Instead of standing in line at the bank, KOHO International Money Transfer offers easy, reliable international money transfers with no hidden fees, lightning-fast 30-minute money transfers to a number of countries, and excellent exchange rates.
Like all KOHO products, you’ll need to have a KOHO Prepaid card to access it. The fee can be waived by keeping a direct deposit active on the account.
What you get with KOHO International Money Transfer
Here are the features of KOHO International Money Transfer.
Verified on Sep 10, 2025
Why You Want It
Get access to cheap and quick international money transfers from a KOHO account.
Special Features
- Live exchange rates
Provinces
ALL
Features
Mid-market Exchange Rate?
Hidden Fees?
Example Fees For $1,000
- USD: $3.87
- INR: $3.03
- AUD: $3.87
- GBP: $3.87
- JPY: $10.33
Example Transfer Speed For $1,000
- USD: 2 days
- INR: 30 mins
- AUD: 2 days
- GBP: 30 mins
- JPY: 2 days
Debit Transfer?
Credit Transfer?
Bank Account Transfer?
Paypal Transfer?
Transfer Limits
- $5,000 daily
- $15,000 monthly
Our rating for KOHO International Money Transfer: 3.0 stars
There's good and a little bad with KOHO International Money Transfer. The good? The fees are low (and none of them are hidden) and the transfer times are quite good, with many currencies offering same-day transfer completion.
But, you'll be faced with restrictions on how much you can transfer – only $1,000 per day up to $5,000 per month – and it's not a standalone product. You'll need to have a KOHO prepaid card to use it.
Rating methodology
When comparing products, we look at each feature of international money transfers and compare them to other services. We give each feature a score out of 5 based on how they compare. We run all these numbers through our algorithm to produce a final score out of 5.
Learn more about our rating methodology.
What's good about KOHO International Money Transfer
Here's what KOHO International Money Transfer has to offer.
Pros
Low, transparent fees
KOHO is very upfront with its fees. Simply enter how much you want to transfer and the currency, and you'll get KOHO's fee to complete your transfer. KOHO doesn't list its specific fees, but we checked by transferring $1,000 to various currencies and the fee typically fell in the range of $3.00 to $11.00.
Live exchange rates
KOHO uses the live exchange rate for your transfer, which means you won’t have to worry about the hidden fees that other services tend to include.
Fast transfer times
Transfer times with KOHO International Money Transfer are very quick. With many currencies, such as INR, your recipient can receive their money in as little as 30 minutes. The typical transfer length is 2 days, which applies to common currencies like USD and GBP.
What to watch out for with KOHO International Money Transfer
Here are two things to think about with KOHO International Money Transfer.
Cons
Transfer limits
KOHO has some strict limits on how much you can transfer. You'll be limited to sending $5,000 per day, with a monthly limit of $15,000.
Requires a KOHO prepaid card
This is not a standalone service. To access it, you'll be required to have a KOHO prepaid card. The minimum fee for this card can be waived by maintaining a direct deposit to the account. This is also the only way you can transfer money – from a KOHO account.
Best alternatives to KOHO International Money Transfer
Here are some other international money transfer services in Canada and how they compare to KOHO’s offering:
 |  |  |  | |
|---|---|---|---|---|
| Account | KOHO International Money Transfer | Western Union Money Transfer | Wise | Xoom |
| Genius Rating | ||||
| Why You Want It | Get access to cheap and quick international money transfers from a KOHO account. | Send money online or in-store + Over 2,700 stores across the country. | Global money transfers that are up to 8x cheaper than banks + No hidden fees. | 4 different delivery methods available + Money-back gurantee. |
| Mid-market Exchange Rate? | | | | |
| Hidden Fees? | | | | |
| Example Fees For $1,000 |
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| Example Transfer Speed For $1,000 |
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| Debit Transfer? | | | | |
Show More | ||||
| Apply Now See more KOHO products Compare | Apply Now See more Western Union products Compare | Apply Now See more Wise products Compare | Learn More See more Paypal products Compare |
KOHO International Money Transfer frequently asked questions
What is the typical fee for KOHO International Money Transfer?
Based on transferring $1,000 to various countries, we found KOHO International Money Transfer charges fees between $3 to $11. KOHO doesn't provide a list of its exact fees as they are based on both the sending amount as well as the destination country. However, KOHO International Money Transfer doesn't have any hidden or surprise fees.
What are the transfer limits for KOHO International Money Transfer?
KOHO limits the amount you can transfer to $5,000 per day with a monthly maximum of $15,000.
How can you send money with KOHO International Money Transfer?
A KOHO prepaid card is required to access KOHO International Money Transfer. KOHO does offer an Essential plan for $0/mo, but you can also upgrade to the Extra plan for $12/mo which waives foreign transaction fees in addition to other benefits.
What is the KOHO International Money Transfer exchange rate?
The KOHO International Money Transfer uses live exchange rates for every international money transfer that you make, which will be a competitive rate on par with what other banks or institutions might charge for most countries.
Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.
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