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Monthly Fee
$43.96
Number Of Days Per Week Included
6
Available Online
Yes
Pay An Annual Fee For Discount
See Issuer for Details
2.4 Genius Rating
5.0 (1) User Reviews

Founded in 1844, the The Globe and Mail Home Delivery (Monday - Saturday) is a product that embodies how this publication has come a long way from its humble beginnings. What started as a single-sheet newspaper, folded to make 4 pages, is now read by 6 million people each week. Its Report on Business magazine reaches more than 2.5 million readers across print and digital platforms.

Pros
Cons
Provinces
AB, BC, MB, ON, QC, SK
Eligibility
See Issuer for Details
Why You Want It
Get the news right to your fingertips 6 days a week + Complete access to online tools.
Special Features
  • Audio feature to read articles to you
  • Exclusive events, newsletters, tools, and guides
  • Unlimited digital access included
Min Monthly Fee
$43.96
Max Monthly Fee
$43.96
Number Of Days Per Week Included
6
Available Online
Yes
Available In Print
Yes
Pay An Annual Fee For Discount
See Issuer for Details
Current Promo
N/A
Promo End Date
N/A
 
Self-Directed Available
No
GICs Available
Yes
Mutual Funds Available
No
Savings Account Available
Yes
5.0 Genius Rating
0.0 (0) User Reviews

First Home Savings Accounts (FHSAs) promise to make saving for your first home easier by letting you put away up to $40,000 tax free. And EQ Bank FHSA Savings Account promises to help you get there faster by letting you earn up to 1.5% interest on your balance. This stable interest rate is ideal for home buyers who are thinking in the short term.

Pros
  • Earn 1.5% tax free interest on your balance
  • Next-to-no risk investment
  • High-rate EQ Bank FHSA GICs also available
Cons
  • Not available in Quebec
  • No welcome offer
  • You can’t hold any other investments besides GICs
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • First-time home buyer
  • Canadian resident (not in Quebec)
  • 18 years or older
Why You Want It
Easily earn 1.5% on your first home savings + Benefit from tax deductions and tax-free growth.
Special Features
See Issuer for Details
Self-Directed Available
No
Self-Directed Platform
N/A
Self-Directed Base Fee
N/A
GICs Available
Yes
Types of GICs
  • Non-Cashable
Mutual Funds Available
No
Average Mutual Fund MER
N/A
Investment PortfoliosAvailable
No
Investment Portfolio Fees
N/A
Savings Account Available
Yes
Minimum Savings Account Rate
1.5%
Maximum Savings Account Rate
1.5%
Promotion
N/A
Promotion End Date
N/A
 
Minimum Balance To Waive Fee
See Issuer for Details
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
3.3 Genius Rating
0.0 (0) User Reviews

The Canadian Western Bank Prestige Account is a premium bank account offering unlimited daily transactions, an exclusive credit card, a complimentary wealth planning session, and more from a well-established and trusted banking institution. Account holders also have access to a dedicated CWB Relationship Manager, and more.

Pros
  • Loads of special VIP perks
  • Unlimited transactions
  • Free to use EXCHANGE Network ATMs
  • Free and unlimited Interac e-Transfers
  • Special CWB World Elite Mastercard privileges
Cons
  • Prestigious account with hidden requirements
  • Few physical locations
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • Canadian resident
  • Speak to your local banking centre for more eligibility details
Why You Want It
Get a dedicated Relationship Manager + Access to an exclusive credit card.
Special Features
  • Dedicated Relationship Manager
  • Exclusive credit card perks
  • Exclusive investment rates
  • Complimentary CWB Wealth planning session
Minimum Balance To Waive Fee
See Issuer for Details
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Yes
Automatic Budgeting System
No
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
No
Discounts For Youth
No
Other Discounts
No
 
Minimum Balance To Waive Fee
$1,000
# Of Free Monthly Transactions
15
# Of Free Monthly Interac E-Transfers
0
Monthly Fee
$4.00
2.3 Genius Rating
1.0 (1) User Reviews

The Canadian Western Bank Standard Account is a basic chequing account with a low monthly fee and a limited number of free transactions every month. The monthly fee can be waived as long as you have at least $1,000 in your account.

Pros
  • Low, easily-wavied monthly fee
  • Free ATM withdrawals from the EXCHANGE Network
  • Free transfers between CWB accounts
Cons
  • Very few transactions
  • Interac e-Transfers aren’t free
  • Very few physical locations
Provinces
AB, BC, NB, MB, NL, NU, NT, NS, ON, SK, YT, PE
Eligibility
  • Canadian resident
  • Age of majority
Why You Want It
Low monthly fee that's waived with only $1,000 in the account + 15 free transactions.
Special Features
See Issuer for Details
Minimum Balance To Waive Fee
$1,000
# Of Free Monthly Transactions
15
# Of Free Monthly Interac E-Transfers
0
Monthly Fee
$4.00
Excess Transaction Fee
$1.00
Excess Interac E-Transfer Fee
$1.00
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Yes
Automatic Budgeting System
See Issuer for Details
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
No
Discounts For Youth
No
Other Discounts
No
 
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
3.5 Genius Rating
0.0 (0) User Reviews

The CIBC Smart for Students bank account delivers all the cash-saving features you want from a student account, while also providing the accessibility and widespread ATM network that a Big-5 bank is known for. But what really sets it apart is its free SPC+ membership, which gets you up to 30% off the top brands in Canada.

