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Best Children’s Savings Accounts For Your Child Or Teen
BANKING • Dec 22, 2025
Best Children’s Savings Accounts For Your Child Or Teen
Compare the best children's savings accounts in Canada, including Tangerine, Scotiabank, and RBC. Find accounts with high interest, no fees,...
What Is A T1 General Form – And How Can You Get Your Copy?
PERSONAL FINANCE • Dec 22, 2025
What Is A T1 General Form – And How Can You Get Your Copy?
A T1 General Form is Canada's main income tax document. Learn what it is, who needs it, how to fill it out, and how to get your copy from th...
Top 7 Grocery Apps That Will Help You Spend Less On Food
PERSONAL FINANCE • Dec 22, 2025
Top 7 Grocery Apps That Will Help You Spend Less On Food
Discover the best grocery apps for Canadians: earn cash back, compare flyers, plan meals, and get delivery. Save money on groceries with the...
What Is A T1 General Form – And How Can You Get Your Copy?
PERSONAL FINANCE • Dec 22, 2025
What Is A T1 General Form – And How Can You Get Your Copy?
A T1 General Form is Canada's main income tax document. Learn what it is, who needs it, how to fill it out, and how to get your copy from th...
Top 7 Grocery Apps That Will Help You Spend Less On Food
PERSONAL FINANCE • Dec 22, 2025
Top 7 Grocery Apps That Will Help You Spend Less On Food
Discover the best grocery apps for Canadians: earn cash back, compare flyers, plan meals, and get delivery. Save money on groceries with the...
See All Money-Saving Tips

Top 28 GeniusCash offers

Cash in on these GeniusCash offers with extra cash back bonuses that range from $25 to $250. All offers expire on Feb 28, 2026.

