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Minimum Balance To Waive Fee
$75,000
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$120.00
2.3 Genius Rating
0.0 (0) User Reviews
The
Pros
  • Unlimited free transactions
  • Plenty of free cash deposits
  • Change your plan if you need to
  • Get the monthly fee waived
Cons
  • High monthly fee
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
A business account with unlimited transactions and tons of cash deposits.
Special Features
  • Easy to switch between Scotiabank Business Plans
  • Four levels to choose from
Minimum Balance To Waive Fee
$75,000
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$120.00
Excess Transaction Fee
$0.00
Excess Interac E-Transfer Fee
$0.00
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Yes
Automatic Budgeting System
No
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
No
Discounts For Youth
No
Other Discounts
No
 
Minimum Interest Rate
0%
Maximum Interest Rate
2.15%
Balance Required For Maximum Interest Rate
$1,000,000
3.0 Genius Rating
0.0 (0) User Reviews

The Scotiabank Right Size Savings for business is a business savings account that offers tiered interest rates – the more you have in the account, the higher your interest rate. There are no monthly or annual fees associated with this account, and you can access your funds at any time.

Pros
  • High interest rates
  • Welcome bonus interest rate
  • No fees
Cons
  • Large minimum deposit
  • Tiered interest rates
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Get an interest rate of up to 2.15%
Special Features
  • Welcome bonus interest rate of 3.15% for 6 months
  • Unlimited free CAD self-service transfers
  • Withdraw funds at any time
# Of Free Transactions
0
# Of Free Interac E-Transfers
0
Max Promotion Rate
3.15%
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Monthly Fee
$37
Maximum Monthly Fee
$2,300
Free Trial Length (Days)
3
4.2 Genius Rating
0.0 (0) User Reviews

Shopify is a leading Canadian e-commerce platform designed to help businesses sell their products both online and in-store.

Pros
  • Free trial
  • Provides solutions for both in-store and online businesses
  • Variety of plans
  • Pay yearly for reduced rates
Cons
  • Can be pricey
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Get tools to help grow and manage a small business.
Special Features
  • 3 day free trial
  • $1 per month for the first three months
  • Four different plans to suit your needs
Minimum Monthly Fee
$37
Maximum Monthly Fee
$2,300
Free Trial Length (Days)
3
Type of App
N/A
Available On Windows Desktop?
Yes
Available On MacOS
Yes
Available On Linux
Yes
Available On Android
Yes
Available On iOS
Yes
Email Support
Yes
Live Chat Support
Yes
Phone Support
Yes
 
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
N/A
3.5 Genius Rating
0.0 (0) User Reviews

The First Nations Bank of Canada Student Bank Account is a straightforward chequing account created for full-time post-secondary students. With no monthly fee, unlimited transactions, and free Interac e-Transfers, this account holds its own among the many other student bank accounts in Canada. It’s also easy to access through a top-rated mobile app, giving students a simple way to manage their money.

Pros
  • No monthly fee
  • Unlimited transactions and Interac e-Transfers
  • Well-rated mobile app
  • Branches and ATMS across most of Canada
  • Supports an Indigenous-owned and operated institution
Cons
  • Automatically converts after graduation
  • No online applications
Provinces
See Issuer for Details
Eligibility
  • Be enrolled as a full-time student
Why You Want It
Unlimited transactions + Supports an Indigenous-owned Canadian bank.
Special Features
  • An Indigenous-owned Canadian bank
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
N/A
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Yes
Automatic Budgeting System
See Issuer for Details
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
No
Free Cheques
See Issuer for Details
Free Bank Drafts
No
Max Rebates For Other Accounts
See Issuer for Details
Discounts For Seniors
No
Discounts For Youth
Yes
Other Discounts
No
 
Estimated # Of Supported Cryptocurrencies
90
Supports CAD?
Yes
Standard Maker Fee
N/A
Standard Taker Fee
N/A
4.3 Genius Rating
0.0 (0) User Reviews

If you’re shopping around for the best cryptocurrency exchange, consider VirgoCX, a Canadian platform. VirgoCX Canada allows low fee trades of over 90 cryptocurrencies. The fees are built into the spread, but you won’t be charged fees for deposits, withdrawals, or trades.

Pros
Cons
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Invest in cryptocurrencies with no trader or maker fees.
Special Features
See Issuer for Details
Estimated # Of Supported Cryptocurrencies
90
Supports Bitcoin?
Yes
Supports Ethereum?
Yes
Supports Litecoin?
Yes
Supports XRP?
Yes
Estimated # Of Supported Fiat Currencies
2
Supports CAD?
Yes
Supports USD?
Yes
Standard Maker Fee
N/A
Standard Taker Fee
N/A
Active Trader Discounts Available?
No
Interac E-Transfer Deposit Fee
0%
Wire Transfer Deposit Fee
0%
Available On Desktop?
Yes
Available On IOS?
Yes
Available On Android?
Yes
Offers Staking
No
 
Flexible Terms
Yes
Minimum Loan Amount
$500
Maximum Loan Amount
$35,000
APR Range
9.99% - 35%
3.3 Genius Rating
5.0 (1) User Reviews

Spring Financial Loans offers personal loans to all Canadians except for residents of Quebec. You can get a loan with a term of between 9.99% - 35%, on amounts up to $35,000.

