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Min Monthly Fee
$8.99
Max Monthly Fee
$16.99
Ads In Min Monthly Fee
Yes
Estimated # Of Shows/Movies
4,400
4.3 Genius Rating
5.0 (1) User Reviews

Disney+ is one of the newer streaming platforms available in Canada, launched in November 2019. It provides classic original Disney content as well as popular programming from franchises like Marvel and Star Wars, offering its adult audiences just as much (if not more) content as its younger viewers.

Pros
  • Extensive library - more than just kids' programming
  • 4K streaming, offline viewing, and more
  • Content ratings control
  • Lots of promos from various partnerships
Cons
  • Middling prices
  • No free trial
Provinces
ALL
Eligibility
  • Be 18 years or older
Why You Want It
Get exclusive access to Disney, Marvel, and more + Stream on 4 screens.
Special Features
  • Multi-language subtitles/audio
  • Parental controls
  • Up to 7 different profiles
  • Access to the latest and classic Disney content
Min Monthly Fee
$8.99
Max Monthly Fee
$16.99
Ads In Min Monthly Fee
Yes
Watch On Smart TVs
Yes
Watch On Phones/Tablets
Yes
Watch On Computer
Yes
Watch On Game Consoles
Yes
In-House Content
Yes
Kids Programming
Yes
Live Sports
Yes
Number Of Screens That Can Watch At Once
4
Estimated # Of Shows/Movies
4,400
Option To Add More Users
Yes
Pay An Annual Fee For A Discount
Yes
Current Promo
N/A
Promo End Date
N/A
 
Allows Customization?
No
Dental
Yes
Vision
Yes
Prescription
Yes
5.0 Genius Rating
0.0 (0) User Reviews

If you're in need of your own health and dental plan because you're retired or self-employed, you have options for coverage. One of them is PolicyMe Dental And Health Insurance, which offers coverage for all Canadians.

Pros
  • Plenty of different plans
  • No medicals required
Cons
  • Lack of long term disability plans
  • No travel insurance plans
Provinces
ALL
Eligibility
  • Must have a valid provincial health card
  • Age of majority in your province or territory
Why You Want It
Extensive selection of health and dental plans.
Special Features
  • 7 different plans to choose from
Allows Customization?
No
Dental
Yes
Vision
Yes
Paramedical
Yes
Prescription
Yes
Travel Coverage
No
Hospital Room Coverage
Yes
Accidental Death And Dismemberment
No
Short-term Disability
No
Long-term Disability
No
 
Mid-market Exchange Rate?
Yes
Hidden Fees?
No
Example Fees For $1,000
  • Flat fee of $15
Transfer Limits
  • None, but government limits may apply for regulated currencies
5.0 Genius Rating
0.0 (0) User Reviews

OFX is an international money transfer service that lets you send money in over 50 currencies to 170+ countries around the world. In some cases, your recipient can even receive their money on the same day.

Pros
  • Plenty of currencies available
  • Very fast transfers
  • No fees for transfers over $10,000
Cons
  • High fees for small amounts transferred
  • Fewer options to transfer money from
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It

Send money in over 50 currencies to 170 countries

Special Features
  • No fees for transfers above $10,000
Mid-market Exchange Rate?
Yes
Hidden Fees?
No
Example Fees For $1,000
  • Flat fee of $15
Example Transfer Speed For $1,000
  • USD: Same day or next day
  • EUR: 1-2 business days
  • GBP: Same day or next day
  • INR: 2 business days
  • HKD: 1-2 business days
Debit Transfer?
Yes
Credit Transfer?
No
Bank Account Transfer?
Yes
Paypal Transfer?
No
Transfer Limits
  • None, but government limits may apply for regulated currencies
 
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
3.3 Genius Rating
0.0 (0) User Reviews

For full-time students, the RBC Advantage Banking for students account gives you everything you need for day-to-day banking. It’s basically the same as the popular RBC Advantage Chequing Account, but with one big perk: there are no monthly banking fees as long as you’re a full-time student. That’s extra money in your pocket for books, coffee, or the occasional late-night pizza.

