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Minimum Investment
$0
Maximum Stock Fee
$9.99
Maximum ETF Fee
$0
Account Maintence Fees
$0
3.4 Genius Rating
1.0 (1) User Reviews

If you're new to online investing, TD Easy Trade is essentially a pared-down version of TD Direct Investing. It cuts out some investments and account types to help make self-investing simple. TD Easy Trade lets you trade stocks, TD ETFs, and TD ETF portfolios, with 50 free trades per year.

Pros
  • Low fees
  • Free trades
  • Transfer fee reimbursement
  • Save on currency conversion
  • Cash bonus
Cons
  • Limited investment options
  • Limited account types
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Intuitive online trading for beginner investors with 50 commission-free stock trades.
Special Features
  • No minimum investment
  • Beginner friendly
  • Low fees
  • 50 free stock trades per year
Types Of Accounts
  • Cash
  • RRSP
  • TFSA
  • FHSA
Types Of Investments
  • Stocks
  • TD ETFs
  • TD ETF Portfolios
Minimum Investment
$0
Email Support
No
Live Chat Support
No
Phone Support
Yes
Minimum Stock Fee
$9.99
Maximum Stock Fee
$9.99
Minimum ETF Fee
$0
Maximum ETF Fee
$0
Active Trader Stock Fee Per Trade
$9.99
Cover Transfer Fees?
Yes
Minimum Deposit To Cover Transfer Fee
$25,000
Maximum Covered Transfer Fee
$150
Withdrawal Fees?
Yes
Account Maintence Fees
$0
Inactivity Fee Amount
$0
Promotion Description
N/A
Promotion Max Value
N/A
Promotion Requirements For Max Value
N/A
Promotion End Dates
See Issuer for Details
 
3.4 Genius Rating
0.0 (0) User Reviews

Factor is a Canadian meal subscription service that delivers fresh, ready-made, dietitian-approved meals straight to your door, helping you effortlessly and deliciously meet your nutritional and protein goals.

Pros
  • Offer for new and returning customers
  • Incredibly fast and convenient
  • Dietitian-approved, healthy ingredients
  • Meal quality is surprisingly good
  • Free nutritional coaching session
Cons
  • Not available in all provinces and territories
  • Can be quite costly
Provinces
MB, ON, QC, NB, NS, PE, NL, AB
Eligibility
See Issuer for Details
Why You Want It
Get high protein, ready-made, chef-prepared meals straight to your door
Special Features
  • Full meals delivered to your doorstep, no prep work required
  • Complimentary 20-minute dietitian coaching session
  • Discounts available for youth, seniors, and essential workers
Price per meal (for 2)
See Issuer for Details
Price per meal (for 4)
See Issuer for Details
Discounts available? (senior, student, etc.)
Yes
Rewards?
No
Add-ons available
Yes
Shipping included
No
Number of meal types
See Issuer for Details
List of diet options
See Issuer for Details
Kosher/halal processing
No
Environmental packaging
See Issuer for Details
Number of weekly recipe selections
See Issuer for Details
 
3.5 Genius Rating
0.0 (0) User Reviews

Chefs Plate is one of Canada's favourite meal subscription kits, offering chef-crafted meals with a wide range of options that cater to both picky eaters and adventurous foodies alike. Chefs Plate offers value and convenience by delivering recipes and fresh, pre-portioned ingredients right to your doorstep.

Pros
  • Special offer for new customers
  • Among the cheapest of food boxes
  • Frequent promos and discounts
  • Recyclable packaging
  • Step-by-step photos along with instructions
  • Special kits for holiday meals
Cons
  • Few options for specialty diets
  • Cost can be steep
Provinces
ON, BC, AB, SK, PE, NB, NS, MB, QC, NL
Eligibility
See Issuer for Details
Why You Want It
Fresh, pre-portioned ingredients + Step-by-step photo instructions.
Special Features
  • Discounts available for youth, seniors, and essential workers
  • Family-friendly, vegetarian, 15-minute prep, and other recipe options available
  • Easy options to skip a week or pause subscription
Price per meal (for 2)
See Issuer for Details
Price per meal (for 4)
See Issuer for Details
Discounts available? (senior, student, etc.)
Yes
Rewards?
No
Add-ons available
See Issuer for Details
Shipping included
No
Number of meal types
See Issuer for Details
List of diet options
See Issuer for Details
Kosher/halal processing
No
Environmental packaging
No
Number of weekly recipe selections
See Issuer for Details
 
5.0 Genius Rating
4.0 (1) User Reviews

HelloFresh is one of Canada’s most popular meal kit subscriptions, delivering fresh, pre-portioned ingredients and a wide range of recipes right to your door. New members can take advantage of a generous welcome offer: up to 20 free meals, free shipping on the first box, and even free sides for life with the promo code below, making it easy to give the service a try. With options like vegetarian, pescetarian, high-protein, low-carb, and family-friendly meals, plus plenty of add-ons such as desserts and fresh produce, HelloFresh offers flexibility for busy households that still want home-cooked meals without the hassle.