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Banking
Investing
Loans
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Personal Finance
Chequing
Credit Card Genius Cash IconGC: $100
Banking
Chequing
$100 GeniusCash + Get unlimited day-to-day transactions* with no monthly fee and no minimum balance.
GC Ends: February 28, 2026
 Total bonus value:   $250
Total bonus calculations
+
<!--Welcome Bonus
$150
+
GeniusCash
$100
$250
Chequing
Credit Card Genius Cash IconGC: $100
Banking
Chequing
$100 GeniusCash + Get up to a $700* welcome bonus + Up to $150 annual credit card fee waivers.
GC Ends: February 28, 2026
 Total bonus value:   $800
Total bonus calculations
+
Welcome bonus
$700
+
GeniusCash
$100
$800
Savings
Credit Card Genius Cash IconGC: $50
Banking
Savings
$50 GeniusCash + Earn 2.25% - 3% interest + No monthly fees.
GC Ends: February 28, 2026
 Total bonus value:   $50.00
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+
GeniusCash
$50.00
$50.00
Online Brokers
Credit Card Genius Cash IconGC: $80
Investing
Online Brokers
$80 GeniusCash + Up to $5,000 in cashback + $0 trade commissions for all clients
GC Ends: February 28, 2026
 Total bonus value:   $80.00
Total bonus calculations
+
Sign-up bonus
$0
+
GeniusCash
$80.00
$80.00
Meal Kits
Credit Card Genius Cash IconGC: $40
Personal Finance
Meal Kits
$40 GeniusCash + Get high protein, ready-made, chef-prepared meals straight to your door
GC Ends: February 28, 2026
 Total bonus value:   $40.00
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GeniusCash
$40.00
$40.00
Cryptocurrency Exchanges
Credit Card Genius Cash IconGC: $75
Investing
Cryptocurrency Exchanges
$75 GeniusCash + Trade over 200 cryptocurrencies + Includes offers staking
GC Ends: February 28, 2026
 Total bonus value:   $75.00
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GeniusCash
$75.00
$75.00
Chequing
Credit Card Genius Cash IconGC: $75
Banking
Chequing
$75 GeniusCash + Up to $700 in cash + a Walmart Delivery Pass Subscription for up to 12 months*. *T&Cs apply.
GC Ends: February 28, 2026
 Total bonus value:   $775
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+
Welcome bonus
$700
+
GeniusCash
$75.00
$775
Grocery Services
Credit Card Genius Cash IconGC: $25
Personal Finance
Grocery Services
$25 GeniusCash + Total of $60 off your first four orders + free delivery (Eligible for New Customers in ON and QC only)
GC Ends: February 28, 2026
 Total bonus value:   $25.00
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GeniusCash
$25.00
$25.00
Credit Score
Credit Card Genius Cash IconGC: $45
Personal Finance
Credit Score
$45 GeniusCash + Credit score and report access for 2 + Up to $1 million in ID theft insurance.
GC Ends: February 28, 2026
 Total bonus value:   $45.00
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GeniusCash
$45.00
$45.00
Chequing
Credit Card Genius Cash IconGC: $40
Banking
Chequing
$40 GeniusCash + Get unlimited free transactions for no monthly fee + Earn up to 0.1% interest.
GC Ends: February 28, 2026
 Total bonus value:   $40.00
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GeniusCash
$40.00
$40.00
Chequing
Credit Card Genius Cash IconGC: $100
Banking
Chequing
$100 GeniusCash + Get up to a $700* welcome bonus + Earn Scene+ points on all debit purchases.
GC Ends: February 28, 2026
 Total bonus value:   $800
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+
Welcome bonus
$700
+
GeniusCash
$100
$800
Personal Loans
Credit Card Genius Cash IconGC: $100
Loans
Personal Loans
$100 GeniusCash + Interest rates as low as 9.99% + No prepayment fees.
GC Ends: February 28, 2026
 Total bonus value:   $100
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GeniusCash
$100
$100
Savings
Credit Card Genius Cash IconGC: $50
Banking
Savings
$50 GeniusCash + Automatically save with every debit purchase through Bank The Rest.
GC Ends: February 28, 2026
 Total bonus value:   $50.00
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GeniusCash
$50.00
$50.00
Chequing
Credit Card Genius Cash IconGC: $125
Banking
Chequing
$125 GeniusCash + $0 per month with minimum balance* + Free e-transfers.
GC Ends: February 28, 2026
 Total bonus value:   $125
Total bonus calculations
+
GeniusCash
$125
$125
Online Brokers
Credit Card Genius Cash IconGC: $80
Investing
Online Brokers
$80 GeniusCash + Flat $9.95 fee for most trades + Commision-free trades on popular ETFs.
GC Ends: February 28, 2026
 Total bonus value:   $80.00
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GeniusCash
$80.00
$80.00
Mortgage Brokers
Credit Card Genius Cash IconGC: $250
Mortgages
Mortgage Brokers
$250 GeniusCash + Get the best mortgage rate with your personal advisor + Easily close online.
GC Ends: February 28, 2026
 Total bonus value:   $250
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+
GeniusCash
$250
$250
Chequing
Credit Card Genius Cash IconGC: $50
Banking
Chequing
$50 GeniusCash + Get up to a $125* welcome bonus + Earn Scene+ points on all debit purchases.
GC Ends: February 28, 2026
 Total bonus value:   $750
Total bonus calculations
+
Welcome bonus
$700
+
GeniusCash
$50.00
$750
Chequing
Credit Card Genius Cash IconGC: $125
Banking
Chequing
$125 GeniusCash + Complimentary Coursera access* and identity theft protection
GC Ends: February 28, 2026
 Total bonus value:   $125
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+
GeniusCash
$125
$125
Online Brokers
Credit Card Genius Cash IconGC: $80
Investing
Online Brokers
$80 GeniusCash + Get up to $2,200 in trading perks + Extended trading hours.
GC Ends: February 28, 2026
 Total bonus value:   $80.00
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+
GeniusCash
$80.00
$80.00
Credit Score
Credit Card Genius Cash IconGC: $45
Personal Finance
Credit Score
$45 GeniusCash + Get your social media monitored, device protection, a VPN and password manager + Up to $1 million in ID theft insurance.
GC Ends: February 28, 2026
 Total bonus value:   $45.00
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GeniusCash
$45.00
$45.00
Savings
Credit Card Genius Cash IconGC: $40
Banking
Savings
$40 GeniusCash + Start out strong with 4.5% interest + No minimum balance.
GC Ends: February 28, 2026
 Total bonus value:   $40.00
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+
GeniusCash
$40.00
$40.00
Chequing
Credit Card Genius Cash IconGC: $100
Banking
Chequing
$100 GeniusCash + Unlimited business banking features for only $6/month
GC Ends: February 28, 2026
 Total bonus value:   $100
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GeniusCash
$100
$100
Meal Kits
Credit Card Genius Cash IconGC: $35
Personal Finance
Meal Kits
$35 GeniusCash + Fresh, pre-portioned ingredients + Step-by-step photo instructions.
GC Ends: February 28, 2026
 Total bonus value:   $35.00
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GeniusCash
$35.00
$35.00
Credit Score
Credit Card Genius Cash IconGC: $25
Personal Finance
Credit Score
$25 GeniusCash + Up to $1 million in ID theft insurance + Daily credit score updates.
GC Ends: February 28, 2026
 Total bonus value:   $25.00
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GeniusCash
$25.00
$25.00
Online Wills
Credit Card Genius Cash IconGC: $40
Personal Finance
Online Wills
$40 GeniusCash + Easily create your customized Will online + Unlimited free updates when you need them.
GC Ends: February 28, 2026
 Total bonus value:   $40.00
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GeniusCash
$40.00
$40.00
Chequing
Credit Card Genius Cash IconGC: $75
Banking
Chequing
$75 GeniusCash + $700 in cash + a Walmart Delivery Pass Subscription for up to 12 months*. *T&Cs apply.
GC Ends: February 28, 2026
 Total bonus value:   $75.00
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+
Welcome Bonus
$0
+
GeniusCash
$75.00
$75.00
Meal Kits
Credit Card Genius Cash IconGC: $35
Personal Finance
Meal Kits
$35 GeniusCash + Delicious meal choices with fresh ingredients + Front-door delivery.
GC Ends: February 28, 2026
 Total bonus value:   $35.00
Total bonus calculations
+
GeniusCash
$35.00
$35.00
Chequing
Credit Card Genius Cash IconGC: $100
Banking
Chequing
$100 GeniusCash + Pay-as-you-go approach to transaction fees + Low monthly fee.
GC Ends: February 28, 2026
 Total bonus value:   $100
Total bonus calculations
+
GeniusCash
$100
$100
See All GeniusCash Offers