Pros
  • Earn Avion points on purchases
  • No ATM fee at non-RBC bank machines
  • Unlimited transactions and Interac e-Transfers
  • Welcome bonus
Cons
  • Only available to full-time students
  • Automatic changeover to the RBC Advantage Chequing Account
Provinces
ALL
Eligibility
  • Be at least 13 years of age
  • Enrolled as a full time student.
Why You Want It
A full featured bank account for students with no monthly fees.
Special Features
  • Earn Avion points on debit purchases
  • Save on fuel at Petro-Canada locations
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
Excess Transaction Fee
$0.00
Excess Interac E-Transfer Fee
$0.00
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
$100
Promo End Date
November 03, 2025
Physical Locations
Yes
Automatic Budgeting System
Yes
Minimum Interest Rate
0%
Earn Rewards On Debit Purchases
Yes
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
See Issuer for Details
Discounts For Seniors
No
Discounts For Youth
No
Other Discounts
No
 
Flexible Terms
Yes
Minimum Loan Amount
$2,000
Maximum Loan Amount
$35,000
APR Range
8.99% - 29.49%
4.8 Genius Rating
0.0 (0) User Reviews

Fig Financial is an all-digital loan provider with an ultra-simple application process. You can check to see if you qualify for a personal loan rate within seconds and complete the application for a loan up to $35,000 within minutes.

Pros
  • They're upfront with their interest rates
  • Easy to apply
  • No early payment penalties
  • High borrowing amounts
Cons
  • Secured loans not available
  • Good credit to qualify
Provinces
AB, BC, MB, NB, NL, NS, ON, PE, QC, SK
Eligibility
  • Age of majority in your province or territory
  • Be a Canadian citizen or permanent resident
  • Meet credit score requirements
  • No application within the last 30 days
  • No active Fig loan or recent decline within 30 days
  • No bankruptcy, delinquencies, or collections
Why You Want It
Pay for your next reno, trip, or car with low rates + No prepayment penalties
Special Features
  • Quick and easy online application process
  • Get approved for a loan in minutes, receive funds in a few days
  • No prepayment penalties
  • Loan amounts range from $2,000 to $35,000
Pre-approval
Yes
Flexible Terms
Yes
Loan Amounts
$2,000 - $35,000
APR Range
8.99% - 29.49%
Term Range
2 to 5 years
Minimum Credit Score
680
Secured Available
No
 
Minimum Interest Rate
2.35%
Maximum Interest Rate
2.5%
Balance Required For Maximum Interest Rate
N/A
4.2 Genius Rating
0.0 (0) User Reviews

The EQ Bank Notice Savings Account is a unique new product from one of Canada's favourite challenger banks. This account rewards clients for planning ahead by offering impressively high interest rates. The details? Give 10 or 30-days’ notice before withdrawing funds and you'll earn 2.35% or 2.5%, respectively.

Pros
  • Some of the highest interest rates available
  • No minimum account balance
  • Flexible and accessible
  • Significant focus on saving vs. spending
Cons
  • Requires opening an EQ Bank Personal Account
  • Takes a while to access your funds
Provinces
ALL
Eligibility
  • Age of majority
  • Canadian resident
  • Have a SIN
Why You Want It
Earn up to 2.5% interest + Unlimited withdrawals with advanced notice.
Special Features
  • Agree to give 10 or 30 days notice before withdrawing funds in return for a higher interest rate
  • No monthly fee or minimum balance requirements
# Of Free Transactions
Unlimited
# Of Free Interac E-Transfers
0
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Interest Rate
N/A
Maximum Interest Rate
0.85%
Balance Required For Maximum Interest Rate
N/A
3.9 Genius Rating
0.0 (0) User Reviews

There are many high interest savings accounts to consider, including the Meridian High Interest Savings Account. It offers a competitive interest rate of 0.85% and unlimited transactions for no monthly fee. This is a good choice for anyone wanting to earn a little extra on their savings and maintain access to their funds at any time.

