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4.7 Genius Rating
0.0 (0) User Reviews

Need some data while travelling? An eSIM plan is a must to avoid high international roaming charges from your Canadian mobile carrier. Saily eSIM gives you access to much cheaper international data rates than what your carrier can provide you when outside of Canada.

Pros
  • Cheap fixed plans
  • Unlimited plans available
  • Plans available for most of the planet
  • Extra security
Cons
  • Prices are in U.S. dollars
  • No short plans
Provinces
ALL
Eligibility
N/A
Why You Want It
Cheap data plans in over 200 countries + Bonus security features
Special Features
See Issuer for Details
Cost of a 3 day plan (United States)
See Issuer for Details
Cost of a 7 day plan (United States)
See Issuer for Details
Cost of a 30 day plan (United States)
See Issuer for Details
Cost of a 3 day plan (Europe)
See Issuer for Details
Cost of a 7 day plan (Europe)
See Issuer for Details
Cost of a 30 day plan (Europe)
See Issuer for Details
Unlimited Data Plans Available
No
Number Of Countries
See Issuer for Details
GB included on 7 day plan
See Issuer for Details
GB included on 30 day plan
See Issuer for Details
Can customize plan length
No
 
Monthly Fee
$34.95
Which Credit Bureau?
Equifax
Credit Score Access?
Yes
Credit Report Access?
Yes
2.1 Genius Rating
0.0 (0) User Reviews

Equifax Complete Protection (not to be confused with Equifax Complete Premier) takes your digital information security to another level completely. It includes the usual credit monitoring services you'd expect from Equifax, including credit alerts, daily updates of your credit score and report, and help with ID theft recovery. But it includes much more – VPN access from NordVPN, password manager from NordPass, and social media monitoring, parental controls, and even notifies you if your personal data has been leaked online.

Pros
Cons
  • High monthly fee
  • Does not monitor Transunion
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Get your social media monitored, device protection, a VPN and password manager + Up to $1 million in ID theft insurance.
Special Features
  • Daily access to credit score and report
  • ID theft coverage
Monthly Fee
$34.95
Which Credit Bureau?
Equifax
Credit Score Access?
Yes
Credit Report Access?
Yes
Update Frequency
Daily
Mobile App
Yes
 
Monthly Fee
$10
Which Credit Bureau?
Equifax
Credit Score Access?
Yes
Credit Report Access?
No
2.1 Genius Rating
0.0 (0) User Reviews

If you're in need of building your credit, Kikoff can do just that. For a monthly fee of $10, Kikoff builds your credit & reports it to Equifax. Turn on autopay to make on-time payments each month, and then watch your credit grow.

Pros
  • Reasonable monthly fee
  • See your credit progress
  • Cancel when you like
Cons
  • Only reports to 1 credit bureau
  • No access to your credit report
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Get help building your credit for a low monthly fee.
Special Features
  • Builds your credit
  • No credit check
  • No hidden fees or interest
Monthly Fee
$10
Which Credit Bureau?
Equifax
Credit Score Access?
Yes
Credit Report Access?
No
Update Frequency
Monthly
Mobile App
Yes
 
5.0 Genius Rating
0.0 (0) User Reviews

An eSIM for travel is a must if you need data while you're travelling. And they're much cheaper than paying for your own cell phone plan's roaming rates. Holafly offers competitive prices for unlimited data plans all over the world.

Pros
  • Competitive plans
  • No shortage of destinations
  • Regional plans
  • Customize the length of your plan
  • Multilingual 24/7 customer service
  • Hotspot capabilities in over 200 destinations
Cons
  • Only offers unlimited data plans
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Access international data plans starting at $2 a day
Special Features
See Issuer for Details
Cost of a 3 day plan (United States)
See Issuer for Details
Cost of a 7 day plan (United States)
See Issuer for Details
Cost of a 30 day plan (United States)
See Issuer for Details
Cost of a 3 day plan (Europe)
See Issuer for Details
Cost of a 7 day plan (Europe)
See Issuer for Details
Cost of a 30 day plan (Europe)
See Issuer for Details
Unlimited Data Plans Available
No
Number Of Countries
See Issuer for Details
GB included on 7 day plan
See Issuer for Details
GB included on 30 day plan
See Issuer for Details
Can customize plan length
No
 
Minimum Interest Rate
N/A
Maximum Interest Rate
2.5%
Balance Required For Maximum Interest Rate
N/A
3.4 Genius Rating
0.0 (0) User Reviews

The Neo Cash Account for Youth is a kids account from one of Canada's top online banking institutions, offering a very impressive interest rate and many other valuable features. Since this is technically a hybrid account, teens can use the accompanying JA Money Card to spend and earn cash back whenever they like, all while earning a high interest rate.

