Financial Product Reviews
Factor is a Canadian meal subscription service that delivers fresh, ready-made, dietitian-approved meals straight to your door, helping you effortlessly and deliciously meet your nutritional and protein goals.
- Offer for new and returning customers
- Incredibly fast and convenient
- Dietitian-approved, healthy ingredients
- Meal quality is surprisingly good
- Free nutritional coaching session
- Not available in all provinces and territories
- Can be quite costly
- Full meals delivered to your doorstep, no prep work required
- Complimentary 20-minute dietitian coaching session
- Discounts available for youth, seniors, and essential workers
Chefs Plate is one of Canada's favourite meal subscription kits, offering chef-crafted meals with a wide range of options that cater to both picky eaters and adventurous foodies alike. Chefs Plate offers value and convenience by delivering recipes and fresh, pre-portioned ingredients right to your doorstep.
- Special offer for new customers
- Among the cheapest of food boxes
- Frequent promos and discounts
- Recyclable packaging
- Step-by-step photos along with instructions
- Special kits for holiday meals
- Few options for specialty diets
- Cost can be steep
- Discounts available for youth, seniors, and essential workers
- Family-friendly, vegetarian, 15-minute prep, and other recipe options available
- Easy options to skip a week or pause subscription
HelloFresh is one of Canada’s most popular meal kit subscriptions, delivering fresh, pre-portioned ingredients and a wide range of recipes right to your door. New members can take advantage of a generous welcome offer: up to 20 free meals, free shipping on the first box, and even free sides for life with the promo code below, making it easy to give the service a try. With options like vegetarian, pescetarian, high-protein, low-carb, and family-friendly meals, plus plenty of add-ons such as desserts and fresh produce, HelloFresh offers flexibility for busy households that still want home-cooked meals without the hassle.
- Offer for new members
- Environmentally friendly packaging
- HelloFresh Rewards program
- "Low Carbon Emission" meal options
- Deals of the Week sales
- Not always budget-friendly
- Lack of allergen-free options
- Vegetarian, pescetarian, high protein low carb, low calorie, and more specialty-diet recipe options available
- Discounts available for youth, seniors, and essential workers
- Plenty of add-on options, including side dishes, desserts, and fresh produce
Disney+ is one of the newer streaming platforms available in Canada, launched in November 2019. It provides classic original Disney content as well as popular programming from franchises like Marvel and Star Wars, offering its adult audiences just as much (if not more) content as its younger viewers.
- Extensive library - more than just kids' programming
- 4K streaming, offline viewing, and more
- Content ratings control
- Lots of promos from various partnerships
- Middling prices
- No free trial
- Be 18 years or older
- Multi-language subtitles/audio
- Parental controls
- Up to 7 different profiles
- Access to the latest and classic Disney content
If you're in need of your own health and dental plan because you're retired or self-employed, you have options for coverage. One of them is PolicyMe Dental And Health Insurance, which offers coverage for all Canadians.
- Plenty of different plans
- No medicals required
- Lack of long term disability plans
- No travel insurance plans
- Must have a valid provincial health card
- Age of majority in your province or territory
- 7 different plans to choose from
- Flat fee of $15
- None, but government limits may apply for regulated currencies
OFX is an international money transfer service that lets you send money in over 50 currencies to 170+ countries around the world. In some cases, your recipient can even receive their money on the same day.
- Plenty of currencies available
- Very fast transfers
- No fees for transfers over $10,000
- High fees for small amounts transferred
- Fewer options to transfer money from
Send money in over 50 currencies to 170 countries
- No fees for transfers above $10,000
- Flat fee of $15
- USD: Same day or next day
- EUR: 1-2 business days
- GBP: Same day or next day
- INR: 2 business days
- HKD: 1-2 business days
- None, but government limits may apply for regulated currencies
For full-time students, the RBC Advantage Banking for students account gives you everything you need for day-to-day banking. It’s basically the same as the popular RBC Advantage Chequing Account, but with one big perk: there are no monthly banking fees as long as you’re a full-time student. That’s extra money in your pocket for books, coffee, or the occasional late-night pizza.
- Earn Avion points on purchases
- No ATM fee at non-RBC bank machines
- Unlimited transactions and Interac e-Transfers
- Welcome bonus
- Only available to full-time students
- Automatic changeover to the RBC Advantage Chequing Account
- Be at least 13 years of age
- Enrolled as a full time student.
- Earn Avion points on debit purchases
- Save on fuel at Petro-Canada locations
Fig Financial is an all-digital loan provider with an ultra-simple application process. You can check to see if you qualify for a personal loan rate within seconds and complete the application for a loan up to $35,000 within minutes.
- They're upfront with their interest rates
- Easy to apply
- No early payment penalties
- High borrowing amounts
- Secured loans not available
- Good credit to qualify
- Age of majority in your province or territory
- Be a Canadian citizen or permanent resident
- Meet credit score requirements
- No application within the last 30 days
- No active Fig loan or recent decline within 30 days
- No bankruptcy, delinquencies, or collections
- Quick and easy online application process
- Get approved for a loan in minutes, receive funds in a few days
- No prepayment penalties
- Loan amounts range from $2,000 to $35,000
The EQ Bank Notice Savings Account is a unique new product from one of Canada's favourite challenger banks. This account rewards clients for planning ahead by offering impressively high interest rates. The details? Give 10 or 30-days’ notice before withdrawing funds and you'll earn 2.35% or 2.75%, respectively.
- Some of the highest interest rates available
- No minimum account balance
- Flexible and accessible
- Significant focus on saving vs. spending
- Requires opening an EQ Bank Personal Account
- Takes a while to access your funds
- Age of majority
- Canadian resident
- Have a SIN
- Agree to give 10 or 30 days notice before withdrawing funds in return for a higher interest rate
- No monthly fee or minimum balance requirements
There are many high interest savings accounts to consider, including the Meridian High Interest Savings Account. It offers a competitive interest rate of 0.85% and unlimited transactions for no monthly fee. This is a good choice for anyone wanting to earn a little extra on their savings and maintain access to their funds at any time.
- Get a 0.85% interest rate
- Unlimited transactions
- Access to thousands of ATMs in North America
- Open registered accounts
- Branches only in Ontario
- Lower interest rate than some high interest savings accounts
- No welcome bonus or special offers
- Live or work in Canada
- Age of majority in your province or territory
- Valid email address
- SIN for tax purposes
- Access to your mobile phone
- Available for TFSA, RRSP, FHSA, and RRIF
- Community-minded banking experience