Pros
  • Get a 0.85% interest rate
  • Unlimited transactions
  • Access to thousands of ATMs in North America
  • Open registered accounts
Cons
  • Branches only in Ontario
  • Lower interest rate than some high interest savings accounts
  • No welcome bonus or special offers
Provinces
ALL
Eligibility
  • Live or work in Canada
  • Age of majority in your province or territory
  • Valid email address
  • SIN for tax purposes
  • Access to your mobile phone
Why You Want It
Earn 0.85% interest + Unlimited free transactions.
Special Features
  • Available for TFSA, RRSP, FHSA, and RRIF
  • Community-minded banking experience
# Of Free Transactions
Unlimited
# Of Free Interac E-Transfers
0
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Interest Rate
2.5%
Maximum Interest Rate
2.5%
Balance Required For Maximum Interest Rate
N/A
3.4 Genius Rating
0.0 (0) User Reviews

The EQ Bank US Dollar Account is one of the best U.S. bank accounts available in Canada, offering a higher interest rate than most similar accounts, as well as many other valuable money-saving features. EQ makes it easy to move your U.S. funds around, but it doesn't offer unlimited transactions, which would be a nice added touch.

Pros
  • High interest rate on USD balance
  • Competitive USD exchange rate
  • Free EFT between linked accounts
  • Send international transfers
Cons
  • Not available in Quebec for now
  • No physical locations
  • No direct withdrawals or deposits
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
  • Canadian citizen
  • Age of majority in your province
  • Need a social insurance number
  • Need a Canadian phone number
  • Need an EQ Bank Personal Account
Why You Want It
Earn 2.5% interest + Send international money transfers using Wise.
Special Features
  • Send money abroad with Wise
  • Free, unlimited USD to USD transfers within Canada
  • Very reasonable exchange rates
# Of Free Transactions
0
# Of Free Interac E-Transfers
0
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Interest Rate
N/A
Maximum Interest Rate
0.4%
Balance Required For Maximum Interest Rate
N/A
4.1 Genius Rating
0.0 (0) User Reviews

The Tangerine Children’s Savings Account is a no-fee kid’s bank account designed to help parents and guardians encourage the habit of saving early in life. It offers a modest 0.4% interest rate, the ability to set up automatic savings plans, and a separate login for kids to manage their account online.

Pros
  • No monthly or service fees
  • The child gets their own client number and login
  • Earn 0.4% interest
Cons
  • No welcome bonus
  • There are other youth accounts with more perks
  • Only for children 11 years old and younger
Provinces
ALL
Eligibility
  • 11 years old or younger
  • Must open an adult savings account
  • Canadian citizen
Why You Want It
Earn 0.4% interest + Your child gets their own client number and login.
Special Features
  • Unique client number and login
  • Competitive interest rate (for youth accounts)
# Of Free Transactions
0
# Of Free Interac E-Transfers
N/A
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Interest Rate
0.01%
Maximum Interest Rate
0.01%
Balance Required For Maximum Interest Rate
N/A
3.0 Genius Rating
0.0 (0) User Reviews

With the RBC Leo's Young Savers Account, RBC clearly demonstrates that it takes children's savings accounts seriously. This isn't a huge surprise, since we're talking about one of Canada's largest and most trusted financial institutions, but sometimes these types of accounts get overlooked.

Pros
  • No monthly fees
  • Free debit transactions and Interac e-Transfers
  • Automated payments for parents
  • Access to the Mydoh app
Cons
  • Initial setup requires an appointment
  • Low interest rate
  • No ATM freebies
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
$0 monthly fee + Unlimited debit transactions and e-Transfers.
Special Features
  • Free debit transactions across Canada
  • Optional self-imposed transaction limits
  • Cash welcome bonus
# Of Free Transactions
See Issuer for Details
# Of Free Interac E-Transfers
Unlimited
Max Promotion Rate
N/A
Welcome Bonus Value
$25
Promo End Date
October 31, 2025
 

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