Quicken (Deluxe) is a type of subscription-based budgeting software available for desktops or mobile devices via apps or a web browser. This product has been around for decades and remains a popular option for Canadians trying to manage their finances.
There is a more basic tier available, but Quicken (Deluxe) offers the ability to track your spending, create customized budgets, and manage bills and savings goals all in one place. It also syncs with your bank accounts and provides reports to help you see where your money’s going.
Quicken Canada Deluxe features
Here's an overview of the features this budgeting software has to offer:
Why You Want It
See all your finances in one place + 30 day money-back guarantee.
Special Features
- Access to Quicken’s Lifetime Planner for retirement planning
- 30-day money-back guarantee
Eligibility
- Canadian citizen
- Age of majority
Provinces
ALL
Features
Monthly Fee
$6.99
Free Trial Length (Days)
N/A
Bank Syncing
Goal Tracking
Personal Support
Bill Payment
Automatic Categorization
Quicken Canada Deluxe product rating: 4.6 stars
Quicken software was first developed for DOS in 1984, but its current list of convenient features keeps it competitive with many of the newer, more flashy budgeting apps. Quicken (Deluxe)'s fees aren't exactly cheap, but they're on the same level as other subscription-based platforms.
Unlike most competitors, though, Quicken (Deluxe)'s default is to store data locally (on your computer), rather than in the cloud. This can be a big selling point for anyone concerned with security breaches.
Rating methodology
To evaluate budgeting software, we analyze 10+ data points to generate a trustworthy Genius Rating. We consider all aspects of budgeting software, including fees, extra perks, goal tracking, access to bill payment, customer satisfaction, and free trial length, to assess its overall value. Then, the budgeting software’s features are rated based on how they stack up against other available options.
Learn more about our rating methodology.
Quicken (Deluxe) pros
Let’s go over some of the strengths of this budgeting app:
Pros
Easily customizable budgets
Quicken (Deluxe) allows you to create multiple, separate monthly budget plans, making it a convenient platform to share with family members. It also offers options for adding savings goals, automatic suggestions based on past spending, and rollover budgeting to help with over- or underspending.
Wide, convenient accessibility
Users can access their Quicken (Deluxe) budget information across desktop, web, and mobile platforms, which means online and offline access are both available. This allows you to track your spending and keep up to date with your finances, no matter where you are or how you feel about internet safety.
Data access guarantee
If you decide to end your Quicken (Deluxe) subscription at any time, you're guaranteed to still have access to and ownership of your data. This is mostly due to the fact that all data is stored on your computer (unless you specify otherwise). While this should be the default for all of these sorts of applications, it’s not, so hats off to Quicken (Deluxe).
Free customer support
Quicken (Deluxe) offers free phone and chat support for subscribers, and users report that support staff are both polite and helpful. There's also an extensive library of user guides and tutorials, plus a community forum. If you want even more, you can upgrade to Quicken Home & Business for priority access to support agents.
30-day money-back guarantee
Anyone can try Quicken (Deluxe) for 30 days, risk-free. You're entitled to a full refund if you decide you don’t want to continue using their software after this first month. While this isn't technically a free trial, it's the same concept and offers a valuable opportunity to see if this platform works for you.
Quicken (Deluxe) cons
These are the areas where Quicken (Deluxe) needs some work:
Cons
No free version
There's no free version of Quicken (Deluxe) available, not as a free trial or a base tier. Yes, it does offer a money-back guarantee and has a low-priced base tier, but this isn't quite the same thing. Many Canadians prefer trying a product out before committing to a monthly or annual cost, and most budget software offers a basic free tier, too.
Lacking bill payment feature
Yes, Quicken (Deluxe) has its Classic Bill Manager feature, but as handy as this is, it doesn't schedule automatic payments. It manages your bills, sends reminders, and allows you to pay via Quicken rather than pay via your bank account or credit card, but you're still responsible for manually paying the bills each month.
Differences between Windows and Mac
If you’re using a Mac, take a close look at the software’s feature list – some tools available on Windows aren’t included in the Mac version. For instance, creating custom savings goals is only available for Windows users, which means budgeting for these savings goals is also unavailable on Macs.
Quicken (Deluxe) alternatives
While Quicken has been around for years and is a well known and trusted application, it does have some pretty stiff modern competition.
 |  |  | |
|---|---|---|---|
| Account | Quicken (Deluxe) | YNAB | Spendee Premium Budget App |
| Genius Rating | |||
| Why You Want It | See all your finances in one place + 30 day money-back guarantee. | Syncs with bank account to track spending + Offers a 34-day free trial. | Syncs with your bank account + Can also connect to crypto wallets. |
| Monthly Fee | $6.99 | US$14.99 | US$5.99 |
| Free Trial Length (Days) | N/A | 34 | 7 |
| Bank Syncing | | | |
| Goal Tracking | | | See Issuer for Details |
| Personal Support | | | |
Show More | |||
| Apply Now See more Quicken products Compare | Learn More See more YNAB products Compare | Learn More See more Spendee products Compare |
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FAQ
How much is Quicken (Deluxe)?
A Quicken (Deluxe) subscription is $6.99 per month. The more basic tier, Quicken Starter, is $4.49 per month, and Quicken Home & Business is $9.99 per month. There's also a 30-day money-back guarantee for all tiers.
What does Quicken (Deluxe) include?
A few of the features included with Quicken (Deluxe) are the ability to create multiple budgets at once, automatic spending categorization, creating/adding savings goals, and free customer support. You'll also receive banking reports, spending reports, and more.
Is there a free version of Quicken (Deluxe)?
There's no free version of Quicken (Deluxe), but new users can take advantage of the 30-day money-back guarantee. If you're not satisfied with the product after 30 days you can cancel your subscription for a full refund.
Is Quicken (Deluxe) only available through subscription?
Yes, Quicken (Deluxe) switched to a subscription-only system in 2018, and it's now the only way you can use this software. There are some advantages to subscription software, however, like always getting free automatic updates.
Are there any free alternatives to Quicken (Deluxe)?
We talk about a couple of alternatives above, one of which is Spendee Premium Budget App. It has most of the same features as Quicken (Deluxe), plus the ability to use multiple currencies, create shared wallets, and connect to crypto wallets.
Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.
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