Financial Product Reviews
Min Monthly Fee
US$0
Max Monthly Fee
US$2.51
Number Of Users Included
6
Can Be Used For All Devices
Password protectors are a must, but they aren’t (usually) free. Enter NordPass – created by the makers of NordVPN. This basic, free password manager makes it so you no longer have to choose between security and another monthly expense.
Pros
Cons
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
A free password manager with a paid upgrade for premium plans.
Special Features
- Offers Secure Notes for securing things like WiFi passwords and alarm system codes
- Securely store your credit cards for online shopping
Min Monthly Fee
US$0
Max Monthly Fee
US$2.51
Number Of Users Included
6
Can Be Used For All Devices
Generates Passwords
Multi Factor Authentication Supported
Ability To Share Passwords With Others
Self-Directed Available
GICs Available
Mutual Funds Available
Savings Account Available
Wealthsimple’s version of the First Home Savings Account (FHSA) is a solid option that lets you hold stocks and ETFs in a single account. Wealthsimple will even cover the cost of transferring money from another institution into your new account.
Pros
- Self-directed and managed investment options
- No commission fees on stocks and ETFs
- You can transfer funds from a 3rd party for free
Cons
- Your cash doesn’t earn interest
- Limited number of investment options
Provinces
ALL
Eligibility
- Canadian resident
- 18 years old (no older than 71)
- Be a first-time home buyer
Why You Want It
Choose between self-directed or robo investing + Low fees and easy to use.
Special Features
See Issuer for Details
Self-Directed Available
Self-Directed Platform
Wealthsimple
Self-Directed Base Fee
$0
GICs Available
Types of GICs
See Issuer for Details
Mutual Funds Available
Average Mutual Fund MER
N/A
Investment PortfoliosAvailable
Investment Portfolio Fees
0.5%
Savings Account Available
Minimum Savings Account Rate
N/A
Maximum Savings Account Rate
N/A
Promotion
N/A
Promotion End Date
N/A
Minimum Balance To Waive Fee
$4,000
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$8.50
The Coast Capital Unlimited Chequing Account is a mid-tier chequing account from Coast Capital. If you're in the market for an account with unlimited day-to-day transactions****, including free e-Transfers, don't count this one out simply because it's from a credit union – it can hold its own against similar chequing accounts from much bigger banks.
Pros
- Reasonable monthly fee***
- Valuable welcome offer**
- Free ID Assist protection
- Discounts for seniors, youth, and others***
- Free cheques each year
Cons
- Unavailable in Quebec
- No free unaffiliated ATM withdrawals
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
- Be the age of majority in your province or territory
- Have a SIN
- Live in Canada (except Quebec)
- New members must purchase a minimum of $5 in membership equity shares
Why You Want It
$125 GeniusCash + New members can get $250** when they open and use an Unlimited Chequing Account.
Special Features
- Online identity theft protection and monitoring (Value $96/year)
- Free withdrawals and deposits at more than 4,000 ATMs across Canada
Minimum Balance To Waive Fee
$4,000
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$8.50
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
$250
Promo End Date
January 05, 2026
Physical Locations
Automatic Budgeting System
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
Free Cheques
Free Bank Drafts
Max Rebates For Other Accounts
N/A
Discounts For Seniors
Discounts For Youth
Other Discounts
$125 GeniusCash + New members can get $250** when they open and use an Unlimited Chequing Account.
Rate Type
Fixed Closed
Rate Guarantee (days)
120
Posted Closed Rates
- 1 year: 5.69%
- 2 years: 4.94%
- 3 years: 4.23%
- 4 years: 4.27%
- 5 years: 4.31%
- 6 years: 5.11%
- 7 years: 5.11%
- 8 years: 5.11%
- 9 years: 5.41%
- 10 years: 5.4%
The Coast Capital Closed Fixed Rate Mortgage is a product from one of the best credit unions in the country. The Coast Capital Closed Fixed Rate Mortgage has decent rates and notable features, all of which make buying a house less of a hassle.
Pros
Cons
Provinces
BC
Eligibility
- Buying property in B.C.
Why You Want It
Rates as low as 3.86%* APR on a high-ratio 5-year fixed mortgage
Special Features
See Issuer for Details
Rate Type
Fixed Closed
Pre-approval
Rate Guarantee (days)
120
Bank Prime Rate
4.45%
# Of Prepayments Allowed Per Year
1
% Of Prepayment Allowed
20%
# Of Payment Increases Allowed Per Year
N/A
Max Payment Increase Allowed
N/A
Promotion Available
4600$
Promotion End Date
See Issuer for Details
Minimum Investment
$0
Maximum Stock Fee
N/A
Maximum ETF Fee
N/A
Account Maintence Fees
$0
Moomoo Financial supports users in finding success in the stock markets by providing them with advanced tools and comprehensive data that are essential for becoming seasoned investors. Previously, such technology was limited, complex, and costly, but now, Moomoo Financial offers them at no cost to the user.
