TD travel insurance is a convenient option for Canadians who are already customers of the big bank, letting you get insurance coverage from a familiar name. You have 4 options when it comes to what type of plan you can get: single trip, multi-trip all-inclusive, multi-trip medical, or trip cancellation and interruption coverage. Each plan offers your basics to keep you covered on your next trip.
TD travel insurance has adapted to offer COVID-related insurance, which you can get through their medical plans.
TD travel insurance features
Below are the basic features of TD travel insurance.
Why You Want It
Choose from 4 plans + convenient online quotes and claims 24/7.
Eligibility
- Canadian resident
Provinces
ALL
Features
Travel Accident
$200,000
Emergency Medical
$5,000,000
Trip Cancellation
$25,000
Trip Interruption
$25,000
Flight Delay
$700
Baggage Loss, Damage, Delay
$1,000
Hotel Burglary
N/A
Rental Car Theft And Damage
Rental Car Accident
N/A
Rental Car Personal Effects
N/A
Student Plans Available?
TD travel insurance product rating: 5.0 stars
TD travel insurance offers all the basics you need in 4 simple plans. There may not be as many customization options as your other options, but things are streamlined and much simpler when you don't have to choose all the details. You'll also get some less common coverage included, like sending your children home (with an escort) if they were travelling with you.
Being a big bank, TD may not have the cheapest prices on the planet. Usually, you pay a little more for the convenience of working with a big bank. Make sure to shop around before committing to any insurance cost.
Rating methodology
To calculate our Genius Ratings, we compare the features of the account or product in question with other similar products in Canada. We give each feature a score out of 5 based on that comparison. Once we’ve rated all the features, we run them through our proprietary algorithm to produce a final rating out of 5.
Learn more about our rating methodology.
The pros of TD travel insurance
So what are some reasons you'd go for TD travel insurance over your other Canadian options?
Pros
Backed by a big bank you trust
As one of the 5 biggest banks in Canada, chances are you already know TD as a reputable company – and this trust is even better if you also have products with them.
4 straightforward plans available
Big banks are all about convenience, and TD travel insurance definitely fits the bill. There may not be very many choices for you, but the quote process is very simple and streamlined – you either get single trip coverage (with or without travel cancellation and interruption) or an annual plan for unlimited trips. Click here to get your quote.
Some unusual coverage included
Most TD travel insurance plans are pretty straightforward, but some have unique coverage that you won't find elsewhere. For instance, in the event of an emergency, any children who were travelling with you will be escorted and returned home at no cost to you. Pets will also be returned home. And if you're unable to drive your own vehicle back home, your insurance will take care of the return.
24/7 emergency assistance
If you ever need to contact TD while travelling, they have 24/7 support from anywhere in the world. This is ideal, because it means you don't have to worry about time zones when calling to make a claim.
The cons of TD travel insurance
And of course, there will be a few reasons to encourage you to price-check other travel insurance providers as well.
Cons
Trip cancellation and interruption is at extra cost
If you want trip cancellation and interruption insurance, the cost is calculated separately from the standard premium, which is good to keep in mind. In our trial, we got $43.44 for medical coverage as well as $92.50 for trip cancellation and interruption coverage.
Might not have the cheapest premiums
And since big banks are in favour of convenience, they can sometimes cost more than other online travel insurance companies. As an example, our test run was a 26 year old from New Brunswick going on a $1,000 trip for 8 days. TD didn't ask the destination country, but did give a mid-range price of $39 plus $79.60 for trip cancellation and interruption.
TD travel insurance alternatives
Here's how TD travel insurance compares to other options on the market.
 |  |  |  | |
|---|---|---|---|---|
| Account | TD Travel Insurance | soNomad | Scotiabank Travel Insurance | Manulife CoverMe Travel Insurance |
| Genius Rating | ||||
| Why You Want It | Choose from 4 plans + convenient online quotes and claims 24/7. | Pay 25% less for coverage on average + Get a free, no-commitment quote in minutes. | Save up to 50% for travel within Canada + Pandemic coverage available. | Offers COVID-19 travel coverage + Save on premiums if you’re a student. |
| Travel Accident | $200,000 | $25,000 | $50,000 | $50,000 |
| Emergency Medical | $5,000,000 | $2,000,000 | $10,000,000 | $10,000,000 |
| Trip Cancellation | $25,000 | $20,000 | $2,500 | See Issuer for Details |
| Trip Interruption | $25,000 | $25,000 | $2,500 | $Unlimited |
| Flight Delay | $700 | $1,000 | See Issuer for Details | $2,700 |
Show More | ||||
| Get a quote See more TD products Compare | Get a quote See more SoNomad products Compare | Learn More See more Scotiabank products Compare | Learn More See more Manulife products Compare |
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FAQ
What's covered by TD travel insurance?
TD travel insurance can cover you for all the basics: medical emergency coverage, hospital accommodations, physician's bills, transportation to bedside, and vehicle return. If you're buying a simple trip plan, you can also add on trip cancellation and interruption insurance for an extra cost.
How do I get a TD travel insurance quote?
Getting a TD travel insurance quote is actually very easy. All you have to do is answer a few quick questions on the TD website, and you'll get your quote within minutes. Click here for more info.
How do I contact TD travel insurance to make a claim?
If you need to contact TD travel insurance, you can call 1-800-359-6704 if you're in North America, or (416) 977‑5040 if you're anywhere else in the world. They have 24/7 emergency assistance, so you can call them at any time.
Is TD travel insurance good?
Going with TD travel insurance is a safe choice because it's offered by a big Canadian bank that you're likely already familiar with. It offers standard protection with a very straightforward quote tool and plans. But if you're looking for the cheapest plan around, you may want to do some shopping around first.
Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.
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