333 financial products reviewed

Read our balanced reviews and side-by-side comparisons ‒ with objective Genius Ratings strictly based on product features.

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Banking
Insurance
Investing
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Personal Finance
Investing
Online Brokers
INVESTING • Nov 14, 2025
CIBC Investor’s Edge has the lowest trading fee out of all the big 5 banks, plus extra discounts for students and active traders. We take a closer loo...
Insurance
Life Insurance
INSURANCE • Jan 8, 2026
TD life insurance provides a handful of options for Canadians who like having a big bank back their insurance coverage. They offer 3 types of term ins...
Loans
Lines of Credit
LOANS • Jan 8, 2026
The Scotiabank personal line of credit offers between $5,000 and $75,000. Interest rates are lower than credit cards, and you get a Visa access card f...
Personal Finance
Newspapers
PERSONAL FINANCE • Jan 8, 2026

Information is everywhere these days, which makes trusted names like The Globe And Mail priceless. Cut through the noise and get unlimited digital access across all your devices to every Globe article ever published. You'll also get special perks like the digital replica of the daily newspaper, audio versions of articles, and more.

Personal Finance
Money Apps
PERSONAL FINANCE • Jan 8, 2026

Clutch reinvents the way people buy cars. Browse hundreds of vehicles and schedule delivery for your new car – entirely online (and without worrying about being taken for a ride).

