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Minimum Balance To Waive Fee
$4,500
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$15.95
3.7 Genius Rating
0.0 (0) User Reviews

The National Bank Connected Chequing Account must have been created with the modern digital lifestyle in mind – the unlimited digital transactions, free Interac e-Transfers, mobile cheque deposits, and other features are precisely what today's mobile-friendly clients are looking for.

Pros
  • Enjoy unlimited digital transactions
  • Discounts on monthly fees for certain age groups
  • Discount on credit card fees
Cons
  • High minimum balance for waiving the fee
  • You have to pay for in-branch transactions
  • ABM fees are tricky to decipher
Provinces
ALL
Eligibility
  • Be a Canadian resident
  • Be 14 years or older (to open an account)
Why You Want It
Unlimited digital transactions + $30 annual credit card discount.
Special Features
See Issuer for Details
Minimum Balance To Waive Fee
$4,500
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$15.95
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
$30
Maximum Welcome Bonus
N/A
Promo End Date
October 02, 2024
Physical Locations
Yes
Automatic Budgeting System
No
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
Yes
Discounts For Youth
Yes
Other Discounts
No
 
Minimum Order Amount
$35
Mobile App
Yes
Minimum Fee
$0
Maximum Fee
$9.99
3.3 Genius Rating
2.0 (4) User Reviews

For some of us, online grocery shopping has become an essential service in our lives. We can’t go back to the days of wandering grocery store aisles searching for what we need. Not only is the convenience of these services tough to beat, but they also save us time, money, and patience.

Pros
  • Get a $25 GeniusCash bonus on your first order over $75
  • Guaranteed fresh groceries
  • Prompt, professional, and friendly delivery service
  • Delivery pass for regular shoppers
  • Promotions for new customers
Cons
  • Grocery store prices on the high end
  • Delivery isn't available everywhere
Provinces
AB, BC, MB, NB, NL, NS, ON, PE, SK
Eligibility
See Issuer for Details
Why You Want It
$25 GeniusCash + Total of $60 off your first four orders + free delivery (Eligible for New Customers in ON and QC only)
Special Features
  • New Customers Welcome Offers
  • Earn Scene+ points
  • Refer A Friend Program
Minimum Order Amount
$35
Mobile App
Yes
Minimum Fee
$0
Maximum Fee
$9.99
Minimum Wait Window (Hours)
1
Maximum Wait Window (Days)
7
Promo
$60 total off your first four orders + free delivery
Promo End Date
January 15, 2026
 
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
4.0 Genius Rating
5.0 (1) User Reviews

The BMO Performance Chequing Account for Students is a version of BMO’s Performance Plan Chequing Account with special rates for students. This BMO chequing account is tailored for students and offers no monthly fees, unlimited transactions, and other perks.

Pros
  • Get a $175 welcome cash bonus
  • No monthly fee in this BMO student chequing account
  • Unlimited transactions on all everyday purchases
  • Unlimited e-transfers up to a certain amount
  • Credit card rebate with your chequing account
  • Available to international students
Cons
  • BMO requires proof of enrollment for its student chequing account
  • Extra charges on non-BMO withdrawals per month
Provinces
AB, NS, ON, PE, BC, MB, QC, NB, SK, NL, YT, NT, NU
Eligibility
  • Students enrolled full-time in university, college, or private vocational school
  • Proof of registration of student status or expected graduation required
Why You Want It
Earn a $175 welcome cash bonus + no monthly plan fees while in school and one year after graduating.
Special Features
  • Annual credit card rebate of $40 on eligible BMO credit card
  • Stays no fee for up to 12 months after graduation
  • New account holders earn a cash bonus
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
$40
Maximum Welcome Bonus
$175
Promo End Date
March 02, 2026
Physical Locations
Yes
Automatic Budgeting System
Yes
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
No
Discounts For Youth
Yes
Other Discounts
No
 
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
4.0 Genius Rating
0.0 (0) User Reviews

Are you an international student studying in Canada? That’s great news, because the BMO Performance Chequing Account for International Students is a bank account designed especially for newcomers to Canada like you. Part of the BMO New Start® Program, this account offers perks like $125 in cash bonuses as well as 6 months worth of pizza, just for signing up for the account and completing a few simple actions. This BMO chequing account offers no monthly fees, as well as unlimited transactions and unlimited Interac e-Transfers, which can help you get off to a great start as a new student in Canada.