Pros
  • Highest interest rate in Canada for youth
  • No monthly fee
  • Comes with a JA Money Card
  • Unlimited transactions that earn cash back
  • Valuable budgeting and savings tools
Cons
  • No option to deposit cash
  • No branch access
Provinces
ALL
Eligibility
  • Be a Canadian resident
  • Have a Canadian SIN
  • Age 13+ (14+in Quebec)
Why You Want It
High interest rate + Prepaid Mastercard with unlimited transactions.
Special Features
  • Highest interest rate available for kids/youth
  • Accompanying debit Mastercard, the JA Money Card
  • Instant virtual JA Money Card
  • Cash back on spending
  • Personalized savings goals with names and icons
# Of Free Transactions
Unlimited
# Of Free Interac E-Transfers
N/A
Max Promotion Rate
N/A
Welcome Bonus Value
N/A
Promo End Date
N/A
 
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
4.3 Genius Rating
0.0 (0) User Reviews

The Scotiabank Preferred Package for Students and Youth is one of the best chequing accounts for students. It's basically the Scotiabank Preferred Package, except this version has no monthly fee. To qualify, you simply need to be under the age of 23 or be enrolled at a post-secondary institution.

Pros
  • Unlimited transactions
  • Earn rewards on debit purchases
  • No monthly fee
  • Get $175 with a new account
Cons
  • Only for youth and students
Provinces
ALL
Eligibility
  • Age of majority
  • Enrolled in a post secondary institute in the US or Canada
Why You Want It
$50 GeniusCash + Get up to a $175* welcome bonus + Earn Scene+ points on all debit purchases.
Special Features
  • No monthly fee.
  • Earn Scene+ points on debit transactions
Minimum Balance To Waive Fee
$0
# Of Free Monthly Transactions
Unlimited
# Of Free Monthly Interac E-Transfers
Unlimited
Monthly Fee
$0.00
Excess Transaction Fee
$0.00
Excess Interac E-Transfer Fee
$0.00
Maximum Credit Card Annual Fee Waiver
$150
Maximum Welcome Bonus
$175
Promo End Date
July 31, 2025
Physical Locations
Yes
Automatic Budgeting System
Yes
Minimum Interest Rate
N/A
Earn Rewards On Debit Purchases
Yes
Free Cheques
No
Free Bank Drafts
No
Max Rebates For Other Accounts
N/A
Discounts For Seniors
No
Discounts For Youth
Yes
Other Discounts
No
 
Estimated # Of Servers
20,358
# Of Connections At Once
6
Minimum Price Per Month
$3.19
Maximum Price Per Month
$9.99
3.0 Genius Rating
0.0 (0) User Reviews

A VPN is a reliable option to help protect your data on the internet. Mysterium VPN offers a decentralized alternative to traditional VPNs, helping you stay private and protected with real IP diversity from over 100 countries. Ideal for crypto users, travelers, and anyone who values online freedom.

Pros
  • Excellent pricing
  • Many, many servers
  • No-logs policy & strong encryption
  • Built on decentralized tech
Cons
  • Not available on all devices
  • Limited trial
  • User interface experience
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Decentralized alternative to traditional VPNs + 100 Country IP Diversity for anonymous browsing
Special Features
  • Decentralized network of 19,000+ residential nodes
  • Global IP coverage in more than 100 countries
  • Optimized for crypto users and gamers
  • 24/7 customer support team
  • Open-source protocol with robust encryption
Estimated # Of Servers
20,358
# Of Connections At Once
6
Minimum Price Per Month
$3.19
Maximum Price Per Month
$9.99
Plan Length Required To Get Min Price Per Month (Years)
2
Money-Back Guarantee Length (Days)
7
Available On Windows
Yes
Available On MacOS
Yes
Available On Android
Yes
Available On IOS
Yes
 
Estimated # Of Supported Cryptocurrencies
200
Supports CAD?
Yes
Standard Maker Fee
0.4%
Standard Taker Fee
0.6%
5.0 Genius Rating
0.0 (0) User Reviews

Coinbase is one of the best cryptocurrency exchanges in Canada. With Coinbase, you'll get access to a wide variety of cryptocurrencies, no fee deposits when you use Interac e-Transfers, and trader discounts when you exchange more than $10K per month.