Personal Finance
Money Apps
PERSONAL FINANCE • Jan 8, 2026

Clutch is revolutionizing car buying and selling as Canada’s first and only online car retailer. To date, over 50,000 people have sold their car to Clutch.

Insurance
Travel Insurance
INSURANCE • Jan 5, 2026
Should you get TD travel insurance? Here's the type of insurance coverage you can expect from one of the biggest banks in Canada – and how it compares...
Insurance
Life Insurance
INSURANCE • Jan 5, 2026
With instant quotes, an array of options, 30 day refunds, and different types of life insurances, Sun Life Go covers most of the bases. But is this th...
Mortgages
HELOCs
MORTGAGES • Jan 5, 2026
If you have at least 20% equity in your home (or a 20% downpayment for a new home), you may be interested in a TD Home Equity FlexLine. This alternati...
Personal Finance
Budget
PERSONAL FINANCE • Jan 5, 2026
The Spendee Premium app can sync with your bank account, allows you to share “wallets” with family, reminds you of upcoming payments, and more.
See All Financial Product Reviews
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Debbie
Your site has helped me focus on my money...I'm more confident than ever.
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Fantastic site for anyone serious about saving money in Canada.
Ian
I do appreciate all your research and help in other areas, eg. credit cards, deals, and tips and so forth.
Nancy
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What makes moneyGenius different?

We champion Canadians by helping them save money with our comprehensive how-to guides, objective reviews, and financial tools ‒ always free for everyone.

How can I save money?

For many people who wish to do better with their finances, it’s an eternal question – and it may seem like you’ve heard it all before…

Should you, "Pay yourself first," by putting money into your savings account automatically with every paycheque?

What about the "50/30/20 budget rule," where 50% of your after-tax income is put towards your needs, 30% towards your wants, and 20% towards saving or paying down debt?

Maybe go with the "30-day rule" where you defer all impulse buying for 30 days and if at the end of that period, you still want a particular item, you give yourself permission to buy it. However, if you decide that the item wasn’t worth it, you take the money you would’ve spent on it and put it into savings.

Take the first step

The truth is, there’s no single hard and fast rule or strategy for saving money. You can use them all or create your own.

What matters is you do what fits your circumstances and aligns with your financial goals.

At moneyGenius, we’re committed to helping you find out for yourself what those goals are and then help you accomplish them through informative tips and thorough deep dives on those big and small financial topics that deserve a closer look.

So, how can YOU save money?

These are just 3 of the literally hundreds of ways to start your money-saving journey.

Helping people stretch their dollars is what we love to do ‒ and the best time to start saving is now.

After all, what have you got to lose?

When do I start saving money for retirement?

Right now. The amount of money you need for a comfortable retirement can feel monumental – unless you start learning how to save money early enough. So no matter how old you are right now, start making a plan to put a little bit towards your retirement every month. You can build this up into more complicated investment plans later. For now, start small and start soon.

What are the best ways to save money in Canada?

The best ways to save money in Canada mostly boil down to planning ahead.

Writing down that shopping list before heading out can help you avoid even the most delicious temptations. Comparing your price options online before buying from your go-to store can get you the same item for much cheaper. And finding the right credit card for your spending habits can exponentially increase your annual rewards.

Plan ahead, and you'll have a whole lot more money to plan with.

Why use moneyGenius?

moneyGenius (formerly HowToSaveMoney) is the product of over 12 years of publishing detailed financial guides for Canadians. We publish our financial product reviews and how to save money guides because financial knowledge should be accessible so you can save money without cutting back on what you love.

How are Genius Ratings calculated?

Every product we review for the Money Awards is compared against similar products on the Canadian market. To do so, we first break the product down into its core attributes (including fees, perks, and more) then give each a score out of 5 stars. Those scores are then averaged together to become the final Genius Rating.

What is GeniusCash?

GeniusCash is your extra cash back boost paid out via PayPal or Interac e-Transfer. Every time you apply ‒ and are approved ‒ for select financial products through the moneyGenius or creditcardGenius offers page, you should automatically earn up to $250 cash.

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