Find your best
bank account and bank more cash.
GeniusCash is your extra cash boost when you apply — and are approved — for a top financial product through moneyGenius.
Step 1
Choose your favourite financial product with a GeniusCash icon
Step 2
Apply, fund, or open your new product through moneyGenius
Step 3
We'll await product issuer confirmation that you've met all account requirements
Step 4
Your GeniusCash will be delivered to you via Interac e-Transfer or PayPal
Step 5
Download the GeniusCash app and log in to claim a limited-time offer
Step 6
Refer your friends to GeniusCash and you’ll both level up to earn extra cash back
Top 23 GeniusCash offers
Cash in on these GeniusCash offers with extra cash back bonuses that range from $25 to $250. All offers expire on Dec 31, 2025.
All
Banking
Investing
Loans
Mortgages
Personal Finance
Chequing
GC: $100
$100 GeniusCash + Get up to a $700* welcome bonus + Earn Scene+ points on all debit purchases.GC Ends: December 31, 2025
Total bonus value: $800
Total bonus calculations
+
Welcome bonus
$700
+
GeniusCash
$100
$800
Online Brokers
GC: $80
$80 GeniusCash + Ditch the fees, and trade unlimited Stocks, ETFs, Mutual Funds and more for $0GC Ends: December 31, 2025
Total bonus value: $80.00
Total bonus calculations
+
Sign-up bonus
$0
+
GeniusCash
$80.00
$80.00
Chequing
GC: $50
$50 GeniusCash + Earn $300 and a $50 Skip gift card + Unlimited free transactions for no monthly fee.GC Ends: December 31, 2025
Total bonus value: $400
Total bonus calculations
+
Welcome bonus
$350
+
GeniusCash
$50.00
$400
Mortgage Brokers
GC: $250
$250 GeniusCash + Get the best mortgage rate with your personal advisor + Easily close online.GC Ends: December 31, 2025
Total bonus value: $250
Total bonus calculations
+
GeniusCash
$250
$250
Grocery Services
GC: $25
$25 GeniusCash + Total of $60 off your first four orders + free delivery (Eligible for New Customers in ON and QC only)GC Ends: December 31, 2025
Total bonus value: $25.00
Total bonus calculations
+
GeniusCash
$25.00
$25.00
Personal Loans
GC: $100
$100 GeniusCash + Take out your loan for a 100-day test drive + Get pre-approved in 3 minutes.GC Ends: December 31, 2025
Total bonus value: $100
Total bonus calculations
+
GeniusCash
$100
$100
Savings
GC: $50
$50 GeniusCash + Automatically save with every debit purchase through Bank The Rest.GC Ends: December 31, 2025
Total bonus value: $50.00
Total bonus calculations
+
GeniusCash
$50.00
$50.00
Chequing
GC: $100 $100 GeniusCash + Get up to a $700* welcome bonus + Up to $150 annual credit card fee waivers.GC Ends: December 31, 2025
Total bonus value: $800
Total bonus calculations
+
Welcome bonus
$700
+
GeniusCash
$100
$800
Online Brokers
GC: $65
$65 GeniusCash + Get up to $2,200 in trading perks + Extended trading hours.GC Ends: December 31, 2025
Total bonus value: $65.00
Total bonus calculations
+
GeniusCash
$65.00
$65.00
Chequing
GC: $100
$100 GeniusCash + Pay-as-you-go approach to transaction fees + Low monthly fee.GC Ends: December 31, 2025
Total bonus value: $100
Total bonus calculations
+
GeniusCash
$100
$100
Personal Loans
GC: $100
$100 GeniusCash + Interest rates as low as 9.99% + No prepayment fees.GC Ends: December 31, 2025
Total bonus value: $100
Total bonus calculations
+
GeniusCash
$100
$100
Chequing
GC: $100 $100 GeniusCash + Unlimited business banking features for only $6/monthGC Ends: December 31, 2025
Total bonus value: $100
Total bonus calculations
+
GeniusCash
$100
$100
Chequing
GC: $50 $50 GeniusCash + Get up to a $175* welcome bonus + Earn Scene+ points on all debit purchases.GC Ends: December 31, 2025
Total bonus value: $750
Total bonus calculations
+
Welcome bonus
$700
+
GeniusCash
$50.00
$750
Cryptocurrency Exchanges
GC: $75
$75 GeniusCash + Invest and trade in more than 350 cryptocurrencies + Low trading fees.GC Ends: December 31, 2025
Total bonus value: $75.00
Total bonus calculations
+
GeniusCash
$75.00
$75.00
Chequing
GC: $50
$50 GeniusCash + Up to $700 in cash + a Walmart Delivery Pass Subscription for up to 12 months*. *T&Cs apply.GC Ends: December 31, 2025
Total bonus value: $750
Total bonus calculations
+
Welcome bonus
$700
+
GeniusCash
$50.00
$750
Chequing
GC: $100
$100 GeniusCash + New members can get $150** when they open and use a Free Chequing Account.
