The new GeniusCash app is the easiest way to level up your money, rewards, and financial knowledge.
At moneyGenius and creditcardGenius, our mission is to make money easy and fun for all Canadians. In the last 10 years, we’ve helped over 7 million Canadians do just that. Our new GeniusCash app is the evolution of our core mission – an industry-leading financial tool that helps Canadians make financial choices with confidence and clarity.
How? The GeniusCash app…
- Analyzes your everyday spending to make tailored recommendations to max your existing credit card rewards
- Rewards you with bonus extra cash back on your everyday spending
- Gives you access to exclusive deals, promotions, and opportunities to bank real cash
- Provides endless ways to level up your money knowledge and get rewarded for it
Sound interesting? Here’s everything you need to know about the new GeniusCash app.
How the GeniusCash app works
The GeniusCash app helps you maximize rewards and cash back by analyzing your spending to ensure you're using the best credit cards for every purchase. Plus, you’ll unlock personalized offers, bonus cash back for adding your cards to the app, and exclusive rewards for engaging with leading Canadian financial products and services.
Access exclusive welcome bonuses and exclusive offers
Be the first to know about new and exclusive deals. We’ll consistently add adding new, valuable deals from Canada’s leading financial institutions, including welcome bonuses, big GeniusCash offers, and short-term promotional deals.
Maximize your rewards on everyday spending with Max
Max is the easiest way to earn the highest reward value on the cards you're already using.
When you download the GeniusCash app and add cards to your Max wallet, you’ll receive custom recommendations to help you make the most of your everyday expenses. From which card to use at the grocery store or gas station to financial product and service offers that can help level up your rewards, Max tells you how.
While we’re giving our best effort to make Max a leading financial tool for all Canadians, it’s still in beta. Please let us know if you have any feedback to help us improve.
Let Max equip you with the best financial products for YOU.
To learn more about how you can earn cash back on the GeniusCash app, see our Terms of Service.
Making Money Easy and Fun with Quests
Our Quests feature is designed to help you become a money genius, step by step. Think of it as a fun, interactive learning journey where every lesson, test, tip and piece of financial news brings you closer to mastering your money. Whether you’re new to managing your finances or looking to refine your skills, Quests cover many topics that can help you make smarter decisions with your money.
Learn and earn
As you complete each Quest, you’ll earn GeniusCoins, the app’s unique reward system. These coins don’t just stay in your account — they translate into real cash you can put back into your pocket. The more you learn, the more you earn!
Interactive and engaging
Each Quest is crafted to engage and educate. You’ll dive into lessons that break down complex financial concepts into easy-to-understand tips and tricks. Every activity brings you closer to financial empowerment.
Why Quests Matter
With each completed Quest, you’ll gain valuable insights into managing your finances. From budgeting and saving to investing and understanding credit, there’s plenty to learn as you earn GeniusCoins and become a money genius.
How to sign up
Head to the App Store or Google Play and download the GeniusCash app.
Once you open the app, you’ll be prompted to sign in with your existing GeniusID or create a new account. If you received a referral code from a friend, now’s the time to enter it.
After you’ve verified your account, it’s time to explore. GeniusCash has tons of offers and features to level up your finances!
Who should sign up for the GeniusCash app?
You should get the GeniusCash app if:
- You want to know whether you’re using the right credit cards for the right purchases to maximize your rewards and cash back.
- You want personalized offers tailored to your spending patterns – the cards in your wallet should give you max returns.
- You want free money just for adding your cards to your Max wallet and getting spending analyses (with no strings attached!)
- You want exclusive GeniusCash bonuses for taking offers on amazing financial products and services
- You want to level up your financial knowledge and be rewarded with cash back by completing Quests that guide you towards money mastery
GeniusCash is free to download and register for – so why wouldn’t you sign up?
How to refer your friends
When you refer a friend to the GeniusCash app, you’ll both enjoy bonus levels for extra cash back on your everyday spending.
Friends help friends earn more cash back.
Complete the Refer-a-Friend Quests to boost your cash back level! Once on the referral screen, you’ll find three easy ways to share the cash and invite your friends to join GeniusCash:
- Share a referral message
- Share your referral link
- Share your unique referral code
When your friends sign up for the GeniusCash app, they’ll enter your referral code. And when they get approved for a GeniusCash offer, you’ll receive a bonus level that provides extra cash back on your spending for a limited time.
Don’t worry – they get a bonus, too! Friends and family you refer will receive 1 bonus level for 6 months so that they can earn bonus cash back on their spending from day one.
Is the GeniusCash app legit?
The GeniusCash app is powered by moneyGenius. Trusted by nearly 100,000 Canadians over the past three years, GeniusCash has already paid out more than $4 million to people just like you. This is all backed by over 1,500 positive Trustpilot reviews, with an average rating of 4.5 from happy people who have banked real cash with GeniusCash.
Your privacy is our priority, and we only use your data to provide the best experience for you.
Start earning cash back with GeniusCash
Ready to get started? Download the GeniusCash app today to start earning.
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