Pros
  • A $125 welcome bonus plus pizza
  • No monthly fee student chequing account
  • Unlimited transactions for your day-to-day spending
  • Unlimited e-transfers with daily limits
  • Credit card rebate with your chequing account
Cons
  • Extra fee for non-BMO ATM usage
  • Proof of enrollment required for eligibility
Provinces
AB, NS, ON, PE, BC, MB, QC, NB, SK, NL, YT, NT, NU
Eligibility
  • International students enrolled full-time in university, college, or private vocational school
  • Proof of registration of student status or expected graduation required
  • Canadian social insurance number
  • Canadian address
Why You Want It
Get a welcome bonus of $125 and 6 months of pizza from Domino's.
Special Features
  • Annual credit card rebate of $40 on eligible BMO credit card
  • Stays no fee for up to 12 months after graduation
  • New account holders earn a cash bonus and six months worth of Domino's pizza
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
$40
Maximum Welcome Bonus
$125
Promo End Date
October 31, 2025
Physical Locations
Yes
Automatic Budgeting System
Yes
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
No
Discounts For Youth
Yes
Other Discounts
No
 
Minimum Balance To Waive Fee
$4,000
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$17.95
4.2 Genius Rating
0.0 (0) User Reviews

The BMO Performance Chequing Account for Newcomers is part of BMO’s NewStart Program, designed to make your transition to life in Canada smoother and more convenient. Available to permanent residents and foreign workers who have arrived in Canada within the last 5 years, this newcomer chequing account comes with two years of no monthly fees, unlimited transactions, including INTERAC e-Transfer®§ transactions, plus no-fee BMO Global Money Transfers, helping you feel financially at home right away.

Pros
Cons
  • BMO newcomers account has non-BMO withdrawal fees
  • Pricey monthly fee after the first two years
Provinces
AB, BC, MB, NT, NS, ON, PE, NB, QC, NL, SK, YT, NU
Eligibility
  • Permanent residents and foreign workers arriving in Canada within last 5 years
  • Proof of immigration status required
Why You Want It
Get a $700 welcome bonus + a Walmart Delivery Pass subscription of up to 12 months.
Special Features
  • No monthly fee for two years
  • Earn up to $40 rebate on annual fees for eligible credit cards
  • No-fee BMO Global Money Transfers
  • Valuable welcome bonus
Minimum Balance To Waive Fee
$4,000
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$17.95
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
$40
Maximum Welcome Bonus
$700
Promo End Date
March 02, 2026
Physical Locations
Yes
Automatic Budgeting System
Yes
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
Yes
Discounts For Youth
Yes
Other Discounts
Yes
 
# Of Lenders
See Issuer for Details
New Mortgage
Yes
Refinance
Yes
Switch Lenders
Yes
0.7 Genius Rating
1.0 (3) User Reviews

Personal banking and home shopping are done primarily online, so why not also take the home financing process digital as well? That’s where Pine comes in. Founded in Toronto, Pine’s mission is to simplify the mortgage process for Canadians. You can fill out a mortgage application on their website for free and get pre-approved within 24-hours. It’s quick and straightforward.

Pros
  • Pine’s mortgage rates are currently lower than big banks
  • Pine provides an easy online application process
  • You can talk to real people about your Pine application and mortgage
Cons
  • Pine is only available in certain provinces
  • No in-person home advisor
Provinces
ON, BC, AB, MB, NB, PE, NL, NS, SK
Eligibility
See Issuer for Details
Why You Want It
Apply entirely online + Get some of the lowest advertised mortgage rates.
Special Features
  • Some of the lowest advertised mortgage rates in Canada
  • Earn $500 for you and a friend with client referral program
  • Offers mortgage programs for those with poor credit
  • Get a personal mortgage advisor who works on salary instead of commission
# Of Lenders
See Issuer for Details
Pre-approval
Yes
Instant Quotes
Yes
New Mortgage
Yes
Refinance
Yes
Switch Lenders
Yes
Personal Support
Yes
Online Support
Yes
Phone Support
Yes
Text Support
No
Fees?
None
 
Min Monthly Fee
$34.99
Max Monthly Fee
$54.99
Ads In Min Monthly Fee
Yes
Estimated # Of Shows/Movies
See Issuer for Details
2.4 Genius Rating
0.9 (23) User Reviews

Canadians who watch a lot of sports know that pay-per-view costs can be steep, which is why streaming services like DAZN allow exclusive access to sporting events. DAZN subscribers have access to live and on-demand sports, including football, soccer, boxing, tennis, and baseball.