Pros
  • High loan amounts
  • Decent starting APR
  • No penalties for early payments
  • Lower credit score requirements
Cons
  • No secured loans available
  • Not available in Quebec
Provinces
AB, YT, SK, BC, MB, NB, NL, NU, NT, NS, ON, PE
Eligibility
  • Age of majority
Why You Want It
$100 GeniusCash + Interest rates as low as 9.99% + No prepayment fees.
Special Features
See Issuer for Details
Pre-approval
Yes
Flexible Terms
Yes
Loan Amounts
$500 - $35,000
APR Range
9.99% - 35%
Term Range
6 to 84 months
Minimum Credit Score
550
Secured Available
No
 
Estimated # Of Supported Cryptocurrencies
329
Supports CAD?
Yes
Standard Maker Fee
0.25%
Standard Taker Fee
0.4%
4.4 Genius Rating
0.0 (0) User Reviews

Kraken is a leading cryptocurrency exchange that offers a platform for buying, selling, and trading over 300 cryptocurrencies. While popular currencies like Bitcoin and Ethereum are available, Kraken also features a diverse range of altcoins for exploration. With competitive fees and advanced tools for seasoned investors, Kraken provides a comprehensive solution for navigating the world of cryptocurrency.

Pros
  • Plenty of cryptocurrencies to choose from
  • Free wire transfers
  • Tools for advanced traders
Cons
  • Not the best option for new investors
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Invest and trade in more than 350 cryptocurrencies + Low trading fees.
Special Features
See Issuer for Details
Estimated # Of Supported Cryptocurrencies
329
Supports Bitcoin?
Yes
Supports Ethereum?
Yes
Supports Litecoin?
Yes
Supports XRP?
Yes
Estimated # Of Supported Fiat Currencies
3
Supports CAD?
Yes
Supports USD?
Yes
Standard Maker Fee
0.25%
Standard Taker Fee
0.4%
Active Trader Discounts Available?
Yes
Interac E-Transfer Deposit Fee
0.5%
Wire Transfer Deposit Fee
0%
Available On Desktop?
Yes
Available On IOS?
Yes
Available On Android?
Yes
Offers Staking
Yes
 
Minimum Monthly Fee
$3.99
Maximum Monthly Fee
$20.65
Free Trial Length (Days)
30
4.2 Genius Rating
0.0 (0) User Reviews

Incogni can help you take your data privacy to an entirely new level. Incogni removes your personal data from the web by automatically reaching out to 170+ data brokers. This helps prevent your information from falling into the hands of unwanted parties, such as fraudsters, marketers, and shady companies.

Pros
  • A unique product
  • Can be combined with a Surfshark VPN membership
  • 30-day money-back guarantee
Cons
  • Relatively expensive
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
A service to get your personal data removed from data-broker sites.
Special Features
  • 30-day money-back guarantee
Minimum Monthly Fee
$3.99
Maximum Monthly Fee
$20.65
Free Trial Length (Days)
30
Type of App
Password Manager
Available On Windows Desktop?
Yes
Available On MacOS
Yes
Available On Linux
Yes
Available On Android
Yes
Available On iOS
Yes
Email Support
Yes
Live Chat Support
Yes
Phone Support
Yes
 
Estimated # Of Servers
3,200
# Of Connections At Once
Unlimited
Minimum Price Per Month
US$1.99
Maximum Price Per Month
US$21.64
3.6 Genius Rating
0.0 (0) User Reviews

Surfshark VPN is a great option to protect your data and privacy while browsing the internet. This VPN works with pretty much any device. You can even add it to your WiFi router for entire-home protection.

Pros
  • Support for all devices
  • Includes an unlimited number of connections
  • Dedicated IP now available in the Linux GUI app
  • Optional antivirus software
  • 30 day money back guarantee
  • Access Surfshark Incogni for a low fee
Cons
  • High month-to-month fees
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
A VPN with unlimited connections + 30 day money back guarantee.
Special Features
  • Antivirus software availble as an add-on
  • Get Surfshark Incogni at a discount with a plus plan
  • 2-year Surfshark Starter discount available until April 30th.
Estimated # Of Servers
3,200
# Of Connections At Once
Unlimited
Minimum Price Per Month
US$1.99
Maximum Price Per Month
US$21.64
Plan Length Required To Get Min Price Per Month (Years)
2
Money-Back Guarantee Length (Days)
30
Available On Windows
Yes
Available On MacOS
Yes
Available On Android
Yes
Available On IOS
Yes
 
Minimum Investment
$0
Maximum Stock Fee
$9.99
Maximum ETF Fee
$0
Account Maintence Fees
$0
3.3 Genius Rating
1.0 (1) User Reviews

If you're new to online investing, TD Easy Trade is essentially a pared-down version of TD Direct Investing. It cuts out some investments and account types to help make self-investing simple. TD Easy Trade lets you trade stocks, TD ETFs, and TD ETF portfolios, with 50 free trades per year.

Pros
  • Low fees
  • Free trades
  • Transfer fee reimbursement
  • Save on currency conversion
  • Cash bonus
Cons
  • Limited investment options
  • Limited account types
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Intuitive online trading for beginner investors with 50 commission-free stock trades.
Special Features
  • No minimum investment
  • Beginner friendly
  • Low fees
  • 50 free stock trades per year
Types Of Accounts
  • Cash
  • RRSP
  • TFSA
  • FHSA
Types Of Investments
  • Stocks
  • TD ETFs
  • TD ETF Portfolios
Minimum Investment
$0
Email Support
No
Live Chat Support
No
Phone Support
Yes
Minimum Stock Fee
$9.99
Maximum Stock Fee
$9.99
Minimum ETF Fee
$0
Maximum ETF Fee
$0
Active Trader Stock Fee Per Trade
$9.99
Cover Transfer Fees?
Yes
Minimum Deposit To Cover Transfer Fee
$25,000
Maximum Covered Transfer Fee
$150
Withdrawal Fees?
Yes
Account Maintence Fees
$0
Inactivity Fee Amount
$0
Promotion Description
N/A
Promotion Max Value
N/A
Promotion Requirements For Max Value
N/A
Promotion End Dates
See Issuer for Details
 

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