Pet insurance provides valuable coverage to your furry friend and peace of mind to your finances, helping cover up to 90% of eligible veterinary bills you may incur for your pet. With Spot Pet Insurance you’ll get access to top-rated pet insurance plans with transparent pricing, trusted coverage without network restrictions and fast claims processing and payouts.
Looking for pet insurance plans that offer reliable and affordable coverage? No problem, Spot Pet Insurance offers a great diversity of plan options including accident + Illnesses or accident-only with customizable annual limits to fit your budget and lifestyle.
Spot Pet Insurance features
Here are the coverages that can be included in a Spot Pet Insurance plan:
Why You Want It
Get full coverage for your special pet with quick and easy pricing
Special Features
- 4 plans to choose from
Eligibility
- Canadian citizen or legal resident
- Age of majority
Provinces
AB, BC, MB, NL, NS, ON, PE, SK
Features
Accidents Coverage
Illness Coverage
Procedures Coverage
Dental Care
Hereditary & Breed-specific Conditions
Hospital Stays
Boarding Fees
Alternative Therapy
Medication
Exam Fees
Behavioural Therapy
Medical Devices
Holiday Cancellation
Lost Pet Advertising
Cremation Or Burial
Preventative Care Coverage
Prescription Food Coverage
In Memoriam Donation
Spot Pet Insurance product rating: 5.0 stars
Spot Pet Insurance helps cover most accident-related incidents and illnesses that may require short- or long-term treatment. Spot Pet Insurance can help cover vet visits, preventive care, prescriptions, and even pet cremation. Although this provider offers a convenient web app for registering to submit claims and managing accounts, its only downside is the lack of a mobile app. Additionally, dental coverage is conditioned on accidents, with wellness plans offering optional dental coverage.
Rating methodology
To get our Genius Ratings for pet insurance, we look at all the coverages offered by pet insurance providers. We then compare how many of these coverages each individual company provides. We put these numbers through our own algorithm to produce a final score out of 5.
Learn more about our rating methodology.
The pros of Spot Pet Insurance
Here is what Spot Pet Insurance brings to the table.
Pros
All the coverages you need
Just about all the coverages you can get for pet insurance are here, including accidents, illnesses, prescriptions, hospitalizations, and more. You can also add preventive care add-ons for coverage on routine checkups, behavioral therapy and dental care among other benefits.
4 plans to choose from
Spot Pet Insurance has 2 plans to choose from – accident only or accident & illness coverage. There are also 2 optional preventative care plans, which includes 'Routine' & 'Advanced' for complete pet coverage to help with peace of mind from nose to tail.
Easy quotes
Want to see the cost of a plan? Just enter your pet’s information online on Spot’s website and get a quote in seconds.
The cons of Spot Pet Insurance
Here are 2 things to consider with Spot Pet Insurance.
Cons
No mobile app
At this time, Spot Pet Insurance does not have a mobile app. Only a web app with the ability to manage your account and submit claims via your browser can be done with a mobile phone.
Not available in all areas
Spot currently does not service residents in the following provinces: Quebec, New Brunswick, Yukon, Nuanvut, and Northwest Territories.
Spot Pet Insurance alternatives
Here are a few alternative pet insurance providers and how they compare.
 |  |  |  | |
|---|---|---|---|---|
| Account | Spot Pet Insurance | Sonnet Pet Insurance | Trupanion Pet Insurance | Pets+Us Pet Insurance |
| Genius Rating | ||||
| Why You Want It | Get full coverage for your special pet with quick and easy pricing | Competitive pricing + Quick and easy insurance coverage for your furry friend. | 90% coverage with no payout limit + See any veterinarian you like. | Get flexible insurance coverage + Access exclusive benefits with a plan. |
| Accidents Coverage | | | | |
| Illness Coverage | | | | |
| Procedures Coverage | | | | |
| Dental Care | | | | |
| Hereditary & Breed-specific Conditions | | | | |
Show More | ||||
| Get a quote See more Spot Pet Insurance products Compare | Learn More See more Sonnet products Compare | Learn More See more Trupanion products Compare | Learn More See more Pets+Us products Compare |
FAQ
What is Spot Pet Insurance?
Spot Pet Insurance provides accident and illness coverage for cats and dogs, where you can save up to 90% of the cost for covered vet bills.
What does Spot Pet Insurance cost?
The cost of a Spot Pet Insurance plan depends on many factors, including dog / cat breed, age, and annual limit options.
What does Spot Pet Insurance cover?
Spot Pet Insurance covers up to 90% of the cost of eligible vet bills, including short / long-term care, hospital stays and prescription food among others. Preventive care is not included in their plans but can be added on through their wellness plan options.
Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.
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