Pros
  • Wide variety of sports coverage
  • Pause, rewind, and rewatch live sporting events
  • Scheduling and reminders
Cons
  • Pricey subscription tiers
  • Lack of NHL coverage
  • Low device limit
Provinces
ALL
Eligibility
  • Be 18 years or older
Why You Want It
Watch live and on-demand sports in HD + Set up reminders for events.
Special Features
  • Ability to rewatch and rewind live events
  • Built-in scheduling and reminders
  • Exclusive sporting matches and content
Min Monthly Fee
$34.99
Max Monthly Fee
$54.99
Ads In Min Monthly Fee
Yes
Watch On Smart TVs
Yes
Watch On Phones/Tablets
Yes
Watch On Computer
Yes
Watch On Game Consoles
Yes
In-House Content
Yes
Kids Programming
No
Live Sports
Yes
Number Of Screens That Can Watch At Once
2
Estimated # Of Shows/Movies
See Issuer for Details
Option To Add More Users
Yes
Pay An Annual Fee For A Discount
Yes
Current Promo
N/A
Promo End Date
N/A
 
Min Monthly Fee
N/A
Max Monthly Fee
$0
Kids Included For Maximum Fee
5
Task Manager
Yes
5.0 Genius Rating
2.0 (4) User Reviews

Kids and parents alike will enjoy Mydoh, an RBC-powered money management app packed with useful features that make handing out allowance easier than ever. What started as a concept from a couple of MBA graduates is now a popular app.

Pros
  • Completely free to use for everyone
  • Mydoh is backed by a Canadian powerhouse bank: RBC
  • Parents are the ones to set up the account
  • Keeps track of kids' tasks and chores
  • Kids have their own card to use for spending – within reason
  • Kids can customize their card for a one-time fee of $6.99
Cons
  • Parents who aren't tech-savvy can easily get confused
  • Your child must have regular access to a phone or tablet to use it
  • Saturday is now payday forever
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT, QC, ALL
Eligibility
See Issuer for Details
Why You Want It
Easily track your kids' spending + Automate allowance and chore assignments.
Special Features
  • Mydoh Smart Cash Card gives kids limited access to spending online and in-store
  • Use Mydoh Tasks to assign chores and household tasks for your kids
  • A fun way for kids to learn financial literacy
  • Add up to 2 parents and 5 children at no cost
Min Monthly Fee
N/A
Max Monthly Fee
$0
Kids Included For Maximum Fee
5
Includes Prepaid Card
Yes
Promotion
N/A
 
Flexible Terms
Yes
Minimum Loan Amount
N/A
Maximum Loan Amount
N/A
APR Range
See Issuer for Details
3.9 Genius Rating
0.0 (0) User Reviews

With a Scotiabank personal loan, you have access to either secured or unsecured funds that can provide financial relief for a range of situations. Whether you need to pay for a home renovation, purchase a vehicle, or even consolidate your debts, a personal loan like this can be the lifeline you need.

Pros
  • Customize your payment frequency and amounts
  • Can postpone one payment each year
  • Using an established bank provides peace of mind
Cons
  • Unable to fill out applications online
  • Interest rates aren't advertised
  • Detailed information is difficult to find
Provinces
ALL
Eligibility
  • Be a Canadian citizen or permanent resident
  • Meet the age of majority requirement for your province or territory
  • Be employed
  • Meet income and credit score requirements
Why You Want It
Customize your payment structure + Postpone a payment once a year.
Special Features
  • Flexible and customizable payment options
Pre-approval
Yes
Flexible Terms
Yes
Loan Amounts
See Issuer for Details
APR Range
See Issuer for Details
Term Range
1 to 5 years
Minimum Credit Score
See Issuer for Details
Secured Available
No
 
Term Life Insurance
Yes
Terms Available
  • 10 years
  • 20 years
Permanent Life Insurance
No
Guaranteed Acceptance Life Insurance
No
2.0 Genius Rating
0.0 (0) User Reviews

Founded in 2020, Walnut Insurance is the first company to offer life insurance membership plans that include subscriptions to various independent wellness products, such as Headspace. It's both a smart business move and an excellent way to supplement clients' health care needs.

Pros
  • Subscription plans come with sweet perks
  • Digital protection is a unique and convenient option
  • A fully online application process
  • Transparent and surprisingly low pricing
  • Flexible age requirements
Cons
  • Not available in New Brunswick or Quebec
  • Only 2 term lengths available
Provinces
AB, BC, MB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • Ages 18 - 70
Why You Want It
Get up to $1M in coverage in minutes + Premiums starting at $10 a month.
Special Features
  • Get term life insurance from RBC Insurance with extra benefits
  • Digital membership protects your electronic devices
  • Membership includes access to products and services like Headspace, Dashlane, and ClassPass
Term Life Insurance
Yes
Terms Available
  • 10 years
  • 20 years
Permanent Life Insurance
No
Guaranteed Acceptance Life Insurance
No
Universal Life Insurance
No
 

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