Sonnet Insurance Review: Car, Home, And More November 2025

Q: How do I get a Sonnet Insurance quote?

Getting a Sonnet insurance quote is quite easy . All you have to do is go to their website, select which coverage you want, and answer a series of questions. The whole process can take as few as 5 minutes, and this is one of Sonnet’s major selling points.

Written and Edited By

moneyGenius Team

Last updated: Dec 17, 2020

Verified for accuracy

Sonnet is a fully online insurance company based in Canada. They're known for their fast quote process and cheap rates, and they currently provide Canadians with 6 different types of protection: auto, home, condo, tenant, landlord, and pet insurance.

Right now, Sonnet offers all 6 types of insurance to Alberta, Ontario, Quebec, New Brunswick, Nova Scotia, and P.E.I. They also provide home insurance only to British Columbia.

Overview

Fast and easy process to get your personalized quote.
Everything is done online from the comfort of your own home.
Competitive insurance quotes thanks to being an online-only company.
24/7 claims support to help you out whenever you need it.
Easily customize your insurance coverage to save even more on premiums.

Insurance

4.6

Rating methodology

Sonnet's overall rating is 4.6 out of a possible 5 stars. This number is an average of all the individual products we've rated so far, which you can find more info on below. Each of these are scored by breaking them down into their main parts, then comparing each feature to similar products on the market.

Learn more about our rating methodology.

Sonnet pros

Here are some of Sonnet's pros.

Hits all the basic coverages

In each of their insurance options, Sonnet hits the major coverages most people will want in their insurance policy. Though standard, it's nice to know they aren't skimping out on the basics.

Quick and easy online quote process

You can usually get an accurate quote in as little as 5 minutes – and it's all done easily online. It's also easy to personalize your policies, so you can remove any extras you don't want or need, saving you even more on your premiums.

Usually offers decent quotes

When comparing Sonnet quotes to similar offers on the Canadian market, Sonnet tended to have some of the best rates available. That said, they were never quite the best.

They underwrite their own policies

An extra benefit is they're underwriters themselves, so when you buy insurance from them, you're getting it directly from the source. You don't have to worry about dealing with a 3rd party.

Sonnet cons

And here are some things to watch out for.

Online user reviews claim their premiums increased after a year

Several reviewers on sites like Insureye claim that Sonnet increased their premiums without notice after a year of being a customer. It turns out that this is a common marketing tactic for insurance companies, so it's good to be aware to keep an eye on your premiums from month-to-month.

Everything is done online

Though it's convenient to buy your insurance from the comfort of your home, it may become a nightmare if you ever run into trouble with the company. And if you're filing a complicated claim that requires multiple phone calls, it could be exhausting to have to re-explain your situation to a new customer service agent every time you call. It would be nice to have the option of walking into a brick-and-mortar location to speak to an insurance agent face-to-face.

Sonnet insurance types

If you need specific home insurance for your situation – whether you rent a condo, own a home, or lease an apartment – Sonnet has coverage available for each situation. Their policies cover all the basics you need, including personal liability and personal belongings. And if you're a landlord, Sonnet has something for you too.

You can also find car and pet insurance coverage, to help keep your car on the road and your furry friend happy and healthy.

Compare Insurance Products

Sonnet insurance ratings

Here's our ratings of the 6 insurance types Sonnet offers.

FAQ

What is Sonnet Insurance? Who owns it?

Sonnet Insurance is a fully online insurance company providing protection for 7 Canadian provinces. The company is part of the Economical Insurance family. Click here to learn more.

How do I get a Sonnet Insurance quote?

Getting a Sonnet insurance quote is quite easy. All you have to do is go to their website, select which coverage you want, and answer a series of questions. The whole process can take as few as 5 minutes, and this is one of Sonnet’s major selling points.

What types of insurance does Sonnet offer?

Sonnet offers 6 different types of insurance: car, home, condo, tenant, landlord, and pet insurance. You can see our reviews of each of these insurance types right here.

Is Sonnet Insurance safe?

Yes, Sonnet is a legitimate insurance company for Canadians. Just keep an eye on your premiums, since online reviewers claim they have the tendency to raise premiums without notice.

Does Sonnet Insurance have good rates?

When researching Sonnet's products, we found that Sonnet had some of the best rates, but never the absolute cheapest. That said, Sonnet had better than the majority of quotes.

Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.

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