The Co-Operators condo insurance provides essential coverage for condo owners – including personal liability and your possessions. Though the building itself is likely covered by the condo complex owner's insurance – the things inside your condo are probably not.
You can also get coverage for things like unit improvements, common area damage, and additional coverage for things like jewellery. Co-Operators also provides extra insurance coverage not often seen elsewhere, like debris removal and lock replacements.
Co-Operators condo insurance features
Here's an overview of what The Co-Operators offers for condo insurance:
Why You Want It
Get unique coverage for condominium owners + Special insurance add-ons.
Special Features
- Dwelling and vehicle lock replacement or re-keying
- Family member's property in health care facility
Eligibility
- Canadian citizen
- Age of majority
Provinces
ALL
Features
Personal Liability Coverage
Personal Belongings Coverage
Unit Improvements Coverage
Additional Living Expenses Coverage
Loss Assessment Coverage
Common Area Damage
Sewer Backup
Overland Water
Identity Theft
Earthquake Coverage
Student Property Coverage
Full Hail Coverage
Accidental Property Damage
See Issuer for Details
Water Protection
Home-sharing Coverage
Home-based Business Coverage
Co-Operators condo insurance product rating: 2.4 stars
The Co-Operators offer many of the major insurance coverages you'll expect to find when searching for condo insurance. This includes the basics like personal liability coverage, personal belongings, and water protection. You'll also find extra features included, like lock replacement, debris removal, and more.
That said, there's no mention of loss assessment coverage, which feels like big oversight. There's also no protection for home-sharing or home-based businesses, but these are uncommon extras anyway.
Rating methodology
To calculate our Genius Ratings, we compare the features of the account or product in question with other similar products in Canada. We give each feature a score out of 5 based on that comparison. Once we’ve rated all the features, we run them through our proprietary algorithm to produce a final rating out of 5.
Learn more about our rating methodology.
Co-Operators condo insurance alternatives
Here's how The Co-Operators condo insurance compares to similar options on the market.
 |  |  |  | |
|---|---|---|---|---|
| Account | Co-Operators Condo Insurance | Sonnet Condo Insurance | TD Condo Insurance | Aviva Condo Insurance |
| Genius Rating | ||||
| Why You Want It | Get unique coverage for condominium owners + Special insurance add-ons. | Get coverage whether you live in or rent the condo out + Instant quotes. | Purchase online for up to 10% off + Personalized coverage advice. | Customize coverage for your condo + Save when you combine policies. |
| Personal Liability Coverage | | | | |
| Personal Belongings Coverage | | | | |
| Unit Improvements Coverage | | | | |
| Additional Living Expenses Coverage | | | | |
| Loss Assessment Coverage | | | | |
Show More | ||||
| Get a quote See more Co-operators products Compare | Learn More See more Sonnet products Compare | Learn More See more TD products Compare | Learn More See more Aviva products Compare |
Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.
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