Pros
  • Offer for new members
  • Environmentally friendly packaging
  • HelloFresh Rewards program
  • "Low Carbon Emission" meal options
  • Deals of the Week sales
Cons
  • Not always budget-friendly
  • Lack of allergen-free options
Provinces
ON, QC, MB, SK, AB, BC, NL, NB, NS, PE
Eligibility
See Issuer for Details
Why You Want It
Delicious meal choices with fresh ingredients + Front-door delivery.
Special Features
  • Vegetarian, pescetarian, high protein low carb, low calorie, and more specialty-diet recipe options available
  • Discounts available for youth, seniors, and essential workers
  • Plenty of add-on options, including side dishes, desserts, and fresh produce
Price per meal (for 2)
See Issuer for Details
Price per meal (for 4)
See Issuer for Details
Discounts available? (senior, student, etc.)
Yes
Rewards?
Yes
Add-ons available
See Issuer for Details
Shipping included
No
Number of meal types
See Issuer for Details
List of diet options
See Issuer for Details
Kosher/halal processing
No
Environmental packaging
Yes
Number of weekly recipe selections
See Issuer for Details
 
Min Monthly Fee
$8.99
Max Monthly Fee
$16.99
Ads In Min Monthly Fee
Yes
Estimated # Of Shows/Movies
4,400
4.1 Genius Rating
5.0 (1) User Reviews

Disney+ is one of the newer streaming platforms available in Canada, launched in November 2019. It provides classic original Disney content as well as popular programming from franchises like Marvel and Star Wars, offering its adult audiences just as much (if not more) content as its younger viewers.

Pros
  • Extensive library - more than just kids' programming
  • 4K streaming, offline viewing, and more
  • Content ratings control
  • Lots of promos from various partnerships
Cons
  • Middling prices
  • No free trial
Provinces
ALL
Eligibility
  • Be 18 years or older
Why You Want It
Get exclusive access to Disney, Marvel, and more + Stream on 4 screens.
Special Features
  • Multi-language subtitles/audio
  • Parental controls
  • Up to 7 different profiles
  • Access to the latest and classic Disney content
Min Monthly Fee
$8.99
Max Monthly Fee
$16.99
Ads In Min Monthly Fee
Yes
Watch On Smart TVs
Yes
Watch On Phones/Tablets
Yes
Watch On Computer
Yes
Watch On Game Consoles
Yes
In-House Content
Yes
Kids Programming
Yes
Live Sports
Yes
Number Of Screens That Can Watch At Once
4
Estimated # Of Shows/Movies
4,400
Option To Add More Users
Yes
Pay An Annual Fee For A Discount
Yes
Current Promo
N/A
Promo End Date
N/A
 
Allows Customization?
No
Dental
Yes
Vision
Yes
Prescription
Yes
5.0 Genius Rating
0.0 (0) User Reviews

If you're in need of your own health and dental plan because you're retired or self-employed, you have options for coverage. One of them is PolicyMe Dental And Health Insurance, which offers coverage for all Canadians.

Pros
  • Plenty of different plans
  • No medicals required
Cons
  • Lack of long term disability plans
  • No travel insurance plans
Provinces
ALL
Eligibility
  • Must have a valid provincial health card
  • Age of majority in your province or territory
Why You Want It
Extensive selection of health and dental plans.
Special Features
  • 7 different plans to choose from
Allows Customization?
No
Dental
Yes
Vision
Yes
Paramedical
Yes
Prescription
Yes
Travel Coverage
No
Hospital Room Coverage
Yes
Accidental Death And Dismemberment
No
Short-term Disability
No
Long-term Disability
No
 
Mid-market Exchange Rate?
Yes
Hidden Fees?
No
Example Fees For $1,000
  • Flat fee of $15
Transfer Limits
  • None, but government limits may apply for regulated currencies
5.0 Genius Rating
0.0 (0) User Reviews

OFX is an international money transfer service that lets you send money in over 50 currencies to 170+ countries around the world. In some cases, your recipient can even receive their money on the same day.

