Financial Product Reviews
The National Bank Modest Chequing Account is one of the more basic accounts offered by the National Bank, which gives you big bank security without a huge amount of bank fees. For a max of $10.95 each month (depending on your age and minimum), this chequing account will let you hold and spend your money with ease.
- Discounts available for certain age groups
- Interac e-Transfers are free
- Limit of 30 transactions per month
- Lack of credit card fee waivers
- No welcome bonus offer
- Complicated ABM fees
- Be a Canadian resident
- $5 discount for people 60 and older
- Free for youth under 25
The National Bank High Interest Savings Account is a product from National Bank that clients can use for funds they won't need to use on a regular basis, and it comes with a special interest rate so those funds can grow. It provides much-needed security and trustworthiness for many customers.
- No minimum requirements to earn interest
- Unlimited transfers between accounts
- Set up auto transfers with a "systematic savings plan"
- A standard interest rate
- Only one free withdrawal per month
- Be a Canadian resident
- Be 14+ years of age
- Have a Social Insurance Number
- Access to the systematic savings plan for auto deposits
- Free automatic transfer tool
If you're looking for a top-tier National Bank chequing account, complete with unlimited transactions, overdraft protection, and rebates for your credit card fees, the National Bank Total Chequing Account is the one you want. Account holders even have access to complimentary legal assistance via phone or videoconference, which includes help with estate planning.
- $150 credit card rebate provided
- Enjoy unlimited transactions
- Pre-authorized line of credit available
- Complimentary, unlimited legal and estate advice
- Receive 100 free cheques a year
- Unusual range of monthly fees
- The minimum balance for waiving fees is rather high
- No welcome bonus incentive
- Be a Canadian resident
- Integrated line of credit up to $5,000
- Free legal and estate assistance
- $150 cash back for eligible National Bank credit card applications
- Overdraft protection
- 100 cheques per year, free of charge
The National Bank Connected Chequing Account must have been created with the modern digital lifestyle in mind – the unlimited digital transactions, free Interac e-Transfers, mobile cheque deposits, and other features are precisely what today's mobile-friendly clients are looking for.
- Enjoy unlimited digital transactions
- Discounts on monthly fees for certain age groups
- Discount on credit card fees
- High minimum balance for waiving the fee
- You have to pay for in-branch transactions
- ABM fees are tricky to decipher
- Be a Canadian resident
- Be 14 years or older (to open an account)
For some of us, online grocery shopping has become an essential service in our lives. We can’t go back to the days of wandering grocery store aisles searching for what we need. Not only is the convenience of these services tough to beat, but they also save us time, money, and patience.
- Guaranteed fresh groceries
- Prompt, professional, and friendly delivery service
- Delivery pass for regular shoppers
- Promotions for new customers
- Grocery store prices on the high end
- Delivery isn't available everywhere
- New Customers Welcome Offers
- Earn Scene+ points
- Refer A Friend Program
The BMO Performance Chequing Account for Students is a version of BMO’s Performance Plan Chequing Account with special rates for students. This BMO chequing account is tailored for students and offers no monthly fees, unlimited transactions, and other perks.
- No monthly fee in this BMO student chequing account
- Unlimited transactions on all everyday purchases
- Unlimited e-transfers up to a certain amount
- Credit card rebate with your chequing account
- Available to international students
- BMO requires proof of enrollment for its student chequing account
- Extra charges on non-BMO withdrawals per month
- Students enrolled full-time in university, college, or private vocational school
- Proof of registration of student status or expected graduation required
- Annual credit card rebate of $40 on eligible BMO credit card
- Stays no fee for up to 12 months after graduation
- New account holders earn up to a $200 Best Buy reward
Are you an international student studying in Canada? That’s great news, because the BMO Performance Chequing Account for International Students is a bank account designed especially for newcomers to Canada like you. Part of the BMO New Start® Program, this BMO chequing account offers no monthly fees, as well as unlimited transactions and unlimited Interac e-Transfers, which can help you get off to a great start as a new student in Canada.
- No monthly fee student chequing account
- Unlimited transactions for your day-to-day spending
- Unlimited e-transfers with daily limits
- Credit card rebate with your chequing account
- Extra fee for non-BMO ATM usage
- Proof of enrollment required for eligibility
- International students enrolled full-time in university, college, or private vocational school
- Proof of registration of student status or expected graduation required
- Canadian social insurance number
- Canadian address
- Annual credit card rebate of $40 on eligible BMO credit card
- Stays no fee for up to 12 months after graduation
- New account holders earn up to a $200 Best Buy reward
The BMO Performance Chequing Account for Newcomers is part of BMO’s NewStart® Program, designed to make your transition to life in Canada smoother and more convenient. Available to permanent residents and foreign workers who have arrived in Canada within the last 5 years, this newcomer chequing account comes with two years of no monthly fees, unlimited transactions, including Interac e-Transfer®§ transactions, plus no-fee BMO Global Money Transfers, helping you feel financially at home right away.
- BMO newcomers account has non-BMO withdrawal fees
- Pricey monthly fee after the first two years
- Permanent residents and foreign workers arriving in Canada within last 5 years
- Proof of immigration status required
- No monthly fee for two years*
- Earn up to $40 rebate on annual fees for eligible credit cards
- Send BMO Global Money Transfers with no-fee
- Valuable welcome bonus
Personal banking and home shopping are done primarily online, so why not also take the home financing process digital as well? That’s where Pine comes in. Founded in Toronto, Pine’s mission is to simplify the mortgage process for Canadians. You can fill out a mortgage application on their website for free and get pre-approved within 24-hours. It’s quick and straightforward.
- Pine’s mortgage rates are currently lower than big banks
- Pine provides an easy online application process
- You can talk to real people about your Pine application and mortgage
- Pine is only available in certain provinces
- No in-person home advisor
- Some of the lowest advertised mortgage rates in Canada
- Earn $500 for you and a friend with client referral program
- Offers mortgage programs for those with poor credit
- Get a personal mortgage advisor who works on salary instead of commission
Canadians who watch a lot of sports know that pay-per-view costs can be steep, which is why streaming services like DAZN allow exclusive access to sporting events. DAZN subscribers have access to live and on-demand sports, including football, soccer, boxing, tennis, and baseball.
- Wide variety of sports coverage
- Pause, rewind, and rewatch live sporting events
- Scheduling and reminders
- Pricey subscription tiers
- Lack of NHL coverage
- Low device limit
- Be 18 years or older
- Ability to rewatch and rewind live events
- Built-in scheduling and reminders
- Exclusive sporting matches and content










