The Home Accessibility Tax Credit (HATC) is intended to help seniors and those living with a disability who reside in a home that is unsafe for them in terms of basic accessibility. It allows applicants to claim expenses related to renovating their home to make it more accessible and safer for them to live.
The Canadian government introduced this tax credit in 2015 and the annual expense limit doubled in 2022 to $20,000 from $10,000. The actual credit is up to $3,000.
Find out who qualifies, how much the credit is worth, and more below.
How much is the Home Accessibility Tax Credit worth?
In 2025, the maximum value of eligible expenses that can be used as part of a person’s Home Accessibility Tax Credit claim is $20,000, which can give you up to a $3,000 tax credit. Prior to 2022, the maximum expense limit was capped at $10,000.
The tax credit is calculated by taking the lowest federal personal income tax rate (currently 15%) and multiplying it by the amount of eligible expenses under $20,000.
Total expenses * 0.15 = Value of tax credit
Here’s a breakdown how much you’ll earn in tax credits based on your expense amount:
| Amount claimed in eligible expenses | Tax credit earned |
|---|---|
| $20,000 | $3,000 |
| $10,000 | $1,500 |
| $5,000 | $750 |
Who is eligible for the Home Accessibility Tax Credit?
To qualify for the Home Accessibility Tax Credit, you must:
- be eligible for the disability tax credit
- Be over 65 years of age
You can also have someone else claim the HATC on your behalf. These are usually loved ones, such as a spouse or partner, or close family member.
In addition to being a qualified individual, your property and renovation must be eligible.
For more information, see: Eligibility for home accessibility expenses.
What expenses can you claim with the Home Accessibility Tax Credit?
The HATC is intended to cover expenses and labour associated with fixtures that will be permanently added to your residential property. Keep all receipts and documentation related to your purchases.
Expenses that are eligible under the HATC include:
- Fixtures
- Building materials and plans
- Equipment rentals
- Permits
- Labour costs for professionals (not yourself or family members)
Expenses that are not eligible under the HATC include:
- Labour costs for you or a family member (unless they’re registered for GST/HST)
- Reoccurring routine repairs
- Appliance purchases
- Housekeeping
- Security monitoring
- Gardening or outdoor costs
- Financing costs (interest paid on a mortgage, loan, or line of credit)
- Renovations performed to increase property value rather than improve accessibility
- Costs for purchasing a property that can be used separately from the eligible renovation
FAQ
What is the Home Accessibility Tax Credit?
The Home Accessibility Tax Credit is a credit offered by the Government of Canada to help seniors and people living with a disability improve their home to make it safer and more accessible.
How much can I get from the Home Accessibility Tax Credit?
The maximum tax credit available through the Home Accessibility Tax Credit is $3,000 as of 2025. That’s for up to $20,000 of qualifying expenses.
When is the Home Accessibility Tax Credit paid?
There are no set payment dates for recipients of the Home Accessibility Tax Credit. This is a credit that reduces the amount of tax owing, meaning you will pay less in income tax when you file your tax return.
Leave a comment
Comments