Pros
  • Plenty of cryptocurrencies to trade
  • Offers staking available
  • Fee discount for high-volume traders
  • No fee Interac e-Transfers
  • Free educational resources
Cons
  • High maker/taker fees
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
$75 GeniusCash + Trade over 200 cryptocurrencies + Includes offers staking
Special Features
  • Trade over 200 cryptocurrencies
  • Offers Staking available
  • Fee discount for high-volume traders
  • Free educational resources
Estimated # Of Supported Cryptocurrencies
200
Supports Bitcoin?
Yes
Supports Ethereum?
Yes
Supports Litecoin?
Yes
Supports XRP?
Yes
Estimated # Of Supported Fiat Currencies
240
Supports CAD?
Yes
Supports USD?
Yes
Standard Maker Fee
0.4%
Standard Taker Fee
0.6%
Active Trader Discounts Available?
Yes
Interac E-Transfer Deposit Fee
0%
Wire Transfer Deposit Fee
1%
Available On Desktop?
Yes
Available On IOS?
Yes
Available On Android?
Yes
Offers Staking
Yes
 
Minimum Monthly Fee
$14.33
Maximum Monthly Fee
$57.33
Free Trial Length (Days)
N/A
4.2 Genius Rating
0.0 (0) User Reviews

DeleteMe is perfect for those who value data privacy. DeleteMe automatically searches and removes your personal information from over 750 data broker sites to help eliminate spam, reduce the risk of identity theft, and minimize the risk of having your personal data exposed.

Pros
  • Data removal from over 750 sites
  • 20% discount with code Partner20
  • Plans for 1 to 4 people
  • Live chats with advisors
  • 100% satisfaction guarantee
Cons
  • High monthly fee
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
$10 GeniusCash + Save 20% on your plan with promo code Partner20
Special Features
  • Data removal from over 750 sites
  • Free preliminary scan and 100% satisfaction guarantee
Minimum Monthly Fee
$14.33
Maximum Monthly Fee
$57.33
Free Trial Length (Days)
N/A
Type of App
Password Manager
Available On Windows Desktop?
Yes
Available On MacOS
Yes
Available On Linux
Yes
Available On Android
Yes
Available On iOS
Yes
Email Support
Yes
Live Chat Support
Yes
Phone Support
Yes
 
Mid-market Exchange Rate?
Yes
Hidden Fees?
No
Example Fees For $1,000
  • USD: $3.87
  • INR: $3.03
  • AUD: $3.87
  • GBP: $3.87
  • JPY: $10.33
Transfer Limits
  • $5,000 daily
  • $15,000 monthly
3.0 Genius Rating
0.0 (0) User Reviews

Instead of standing in line at the bank, KOHO International Money Transfer offers easy, reliable international money transfers with no hidden fees, lightning-fast 30-minute money transfers to a number of countries, and excellent exchange rates.

Pros
  • Low, transparent fees
  • Live exchange rates
  • Fast transfer times
Cons
  • Transfer limits
  • Requires a KOHO prepaid card
Provinces
ALL
Eligibility
See Issuer for Details
Why You Want It
Get access to cheap and quick international money transfers from a KOHO account.
Special Features
  • Live exchange rates
Mid-market Exchange Rate?
Yes
Hidden Fees?
No
Example Fees For $1,000
  • USD: $3.87
  • INR: $3.03
  • AUD: $3.87
  • GBP: $3.87
  • JPY: $10.33
Example Transfer Speed For $1,000
  • USD: 2 days
  • INR: 30 mins
  • AUD: 2 days
  • GBP: 30 mins
  • JPY: 2 days
Debit Transfer?
Yes
Credit Transfer?
No
Bank Account Transfer?
Yes
Paypal Transfer?
No
Transfer Limits
  • $5,000 daily
  • $15,000 monthly
 

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