Financial Product Reviews
The First Nations Bank of Canada Student Bank Account is a straightforward chequing account created for full-time post-secondary students. With no monthly fee, unlimited transactions, and free Interac e-Transfers, this account holds its own among the many other student bank accounts in Canada. It’s also easy to access through a top-rated mobile app, giving students a simple way to manage their money.
- No monthly fee
- Unlimited transactions and Interac e-Transfers
- Well-rated mobile app
- Branches and ATMS across most of Canada
- Supports an Indigenous-owned and operated institution
- Automatically converts after graduation
- No online applications
- Be enrolled as a full-time student
- An Indigenous-owned Canadian bank
If you’re shopping around for the best cryptocurrency exchange, consider VirgoCX, a Canadian platform. VirgoCX Canada allows low fee trades of over 90 cryptocurrencies. The fees are built into the spread, but you won’t be charged fees for deposits, withdrawals, or trades.
Spring Financial Loans offers personal loans to all Canadians except for residents of Quebec. You can get a loan with a term of between 9.99% - 35%, on amounts up to $35,000.
- High loan amounts
- Decent starting APR
- No penalties for early payments
- Lower credit score requirements
- No secured loans available
- Not available in Quebec
- Age of majority
Kraken is a leading cryptocurrency exchange that offers a platform for buying, selling, and trading over 300 cryptocurrencies. While popular currencies like Bitcoin and Ethereum are available, Kraken also features a diverse range of altcoins for exploration. With competitive fees and advanced tools for seasoned investors, Kraken provides a comprehensive solution for navigating the world of cryptocurrency.
- Plenty of cryptocurrencies to choose from
- Free wire transfers
- Tools for advanced traders
- Global peer-to-peer payment app
- Not the best option for new investors
Incogni can help you take your data privacy to an entirely new level. Incogni removes your personal data from the web by automatically reaching out to 170+ data brokers. This helps prevent your information from falling into the hands of unwanted parties, such as fraudsters, marketers, and shady companies.
- A unique product
- Can be combined with a Surfshark VPN membership
- 30-day money-back guarantee
- Relatively expensive
- 30-day money-back guarantee
Surfshark VPN is a great option to protect your data and privacy while browsing the internet. This VPN works with pretty much any device. You can even add it to your WiFi router for entire-home protection.
- Support for all devices
- Includes an unlimited number of connections
- Optional antivirus software
- 30 day money back guarantee
- Access Surfshark Incogni for a low fee
- High month-to-month fees
- Antivirus software availble as an add-on
- Get Surfshark Incogni at a discount with a plus plan
- 2-year Surfshark Starter discount available until April 30th.
If you're new to online investing, TD Easy Trade is essentially a pared-down version of TD Direct Investing. It cuts out some investments and account types to help make self-investing simple. TD Easy Trade lets you trade stocks, TD ETFs, and TD ETF portfolios, with 50 free trades per year.
- Low fees
- Free trades
- Transfer fee reimbursement
- Save on currency conversion
- Cash bonus
- Limited investment options
- Limited account types
- No minimum investment
- Beginner friendly
- Low fees
- 50 free stock trades per year
- Cash
- RRSP
- TFSA
- FHSA
- Stocks
- TD ETFs
- TD ETF Portfolios
Factor is a Canadian meal subscription service that delivers fresh, ready-made, dietitian-approved meals straight to your door, helping you effortlessly and deliciously meet your nutritional and protein goals.
- Offer for new customers
- Incredibly fast and convenient
- Dietitian-approved, healthy ingredients
- Meal quality is surprisingly good
- Free nutritional coaching session
- Not available in all provinces and territories
- Can be quite costly
- Full meals delivered to your doorstep, no prep work required
- Complimentary 20-minute dietitian coaching session
- Discounts available for youth, seniors, and essential workers
Chefs Plate is one of Canada's favourite meal subscription kits, offering chef-crafted meals with a wide range of options that cater to both picky eaters and adventurous foodies alike. Chefs Plate offers value and convenience by delivering recipes and fresh, pre-portioned ingredients right to your doorstep.
- Special offer for new customers
- Among the cheapest of food boxes
- Frequent promos and discounts
- Recyclable packaging
- Step-by-step photos along with instructions
- Special kits for holiday meals
- Few options for specialty diets
- Cost can be steep
- Discounts available for youth, seniors, and essential workers
- Family-friendly, vegetarian, 15-minute prep, and other recipe options available
- Easy options to skip a week or pause subscription
HelloFresh is one of Canada’s most popular meal kit subscriptions, delivering fresh, pre-portioned ingredients and a wide range of recipes right to your door. New members can take advantage of a generous welcome offer: up to 20 free meals, free shipping on the first box, and even free sides for life with the promo code below, making it easy to give the service a try. With options like vegetarian, pescetarian, high-protein, low-carb, and family-friendly meals, plus plenty of add-ons such as desserts and fresh produce, HelloFresh offers flexibility for busy households that still want home-cooked meals without the hassle.
- Offer for new members
- Environmentally friendly packaging
- HelloFresh Rewards program
- "Low Carbon Emission" meal options
- Deals of the Week sales
- Not always budget-friendly
- Lack of allergen-free options
- Vegetarian, pescetarian, high protein low carb, low calorie, and more specialty-diet recipe options available
- Discounts available for youth, seniors, and essential workers
- Plenty of add-on options, including side dishes, desserts, and fresh produce










