App Exclusive: $150 GeniusCash on the #1 no FX fee Visa in Canada!
moneyGenius Team
Written and Edited By
Melanie Pitman
Expert Reviewed By

In Ontario, a wide range of respiratory, musculoskeletal, nervous system, digestive, cardiovascular, and psychological disorders may qualify as disabilities for ODSP. The disability must be long-term, verified by a medical professional, and impact your ability to work and care for yourself.

The Ontario Disability Support Program (ODSP) ensures that Ontarians living with disabilities can meet their basic financial needs, including food, housing, and healthcare. ODSP provides recipients with income, extended health benefits, and support for finding and maintaining employment and/or pursuing career advancement.

To receive ODSP benefits, a person must meet specific requirements. While you may think you fit the list of disabilities that qualify for ODSP, the eligibility requirements are a bit complex.

Key Takeaways

  • To qualify for ODSP, individuals must fit the definition of a disability as outlined in the Ontario Disability Support Program Act.
  • Eligible ODSP disabilities include cardiovascular, digestive, nervous system, musculoskeletal, psychological, and respiratory disorders or conditions.
  • Living with one these disorders or conditions doesn't guarantee your eligibility – there are other criteria to meet, including age and financial need.

Is there a list of disabilities that qualify for ODSP?

The provincial website doesn't include an all-encompassing list of disabilities that qualify for ODSP. However, there are clearly defined qualifications for ODSP eligibility.

Every person who applies for the ODSP must fit the definition of a disability as outlined in the Ontario Disability Support Program Act.

Here are some of the medical conditions that qualify for disability benefits in Ontario, as listed by injury lawyers in Ontario:

  • Cardiovascular conditions: Deep vein thrombosis, vascular diseases, arrhythmias, etc.
  • Digestive disorders: IBS, Crohn’s, cirrhosis, kidney failure, etc.
  • Musculoskeletal conditions: Spinal disorders, degenerative diseases, arthritis, etc.
  • Nervous system disorders: Parkinson’s, stroke, epilepsy, MS, etc.
  • Psychological disorders: Bipolar disorder, depression, PTSD, BPD, etc.
  • Respiratory conditions: Asthma, sarcoidosis, cystic fibrosis, etc.

While these conditions typically qualify for ODSP, it’s not guaranteed you’ll be eligible if you have one.

Get up to $250 in GeniusCash cash back<sup>*</sup>
Get paid real cash when you find the best financial products for you.
Join over 50,000 Canadians
Subscribe to our weekly newsletter and stay in the know.
250+ pages of money-saving tips for FREE
Your one-stop-shop for all the practical tips you need.

Do I qualify for ODSP?

In order to qualify for ODSP, a person must meet the following criteria (unless they're members of prescribed classes):

  • Have a long-term (at least one year) or reoccurring mental or physical impairment
  • Experience an inability or restriction in the ability to work, care for themselves, and participate in community activities
  • Have the length and severity of this impairment or disability verified by an approved healthcare professional

A person must also be an Ontario resident over 18 years of age in financial need with assets below the threshold defined by the Government of Ontario.

The maximum value of assets for an ODSP recipient is $40,000 for a single person and $50,000 for a couple.

Assets may include, but are not limited to the following:

  • Cash and bank balances
  • Stocks and bonds
  • RRSPs

There are many exemptions to the asset limitations including essential items like a primary residence, primary vehicle, life insurance policies, and more.

How do I apply for ODSP?

The application process for ODSP requires you to visit and enter your information for the social assistance application here: Online Application for Social Assistance.

First, you’ll be asked questions to assess your financial eligibility. Then, an ODSP caseworker will review your information and contact you for verification.

Once they’ve confirmed your financial eligibility for the program, you’ll be required to complete a Disability Determination Package (DDP) with help from a medical professional.

This DDP package is made up of several documents:

  • A list of instructions
  • A Health Report
  • An Activities for Daily Living Index
  • A medical consent form
  • A Self-Report

Timeline: After submitting your DDP, a decision about whether you meet the disability qualifications will be made within 90 days.