GC Ends: December 31, 2025
Total bonus value: $250
Total bonus calculations
+
Welcome Bonus
$150
+
GeniusCash
$100
$250
Cryptocurrency Exchanges
GC: $75
$75 GeniusCash + Trade over 200 cryptocurrencies + Includes offers stakingGC Ends: December 31, 2025
Total bonus value: $75.00
Total bonus calculations
+
GeniusCash
$75.00
$75.00
Chequing
GC: $50 $50 GeniusCash + $700 in cash + a Walmart Delivery Pass Subscription for up to 12 months*. *T&Cs apply.GC Ends: December 31, 2025
Total bonus value: $50.00
Total bonus calculations
+
Welcome Bonus
$0
+
GeniusCash
$50.00
$50.00
Chequing
GC: $125 $125 GeniusCash + New members can get $250** when they open and use an Unlimited Chequing Account.
GC Ends: December 31, 2025
Total bonus value: $125
Total bonus calculations
+
GeniusCash
$125
$125
Chequing
GC: $125 $125 GeniusCash + New members can get $400** when they open and use an Elevate Chequing Account.
GC Ends: December 31, 2025
Total bonus value: $125
Total bonus calculations
+
GeniusCash
$125
$125
Credit Score
GC: $25
$25 GeniusCash + Up to $1 million in ID theft insurance + Daily credit score updates.GC Ends: December 31, 2025
Total bonus value: $25.00
Total bonus calculations
+
GeniusCash
$25.00
$25.00
Credit Score
GC: $45 $45 GeniusCash + Credit score and report access for 2 + Up to $1 million in ID theft insurance.GC Ends: December 31, 2025
Total bonus value: $45.00
Total bonus calculations
+
GeniusCash
$45.00
$45.00
Credit Score
GC: $45 $45 GeniusCash + Get your social media monitored, device protection, a VPN and password manager + Up to $1 million in ID theft insurance.
GC Ends: December 31, 2025
Total bonus value: $45.00
Total bonus calculations
+
GeniusCash
$45.00
$45.00
Looking for the best credit card deals in Canada?
Go beyond simple rewards and perks. Discover your top credit card now on creditcardGenius.ca, where you'll find the best unbiased rankings from our entire database of over 225+ credit cards. All the cards you love, now collected in a single spot on the best card comparison site in Canada.
This isn't about guessing which card is right for you. It's about using our trusted reviews and expert curation of Canadian credit card products to find the perfect card to fit your life... and, as always, get real cash back with our GeniusCash offers.
Get paid to make smart money moves. Level up your rewards, bank real cash, and become a credit card genius. Don't get left behind.
Claim more financial product deals
Browse more limited-time deals — without our GeniusCash bonus.
Chequing
Unlimited transactions for $0 + Ding-free non-affiliated ATM usage.
Online Brokers
$50 bonus for funding a new account, and $0 commissions on stocks & ETFs
Newspapers
Access trusted news coverage 24/7 + Digital and home subscription options.
Max your cash back with the GeniusCash App
Forget what you know about credit card rewards. The GeniusCash app delivers Max value that you won't find anywhere else in Canada.
This isn't about budgeting or tracking every expense. It's about understanding how banks actually reward your spending, and getting the benefits you deserve.
Your monthly spending earns you up to 1% extra cash back with exclusive in-app Max rewards. Combine that with big GeniusCash offers on the best credit cards in Canada, and you're getting cash back that no one else can access.
Get paid to make smart money moves. Level up your rewards, bank real cash, and become a money genius. Don't get left behind.
Frequently Asked Questions
Your top questions, answered.
How do I qualify for a GeniusCash offer?
To qualify, you need to apply, fund, or open a participating product listed on moneyGenius with a GeniusCash offer. When you find your top financial product for you with a GeniusCash deal, you can click the "I Want This Deal" button to complete the next steps.
How do I claim my GeniusCash bonus?
The product issuer, typically a bank or financial brand, will let us know if you've successfully met the account and application requirements for the product you've chosen. Then once we receive the official word of your approval, we'll send your cash back directly to your bank account via an Interac e-Transfer or to your PayPal account. It's important to verify your moneyGenius account email address as well as set-up your Interac e-Transfer or PayPal email address.
How do I get my GeniusCash bonus paid?
You can choose to receive your GeniusCash by either Interac e-Transfer or PayPal. When claiming an offer, you'll be able to select your preferred option and enter in your email address. You can always add it or change it later in your account, by going to "Settings" and clicking the "Payment Method" tab.
I was approved for a product through moneyGenius more than 4 weeks ago and I haven't received my cash ‒ how do I get my pay out?
If you've successfully opened a product and met all account and application requirements, and it's been more than 4 weeks, please submit a ticket here. Please provide all the requested details, and we'll get in touch with the financial brand to get your approval confirmed. Please note this process can take more than 6 weeks.