Pros
Cons
Provinces
AB, BC, MB, NB, NL, NS, ON, SK, QC, PE
Eligibility
- Have a Canadian SIN
- Be a Canadian resident
- Have a valid mobile phone number and email address
- Be the age of majority in your province or territory
Why You Want It
$65 GeniusCash + Get up to $2,200 in trading perks + Extended trading hours.Special Features
- Low-commission stock and ETF trading
- Excellent analytical and educational tools
- No account minimum
- Extended trading hours
- Nasdaq TotalView free trial
- Free level 2 market data
Types Of Accounts
- TFSA
- RRSP
- Cash, Margin
Types Of Investments
- Stocks
- ETFs
- REITs
- IPO Subscriptions
- Stock Options
Minimum Investment
$0
Email Support
Live Chat Support
Phone Support
Minimum Stock Fee
$1.49
Maximum Stock Fee
N/A
Minimum ETF Fee
$1.49
Maximum ETF Fee
N/A
Active Trader Stock Fee Per Trade
N/A
Cover Transfer Fees?
Minimum Deposit To Cover Transfer Fee
$0
Maximum Covered Transfer Fee
N/A
Withdrawal Fees?
Account Maintence Fees
$0
Inactivity Fee Amount
$0
Promotion Description
$2,000 rebate commission stock cash coupon card and up to $300
Promotion Max Value
$2,300
Promotion Requirements For Max Value
$2,000
Promotion End Dates
N/A
$65 GeniusCash + Get up to $2,200 in trading perks + Extended trading hours.
Minimum Monthly Fee
N/A
Maximum Monthly Fee
N/A
Free Trial Length (Days)
N/A
Anyone who's shopped for a new or used car knows what a pain it can be to visit multiple dealerships and scour online ads trying to find the best deal.
Pros
Cons
Provinces
NB, NS, ON, PE, BC
Eligibility
See Issuer for Details
Why You Want It
Browse 100s of vehicles with CarFax reports completely online.
Special Features
- Entire process is completed online
- Financing available
- Home delivery available
- 10-day money-back guarantee
Minimum Monthly Fee
N/A
Maximum Monthly Fee
N/A
Free Trial Length (Days)
N/A
Type of App
N/A
Available On Windows Desktop?
Available On MacOS
Available On Linux
Available On Android
Available On iOS
Email Support
Live Chat Support
Phone Support
Minimum Monthly Fee
N/A
Maximum Monthly Fee
N/A
Free Trial Length (Days)
N/A
Sell to Clutch is shaking up the used car industry by making the process exponentially easier for sellers and buyers – with hundreds of cars to browse and none of the classic dealership-lot hassles.
Pros
Cons
Provinces
NB, NS, ON, PE, BC
Eligibility
See Issuer for Details
Why You Want It
Pay an average of 6% less for a new car + Completely online process
Special Features
- Entire process is completed entirely online
- Cross-province sales
- No mileage restrictions
Minimum Monthly Fee
N/A
Maximum Monthly Fee
N/A
Free Trial Length (Days)
N/A
Type of App
N/A
Available On Windows Desktop?
Available On MacOS
Available On Linux
Available On Android
Available On iOS
Email Support
Live Chat Support
Phone Support
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
10
Monthly Fee
$6.00
The RBC Digital Choice Business Account Package is an excellent account choice for a business bank account and is best suited for companies who primarily like to use online and mobile banking for most of their business banking. RBC also has an impressive list of recommended services for businesses.
Pros
- Unlimited debit and credit electronic transactions
- Unlimited Moneris deposits
- Unlimited electronic cheque deposits
- Access to other business services
- Petro-Canada fuel savings
Cons
- Limited Interac e-Transfers
- Fees for cash and paper deposits
- ATM fees
Provinces
ALL
Eligibility
- Canadian citizen
- Age of majority
- Have a business registered in Canada
Why You Want It
$100 GeniusCash + Unlimited business banking features for only $6/monthSpecial Features
- Unlimited electronic debit and credit transactions
- Unlimited Moneris deposits
- 10 FREE Interac e-Transfer transactions
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
10
Monthly Fee
$6.00
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
$1.50
Maximum Credit Card Annual Fee Waiver
N/A
Maximum Welcome Bonus
N/A
Promo End Date
N/A
Physical Locations
Automatic Budgeting System
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
Free Cheques
Free Bank Drafts
Max Rebates For Other Accounts
N/A
Discounts For Seniors
Discounts For Youth
Other Discounts
$100 GeniusCash + Unlimited business banking features for only $6/month
Mid-market Exchange Rate?
