I know, I know…”Budget” may not exactly be your favourite word ever.
But this simple exercise can make a huge difference in not only your financial health, but also how you feel about where you stand.
Sometimes it can be scary to see all your spending all in one place, colour coordinated and making up portions of a pie chart that seem overly large once put together…
But facing your fear that you may be overspending is the first step to making sure you’re not anymore.
What You'll Get
- Our simple budget template that’s easy-to-use and intuitive.
- Does all the math for you – just punch in your numbers and you’ll see how things are looking for you.
- Personalized calculations based on your income, monthly spending on needs (think rent, utilities, and insurance), transportation, food, and entertainment.
More Free Resources and Downloads
Canadian Price Matching Policies PDF
Price matching is a great tip to save money. Not only do you make sure you're getting the lowest possible price for the exact same product, but you ca...
Try it out
Free Internet TV PDF
Cable costs in Canada don't seem to be going down anytime soon...So what can you do? The best way to cut down your cable costs is by cutting them off ...
Try it out
Grocery Price Comparison Spreadsheet PDF
Grocery shopping is likely one of the biggest slices of your budget pie...so how do we slim it down a bit to make sure we can get the most out of our ...
Try it outHot Money Deals This Month
- Get even more cash back with exclusive offers only available on the GeniusCash app
- Explore bigger GeniusCash offers that you won't find anywhere else.
- Connect your credit cards and unlock bonus cash.
- Explore customized recommendations to level up your rewards.
- Refer your friends and family to earn bonus levels and extra cash back.
- Take control of your money with a full-featured chequing account$ + $100 GeniusCash GeniusCash
- Get up to $700 in cash when you open a new account and complete specified actions.
- Unlimited free transactions – including debit and Interac e-Transfers®.
- Earn Scene+ points on every debit transaction.
- $100 GeniusCash on approval – ends Feb 28, 2026.*.
- Get up to $700 when you open a BMO Performance Chequing and Savings Amplifier account
- Earn up to $700 in bonus cash when you complete a few actions.
- Unlimited debit, Interac e-Transfers®, and more.
- Special rates for students, newcomers, and Canadian Defense community members.
- Get fresh, ready-made, dietitian-approved meals straight to your door + $40 GeniusCash
- Get up to $90 with a new subscription.
- Free shipping with your first box.
- Discounts available for youth, seniors, and essential workers.
- $40 GeniusCash on approval – ends Feb 28, 2026.*.
- Bonus: Get one of the lowest brokerage rates from an online broker from a Big 5 Bank →