FAQ

How do I qualify for ODSP?

To qualify for ODSP, you must be a resident of Ontario who is over the age of 18, financially eligible, and living with a confirmed disability as outlined by the Ontario Disability Support Program Act.

What disabilities qualify for ODSP?

In general, a person living with a medically-verified, long-term or reoccurring mental or physical impairment that prevents them from supporting themselves financially, will typically qualify for ODSP. Eligible ODSP disabilities include cardiovascular, digestive, nervous system, and other disorders.

Do you need a diagnosis for ODSP?

In order to qualify for ODSP, the application process requires that you work with a healthcare professional to verify the mental or physical impairment that you live with. You'll need to complete a DDP with help from a medical professional

If you liked this article and want more practical ways to save money every day, we've compiled our best tips all in one place.

Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.

Did you find this article helpful?
YesNo

Hot Money Deals This Month

Free Downloads

Monthly Budget Template PDF
Download Now
Personal Finance For Newcomers To Canada PDF
Download Now
5 Simple Tools To Save You Big Money Every Day PDF
Download Now
Canadian Health Insurance Company Comparison Chart PDF
Download Now

Leave a comment

Required fields are marked with *. Your email address will not be published.

Comments

Jeff Collett
Jeff Collett |October 8, 2025
Does ODSP cover blindness and hearing impairment
 
Kwadwo
Kwadwo |October 9, 2025

Hello Jeff,

Thanks for reaching out!

ODSP can provide support for individuals with blindness or hearing impairments if certain condition are met.

Eligibility does requires documentation from a medical professional. Benefits may include financial assistance for living expenses, vision or hearing care (such as glasses or hearing aids), prescription medications, and transportation support in some cases. Additionally, individuals who are legally blind may qualify for the Assistive Device Program.

You can find more information and details regarding the benefits for hearing impairments in Section 9 here: Ontario Disability Support Program policy directives.
 
 
Joan Windler
Joan Windler |November 2, 2023
Hello, There are many medical conditions in which patients need to treated by a doctor who specializes in a specific medical condition: The specialized who is treating the patient will provide support by submitting a medical document to ODSP for the applicant. To answer any questions ODSP may have regarding the medical condition of the applicant. The Healthcare System in Ontario currently have a shortage of family doctors resulting in more people going to the Emergency Department, Resulting in more people being admitted to hospital by the Emergency Department: Increased amount of people going to Emergency will not fix the problem in Healthcare in Ontario in the 2023 or later.
Jennifer Prendergast
Jennifer Prendergast |May 5, 2023
In my opinion I feel a person is having chronic pain and just needs help to get back on his feet,then there are others that are suffering with chronic pain but bin through testing and still doesn’t know which is frustrating but a Dr should be able to read and the face he’s not faking and getting sicker I believe that person also should qualify too, I had to fight to get short term disability just until I get back to work I didn’t apply for long term cause I believed I was going back to work 2 appeals turned down so I didn’t back down and my pain was horrible I decided to go to court and fight it I really shouldn’t of had to go through that most people don’t appeal sadly, so I was given a court date and time to attend, when I got a letter in the mail I didn’t know it was my answer to being excepted,I started reading the first line and my eyes went crooked I gave the letter to my daughter I’m like is it for real omg awesome and since then I have way more serious life threatening health issues… I’m so glad I fought for it
Gabrielle
Gabrielle |March 7, 2023
Pistung a list of qualifying conditions is pointless...i gave Degenerative disc disease in lower back, Sciatica, CVI and have been denied twice Mine falls under afew listed so...pointless
 
Yulia
Yulia |March 9, 2023
Hey Gabrielle, Thanks for your comment and insight! The list is meant to be for illustrative purposes only. Your personal circumstances may change the result of your application and it's not guaranteed that you'll qualify for ODSP if you have a certain condition. We just wanted to give an idea of what kind of disabilities have qualified in the past.
 
 
Cancel
You can select up to 10 products to compare