App Exclusive: $150 GeniusCash on the #1 no FX fee Visa in Canada!
  • About Swagbucks
    • Swagbucks features
  • Swagbucks product rating: 2.7 stars
  • The pros of Swagbucks
  • The cons of Swagbucks
  • Swagbucks alternatives
  • FAQ
moneyGenius Team
Written and Edited By
Melanie Pitman
Expert Reviewed By

Earning gift cards and extra cash is pretty simple with Swagbucks. In fact, it's one of the most popular cash back sites out there. By completing tasks and doing everyday things – like surfing the net, playing games, shopping online, etc. – you can earn gift cards, PayPal cash, and other sweet prizes.

But you can't make a living with Swagbucks – you definitely won't be hitting the jackpot or getting rich by any stretch of the imagination. Whether or not it's worth your time to sift through the sometimes overly-lengthy videos and surveys is up to you.

Swagbucks features

Take a look at Swagbucks' list of features.

Swagbucks
2.7
Genius Rating
Why You Want It
Earn free gift cards for shopping online + Also earn for web searches and games.
Eligibility
  • Age 13+
Provinces
ALL
Features
Monthly Fee
N/A
Mobile App
Yes
Available Retailers Estimate
1,500
Pay Via Cheque?
No
Pay Via PayPal?
Yes
Pay Via Amazon?
Yes
Pay Via Gift Cards?
Yes
Pay Via Electronic Fund Transfer?
No
Minimum Balance To Cash Out
$1
Pay Frequency
Whenever you want
Limited Payment Wait
N/A
Welcome Bonus
$10
Welcome Bonus End Date
N/A
Refer A Friend Offer
$3
Compare

Swagbucks product rating: 2.7 stars

It's obvious how Swagbucks has earned its 2.7 Genius Rating – there's very low minimum cash out amount of $3 (300 points), no caps on what you can earn, and plenty of ways to earn. It's not a perfect system, but it essentially offers users money for very little effort so…we're impressed.

Rating methodology

To calculate our Genius Ratings, we compare the features of the account or product in question with other similar products in Canada. We give each feature a score out of 5 based on that comparison. Once we’ve rated all the features, we run them through our proprietary algorithm to produce a final rating out of 5.

Learn more about our rating methodology.

The pros of Swagbucks

Here are a few of the things you'll love about Swagbucks.

Pros

pro A surprisingly long list of ways to earn

You might be surprised to learn that it's not just a survey site. You can earn cash back by shopping at popular retailers via Swagbucks' links, downloading mobile apps and games, signing up for featured services, accepting free brand samples, and more…plus, yes, by responding to polls and surveys.

pro Opportunities for bonuses

New Swagbucks users get a $10 bonus when they spend $25 (in one transaction) on any item from an eligible merchant in an eligible category. Plus, each user who refers a new user earns 10% of the referral's earnings – and a 300-point bonus if the referred user earns 300 points within their first 30 days. AND users earn another 100-point bonus if they use their Swagbutton to refer someone and the referral also installs the Swagbutton.

pro Impressive list of gift card options

When Swagbucks says they have gift cards, they're not joking. Some of the gift cards available to use when cashing out include cards from Indigo, Walmart, Amazon, Esso, Tim Hortons, Bass Pro Shops, Best Buy, and Nintendo. At the time of writing, there were 32 pages of gift cards to choose from, in varying denominations.

pro Handy browser extension

By adding the Swagbutton to your browser, users receive notifications whenever they're on a site with participating sales, coupons, and/or cash back offers from Swagbucks. This saves a significant amount of time and effort looking for deals.

Compare
Get up to $250 in GeniusCash cash back<sup>*</sup>
Get paid real cash when you find the best financial products for you.
Join over 50,000 Canadians
Subscribe to our weekly newsletter and stay in the know.
250+ pages of money-saving tips for FREE
Your one-stop-shop for all the practical tips you need.

The cons of Swagbucks

The grass isn't always greener, though. Here are some areas where Swagbucks could do better.

Cons

con No cheque or e-Transfer options for cash-out

Yes, there are a lot of gift card options, and yes, cashing out with PayPal is pretty handy. But really, isn't an Interac e-Transfer the height of convenience? And some people just want a cheque, which is a pretty simple concept. It seems an oversight that Swagbucks doesn't offer these.

con Harder, longer tasks sometimes have small payouts

There doesn't seem to be any rhyme or reason to the number of points attached to any given Swagbucks offer. Some surveys that take forever and ask extremely detailed questions reward you with a pittance, but you might be showered with points for responding to a poll that took next to no time at all.

con Limited global availability

Maybe we're reaching here, but you'd think that a cash back site this popular and profitable would have more of a global presence. As it is, Swagbucks is only available in 11 countries, including Canada and the U.S. You could always bypass these restrictions by using a VPN.

Swagbucks alternatives

You can see here how Swagbucks stacks up against the competition.

SwagbucksGeniusCashRakutenGreat Canadian Rebates
AccountSwagbucksGeniusCashRakutenGreat Canadian Rebates
Genius Rating2.74.65.03.1
Why You Want ItEarn free gift cards for shopping online + Also earn for web searches and games.Earn up to $250 in bonus cash back + Level up your money & rewards.Earn cash back with over 750 retail partners + $5 sign up bonus.Get a $3 sign up bonus + Refer a friend and earn 25% of their rewards.
Monthly FeeN/A$0$0$0
Mobile AppYesNoYesYes
Available Retailers Estimate1,50020750900
Pay Via Cheque?NoNoYesNo
Pay Via PayPal?YesYesYesYes
Apply Now
See more Swagbucks products
Compare
Apply Now
See more GeniusCash products
Compare
Learn More
See more Rakuten products
Compare
Learn More
See more Great Canadian Rebates products
Compare
 

FAQ

What is Swagbucks?

Swagbucks is a cash back site that offers users various opportunities to earn. You'll earn points for filling out surveys, responding to polls, shopping through their online links, and more. The options for cashing out include PayPal cash and a variety of gift cards.

Is Swagbucks legit?

Yes, Swagbucks is a legitimate online service that truly does provide cash back in various forms to its users. It's been around since 2008 and has evolved in many ways since its early days. You can read more about its features here.

Can I use Swagbucks in Canada?

Yes, Swagbucks is available in Canada as well as a variety of other countries. It's also available in the U.S., parts of the U.K., and various other countries across the globe.

Compare

Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.

Hot Money Deals This Month

Ratings & Reviews

2.7
Genius Rating
 
0.0
0 total review(s)
5 Star
0%
0%
4 Star
0%
0%
3 Star
0%
0%
2 Star
0%
0%
1 Star
0%
0%

No reviews yet. Be the first to review this product by clicking on the stars above.

Write a Review

Select the usability:
Easy To Use
Okay To Use
Hard To Use
Select your overall star rating below:
Cancel
You can select up to 10 products to compare