If you're in need of your own health and dental plan because you're retired or self-employed, you have options for coverage. One of them is PolicyMe Dental And Health Insurance, which offers coverage for all Canadians.
PolicyMe Dental And Health Insurance offers a wide variety of plans and coverage types to suit your needs, from the basics like prescription drugs to the not-always-included dental costs, like endodontic and periodontal treatments. Coverage is also guaranteed, you won't be subjected to any medicals.
PolicyMe Dental And Health Insurance features
Here's an overview of the various features available with PolicyMe Dental And Health Insurance:
Why You Want It
Extensive selection of health and dental plans.
Special Features
- 7 different plans to choose from
Eligibility
- Must have a valid provincial health card
- Age of majority in your province or territory
Provinces
ALL
Features
Allows Customization?
Dental
Vision
Paramedical
Prescription
Travel Coverage
Hospital Room Coverage
Accidental Death And Dismemberment
Short-term Disability
Long-term Disability
PolicyMe Dental And Health Insurance product rating: 4.2 stars
With a wide variety of plans to choose from, PolicyMe Dental And Health Insurance essentially allows you to customize the level of coverage (and what you're covered for) with each plan.
It may seem like a small detail for many, but if you want to get coverage for long-term disability and/or accidental death and dismemberment, you won't be able to. These add-ons aren't available from PolicyMe Dental And Health Insurance.
Rating methodology
To calculate our Genius Ratings, we compare the features of the account or product in question with other similar products in Canada. We give each feature a score out of 5 based on that comparison. Once we’ve rated all the features, we run them through our proprietary algorithm to produce a final rating out of 5.
Learn more about our rating methodology.
The pros of PolicyMe Dental And Health Insurance
These are the best benefits that this product has to offer:
Pros
Plenty of different plans
PolicyMe Dental And Health Insurance offers 7 different plans for you to choose from. That can make the selection process more difficult, as you'll have to decide what you need, but it also gives you more flexibility so you can curate just the right kind of coverage to fit your needs.
No medicals required
When you sign up for PolicyMe Dental And Health Insurance, you won't need to take a medical exam to be approved for any plan. This provides options for far more people and makes the entire process much less stressful and complicated.
The cons of PolicyMe Dental And Health Insurance
There are, however, a few areas where PolicyMe Dental And Health Insurance falls short:
Cons
Lack of long term disability plans
Many health plans include optional add-ons for long-term disability, as well as accidental death and dismemberment. Unfortunately, PolicyMe doesn't offer these specific types of coverage with any of their health and dental plans.
No travel insurance plans
Frequent travellers will be disappointed that PolicyMe Dental And Health Insurance doesn't include any medical coverage during travel. It's not part of any regular plans, nor it is available as an add-on.
PolicyMe Dental And Health Insurance alternatives
Take a look at how this product compares with a few other health and dental plan providers:
 |  |  |  | |
|---|---|---|---|---|
| Account | PolicyMe Dental And Health Insurance | Canada Life Health Insurance | Blue Cross Health Insurance | Sun Life Health Insurance |
| Genius Rating | ||||
| Why You Want It | Extensive selection of health and dental plans. | Up to $250,000 in prescription drug coverage + No termination age. | Get comprehensive health care coverage + Recognized insurance provider. | Get help from a virtual advisor + Choose from 3 personal health plans. |
| Allows Customization? | | | | |
| Dental | | | | |
| Vision | | | | |
| Paramedical | | | | |
| Prescription | | | | |
Show More | ||||
| Get a quote See more PolicyMe products Compare | Learn More See more Canada Life products Compare | Learn More See more Blue Cross products Compare | Learn More See more Sun Life products Compare |
FAQ
What coverages are available with a PolicyMe Dental And Health Insurance plan?
All the basics are covered, including dental care, vision, prescriptions, ambulance use, and more. The level of coverage and the individual types of coverage you receive depend on the plan you select from the seven available options.
Do PolicyMe health plans include travel coverage?
Unfortunately, no, PolicyMe Dental And Health Insurance doesn't provide any options for travel, either with a plan or as an add-on. We recommend looking at Manulife CoverMe Travel Insurance, World Nomads, and Medipac for your travel insurance needs.
Are PolicyMe plans available to all Canadians?
There are many insurance types and plans with limited reach but plans with PolicyMe Dental And Health Insurance are available to residents in all areas of Canada. And yes, this even includes residents of Quebec and all three territories.
Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.
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