Pros
  • Plenty of currencies available
  • Very fast transfers
  • No fees for transfers over $10,000
Cons
  • High fees for small amounts transferred
  • Fewer options to transfer money from
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It

Send money in over 50 currencies to 170 countries

Special Features
  • No fees for transfers above $10,000
Mid-market Exchange Rate?
Yes
Hidden Fees?
No
Example Fees For $1,000
  • Flat fee of $15
Example Transfer Speed For $1,000
  • USD: Same day or next day
  • EUR: 1-2 business days
  • GBP: Same day or next day
  • INR: 2 business days
  • HKD: 1-2 business days
Debit Transfer?
Yes
Credit Transfer?
No
Bank Account Transfer?
Yes
Paypal Transfer?
No
Transfer Limits
  • None, but government limits may apply for regulated currencies
 
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
3.2 Genius Rating
0.0 (0) User Reviews

For full-time students, the RBC Advantage Banking for students account gives you everything you need for day-to-day banking. It’s basically the same as the popular RBC Advantage Chequing Account, but with one big perk: there are no monthly banking fees as long as you’re a full-time student. That’s extra money in your pocket for books, coffee, or the occasional late-night pizza.

Pros
  • Earn Avion points on purchases
  • No ATM fee at non-RBC bank machines
  • Unlimited transactions and Interac e-Transfers
  • Welcome bonus
Cons
  • Only available to full-time students
  • Automatic changeover to the RBC Advantage Chequing Account
Provinces
ALL
Eligibility
  • Be at least 13 years of age
  • Enrolled as a full time student.
Why You Want It
A full featured bank account for students with no monthly fees.
Special Features
  • Earn Avion points on debit purchases
  • Save on fuel at Petro-Canada locations
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
Excess Transaction Fee
$0.00
Excess Interac E-Transfer Fee
$0.00
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
See Issuer for Details
Physical Locations
Yes
Automatic Budgeting System
Yes
Minimum Interest Rate
0%
Earn Rewards On Debit Purchases
Yes
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
See Issuer for Details
Discounts For Seniors
No
Discounts For Youth
No
Other Discounts
No
 
Flexible Terms
Yes
Minimum Loan Amount
$2,000
Maximum Loan Amount
$35,000
APR Range
8.99% - 29.49%
4.7 Genius Rating
0.0 (0) User Reviews

Fig Financial is an all-digital loan provider with an ultra-simple application process. You can check to see if you qualify for a personal loan rate within seconds and complete the application for a loan up to $35,000 within minutes.

Pros
  • They're upfront with their interest rates
  • Easy to apply
  • No early payment penalties
  • High borrowing amounts
Cons
  • Secured loans not available
  • Good credit to qualify
Provinces
AB, BC, MB, NB, NL, NS, ON, PE, QC, SK
Eligibility
  • Age of majority in your province or territory
  • Be a Canadian citizen or permanent resident
  • Meet credit score requirements
  • No application within the last 30 days
  • No active Fig loan or recent decline within 30 days
  • No bankruptcy, delinquencies, or collections
Why You Want It
Pay for your next reno, trip, or car with low rates + No prepayment penalties
Special Features
  • Quick and easy online application process
  • Get approved for a loan in minutes, receive funds in a few days
  • No prepayment penalties
  • Loan amounts range from $2,000 to $35,000
Pre-approval
Yes
Flexible Terms
Yes
Loan Amounts
$2,000 - $35,000
APR Range
8.99% - 29.49%
Term Range
2 to 5 years
Minimum Credit Score
680
Secured Available
No
 
Minimum Interest Rate
2.35%
Maximum Interest Rate
2.75%
Balance Required For Maximum Interest Rate
N/A
4.2 Genius Rating
0.0 (0) User Reviews

The EQ Bank Notice Savings Account is a unique new product from one of Canada's favourite challenger banks. This account rewards clients for planning ahead by offering impressively high interest rates. The details? Give 10 or 30-days’ notice before withdrawing funds and you'll earn 2.35% or 2.75%, respectively.

Pros
  • Some of the highest interest rates available
  • No minimum account balance
  • Flexible and accessible
  • Significant focus on saving vs. spending
Cons
  • Requires opening an EQ Bank Personal Account
  • Takes a while to access your funds
Provinces
ALL
Eligibility
  • Age of majority
  • Canadian resident
  • Have a SIN
Why You Want It
Earn up to 2.75% interest + Unlimited withdrawals with advanced notice.
Special Features
  • Agree to give 10 or 30 days notice before withdrawing funds in return for a higher interest rate
  • No monthly fee or minimum balance requirements
# Of Free Transactions
Unlimited
# Of Free Interac E-Transfers
0
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 

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