Hidden Fees?
Example Fees For $1,000
- From 0.33%, fees vary by currency
Transfer Limits
- Depends on country, CAD to CAD is unlimited
If your business operates in multiple currencies, a Wise Business Account can be a cost-effective and transparent solution. It lets you send money to over 160 countries in more than 40 currencies, accept client payments in up to 9 currencies, and always benefit from the real mid-market exchange rate—without hidden fees. With low, clearly listed transfer costs and flexible options like debit, credit, and bank transfers, Wise makes international business banking straightforward and affordable.
Pros
- Low and completely transparent fees
- More than 40 currencies available
- Real exchange rates
- Comes with a debit card
Cons
- No cash deposits or transactions
- Limited customer support channels
Provinces
ALL
Eligibility
- Be a sole trader, freelancer, limited or public company, partnership, charity, or trust
Why You Want It
Send funds to 160+ countries in 40+ currencies + Get real exchange rates.
Special Features
See Issuer for Details
Mid-market Exchange Rate?
Hidden Fees?
Example Fees For $1,000
- From 0.33%, fees vary by currency
Example Transfer Speed For $1,000
- 24 hours
Debit Transfer?
Credit Transfer?
Bank Account Transfer?
Paypal Transfer?
Transfer Limits
- Depends on country, CAD to CAD is unlimited
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$16.95
The Coast Capital Elevate Chequing Account is a premium chequing account with a reasonable monthly fee and several interesting perks. With a credit card rebate, free access to the Coursera learning platform, and a couple ways to reduce the monthly fee, this account has a lot going for it.
Pros
- Monthly fee discounts available****
- Annual fee rebate on select Coast Capital credit cards
- 50 free cheques annually
- Free ID protection and password manager
- Free access to Coursera***
Cons
- Limited unaffiliated ATM withdrawals and slightly higher ATM fee
- Not available in Quebec
Provinces
AB, BC, MB, NB, NL, NU, NT, NS, ON, PE, SK, YT
Eligibility
- Have a SIN
- Age of majority in your province
- Live in Canada (except Quebec)
- New members must purchase a minimum of $5 in membership equity shares
Why You Want It
$125 GeniusCash + New members can get $400** when they open and use an Elevate Chequing Account.
Special Features
- Free access<sup>***</sup> to Coursera's global learning platform (Value $538/year)<sup>*</sup>
- Free identity theft protection and password manager with ID Assist
- New members must purchase a minimum of $5 in membership equity shares
- 2 free Interac network Canadian ATM withdrawals per month<sup>†</sup>
- 3 free International ATM withdrawals per year<sup>††</sup>
Minimum Balance To Waive Fee
N/A
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$16.95
Excess Transaction Fee
N/A
Excess Interac E-Transfer Fee
N/A
Maximum Credit Card Annual Fee Waiver
$50
Maximum Welcome Bonus
$400
Promo End Date
January 05, 2026
Physical Locations
Automatic Budgeting System
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
Free Cheques
Free Bank Drafts
Max Rebates For Other Accounts
N/A
Discounts For Seniors
Discounts For Youth
Other Discounts
$125 GeniusCash + New members can get $400** when they open and use an Elevate Chequing Account.
Top-rated financial products
GC: $50
BMO Premium Chequing Account
$50 GeniusCash + $700 in cash + a Walmart Delivery Pass Subscription for up to 12 months*. *T&Cs apply.GC: $100
Scotiabank Ultimate Package
$100 GeniusCash + Get up to a $700* welcome bonus + Up to $150 annual credit card fee waivers.
Square One Landlord Insurance
Get an online quote quickly + Choose from personalized coverage options.
Square One's home insurance
Rates start as low as $12 per month + Coverage is fully customizable and online.
GC: $100
Spring Financial Loans
$100 GeniusCash + Interest rates as low as 9.99% + No prepayment fees.
Coast Capital Closed Fixed Rate Mortgage
Rates as low as 3.86%* APR on a high-ratio 5-year fixed mortgage
GC: $100
Kraken
$100 GeniusCash + Invest and trade in more than 350 cryptocurrencies + Low trading fees.