Pros
  • Free SPC+ membership
  • No monthly fee
  • Unlimited transactions and Interac e-Transfers
  • Huge number of physical locations and ATMs
  • A cash welcome bonus and refer a friend cash reward
Cons
  • Pricey non-CIBC ATM withdrawals
  • Welcome bonus requires additional steps beyond signing up
Provinces
ALL
Eligibility
  • Canadian resident or international student
  • Full-time student graduating after age 25
Why You Want It
Free SPC+ for big shopping discounts + Unlimited free transactions.
Special Features
  • Free SPC+ membership
  • Save up to 10 cents per litre on gas with Journie Rewards
  • Free Skip+ subscription for 12 months
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
$125
Promo End Date
See Issuer for Details
Physical Locations
Yes
Automatic Budgeting System
No
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
No
Discounts For Youth
No
Other Discounts
No
 
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
3.7 Genius Rating
0.0 (0) User Reviews

The Canadian Western Bank Gold Leaf PLUS Account is a versatile, everyday-use chequing account for Canadian seniors aged 57 and older. This account comes with no monthly fees, unlimited transactions, complimentary cheques, and free Interac e-Transfers. Account holders also get a $15 discount when renting a safety deposit box.

Pros
Cons
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • Aged 57 and over
  • Canadian resident
Why You Want It
Unlimited transactions + No monthly fees for Canadians 57 and over.
Special Features
  • No monthly fee
  • $15 discount on safety deposit box rentals
  • Option to receive GIC monthly interest without penalty
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Yes
Automatic Budgeting System
No
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
Yes
Free Bank Drafts
Yes
Max Rebates For Other Accounts
N/A
Discounts For Seniors
Yes
Discounts For Youth
No
Other Discounts
No
 
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
3.3 Genius Rating
0.0 (0) User Reviews

Are you looking for a quality youth account to help your children learn how to save? And do you want them to keep as much of their cash as possible without getting nickel and dimed? Do you also live in B.C. or Alberta? If so, you should take a look at the Canadian Western Bank Youth Account.

Pros
  • No monthly fee
  • Unlimited transactions
  • Free Interac e-Transfers
  • The account earns much more interest than similar youth accounts
Cons
  • Very few physical locations
  • Low upper age limit
  • Pricey cost of using non-EXCHANGE Network ATMs
  • No additional perks
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • Aged 18 and under
  • Canadian resident
Why You Want It
No monthly fee + Unlimited free transactions and Interac e-Transfers.
Special Features
See Issuer for Details
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Yes
Automatic Budgeting System
No
Minimum Interest Rate
0.05%
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
No
Discounts For Youth
Yes
Other Discounts
No
 
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
3.3 Genius Rating
0.0 (0) User Reviews

The Canadian Western Bank Student Account provides "the ultimate no-hassle chequing account," giving students an easy way to manage their money without worrying about fees or limits. And this is really what student bank accounts are all about.

Pros
  • No monthly fee
  • Unlimited transactions
  • Interac e-Transfers are free
Cons
  • Very basic features
  • Pricey unaffiliated ATM use
  • Limited physical locations
Provinces
AB, MB, BC, NB, NL, NU, NS, NT, ON, PE, SK, YT
Eligibility
  • Post-secondary student
  • Canadian resident
Why You Want It
No monthly fee + Unlimited transactions and Interac e-Transfers.
Special Features
  • No monthly fee
  • Unlimited transactions and Interac e-Transfers
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Yes
Automatic Budgeting System
No
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
No
Discounts For Youth
Yes
Other Discounts
No
 
Minimum Balance To Waive Fee
$3,000
# Of Free Monthly Transactions
12
# Of Free Monthly Interac E-Transfers
N/A
Monthly Fee
$4.00
2.6 Genius Rating
0.0 (0) User Reviews

The Laurentian Bank Basic Account is a cost-effective option for those who don’t need too many transactions. For $4.00 per month, account holders can make 12 transactions including ATM withdrawals, bill payments, and debit transactions. The monthly fee is waived for RDSP beneficiaries and seniors receiving the Guaranteed Income Supplement (GIS).

Pros
  • Free for seniors receiving GIS and RDSP beneficiaries
  • Low monthly fee
  • Access to over 3,000 ATMs across the country
Cons
  • Minimum balance requirements
  • Only 12 transactions per month
  • Excess transaction fees
Provinces
ALL
Eligibility
  • Age of majority
  • Residents of Canada
Why You Want It
12 monthly transactions + Free for RDSP beneficiaries and GIS recipients.
Special Features
See Issuer for Details
Minimum Balance To Waive Fee
$3,000
# Of Free Monthly Transactions
12
# Of Free Monthly Interac E-Transfers
N/A
Monthly Fee
$4.00
Excess Transaction Fee
$1.25
Excess Interac E-Transfer Fee
$1.00
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Yes
Automatic Budgeting System
No
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
Yes
Discounts For Youth
No
Other Discounts
No
 
Minimum Balance To Waive Fee
$3,000
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$14.25
3.1 Genius Rating
0.0 (0) User Reviews

The Canadian Western Bank Apex Account is a chequing account with a palatable fee with all you need in an everyday account. This will unlock access to unlimited transactions and Interac e-Transfers, as well as a way to waive the $14.25 monthly fee.

Pros
  • Unlimited free transfers included
  • Free Interac e-Transfers
  • A chance at a monthly fee waiver
Cons
  • No other real perks
  • No welcome bonus
  • Not available in Quebec
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • Resident of Canada
  • At least 18 years old
Why You Want It
Get unlimited free transactions + A low monthly fee that can be waived.
Special Features
See Issuer for Details
Minimum Balance To Waive Fee
$3,000
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$14.25
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Yes
Automatic Budgeting System
No
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
No
Discounts For Youth
No
Other Discounts
No
 

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