Manulife offers a variety of supplemental health insurance options for individuals and employers, including health, dental, disability, critical illness, and more. Health insurance can be expensive, but the added peace of mind it provides is usually worth it, as you'll know you're covered in the event that some catastrophe occurs.
Manulife health insurance is also highly customizable, allowing you to create an insurance package that works best for you and your family. This can include coverage that will replace your income, cover your mortgage and debts, and even provide dental insurance at affordable rates. They even offer special rates for families with 3 or more children, which can save you even more.
Manulife health insurance features
Let's take a look at an overview of what Manulife health insurance can offer you.
Why You Want It
Earn rewards with Manulife Vitality + Special rates for familes.
Special Features
- Can include catastrophic coverage
- Earn Manulife Vitality reward points on your premiums
- Special family rates
Eligibility
- Canadian citizen
- Age of majority
Provinces
ALL
Features
Allows Customization?
Dental
Vision
Paramedical
Prescription
Travel Coverage
Hospital Room Coverage
Accidental Death And Dismemberment
Short-term Disability
Long-term Disability
Manulife health insurance product rating: 4.4 stars
Manulife offers a comprehensive array of health insurance coverage that you can customize to meet the needs of you and your family. Pretty much anything you could want is available, although the costs will vary depending on the package you choose and your personal health and medical history.
That said, Manulife is worth taking a look at – if you go to their website, you can request quotes for a number of options, or request to speak to a representative for a more personal touch.
Rating methodology
To calculate our Genius Ratings, we compare the features of the account or product in question with other similar products in Canada. We give each feature a score out of 5 based on that comparison. Once we’ve rated all the features, we run them through our proprietary algorithm to produce a final rating out of 5.
Learn more about our rating methodology.
The pros of Manulife health insurance
Here are a few of the things that you can love about Manulife life insurance.
Pros
Options for most health insurance needs
Whether you're looking for a basic health and dental plan or need more specialized disability and long-term care insurance, Manulife has you covered. In total, we counted 11 plans (each further customizable) in 4 main categories: health and dental, disability, long term care, and critical illness.
Earn rewards and save money with Manulife Vitality
With Manulife Vitality, you can create an account to track your healthy choices you make during the day (like walking or going to the dentist) – and earn rewards for taking care of yourself. The more rewards you earn, the higher your Vitality status grows. And higher Vitality status means more rewards!
Emergency medical travel coverage available with the FollowMe plan
If you go with the FollowMe health and dental plan, you could get 15 - 30 days of emergency medical travel coverage. This means you can save some money when buying travel insurance for your next trip – since your health insurance can follow you where you go.
Get special rates for families with 3 or more children
If you have 3 or more children, you can qualify for special rates which can help you save big on your Manulife health insurance plans.
The cons of Manulife health insurance
But there are a couple things to keep an eye out for as well.
Cons
The options can be overwhelming
While having 11 (possibly more) plans to choose from certainly is a bonus as far as flexibility goes, it also means there's a lot more information to sift through. Trying to keep track of what each plan includes, doesn't include, and each can have added to it – on top of a rather busy, text-heavy website – can certainly be exhausting.
Always make sure to shop around
In our tests, Manulife has given decent quotes – but this can vary greatly depending on your own situation. Always make sure to get quotes from a number of different places before committing to any.
Manulife health insurance alternatives
Here's how Manulife health insurance compares to other health insurance providers you can find in Canada.
 |  |  |  | |
|---|---|---|---|---|
| Account | Manulife Health Insurance | PolicyMe Dental And Health Insurance | Blue Cross Health Insurance | Sun Life Health Insurance |
| Genius Rating | ||||
| Why You Want It | Earn rewards with Manulife Vitality + Special rates for familes. | Extensive selection of health and dental plans. | Get comprehensive health care coverage + Recognized insurance provider. | Get help from a virtual advisor + Choose from 3 personal health plans. |
| Allows Customization? | |  | | |
| Dental | | | | |
| Vision | | | | |
| Paramedical | | | | |
| Prescription | | | | |
Show More | ||||
| Get a quote See more Manulife products Compare | Get a quote See more PolicyMe products Compare | Learn More See more Blue Cross products Compare | Learn More See more Sun Life products Compare |
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FAQ
Is Manulife health insurance good?
Manulife health insurance is one of your best options in Canada, giving you plenty of options and customizable plans. Just be sure to get a quote from several different health insurance providers before making your decision – you'll never know which can get you the best rate combined with the best service.
What are the Manulife health and dental insurance plans?
Manulife has 3 different health and dental insurance plans: Flexcare, FollowMe, and Health & Dental Guaranteed Issue Enhanced insurance. Flexcare is designed to be more affordable, whereas FollowMe can include emergency medical travel insurance and guaranteed acceptance plans. Learn more about Manulife health insurance here.
How much does Manulife health insurance cost?
This depends on a number of factors, so your best bet is to get a quote from Manulife through their website. The process only takes a few minutes and will give you the closest estimation to your actual costs.
Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.
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