. Unfortunately, there's no mention of 24/7 support on their website.
Does Manulife have non-medical travel insurance?
Manulife does feature a non-medical inclusive travel insurance plan. Find out more about the plan here.
How do I make a Manulife travel insurance claim?
The main way to make a Manulife travel insurance claim is online. All you have to do is make an account and click on "New Claim" to start the process.
Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.
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