The CPP child benefit provides monthly financial assistance to children of CPP contributors who are unable to work due to death or disability. Payments are made on the same dates as the regular CPP benefit.
What is the CPP child benefit?
The CPP child benefit is a monthly payment from the federal government made to the children of disabled or deceased CPP contributors.
There are two types of CPP child benefits for:
- Children of people who receive CPP disability benefits
- Children of CPP-contributing parents who have passed away
Who is eligible for the CPP child benefit?
To receive the CPP child benefit, you must be:
- Under 18 years old
- A full-time student and under 25 years old
The recipient must be recognized as the child of a CPP contributor, which includes:
- Natural children
- Adoptees (legal or "in fact")
- Children under 21 in the contributor’s custody (legal or "in fact")
The CPP death benefit is also available for children of contributors. This is provided when a parent has contributed to CPP for at least 10 years before passing away.
Children of parents who receive a CPP disability benefit are automatically eligible for the disabled contributor's children's benefit.
How much is the CPP child benefit amount?
Both types of CPP child benefits provide recipients with $301.77 per month or $3,621.24 per year. This amount is adjusted annually.
CPP payment dates
The CPP child benefit is paid on the same dates as standard CPP payments. They are sent as direct deposits on the following dates in 2025:
January 29, 2025February 26, 2025March 27, 2025April 28, 2025May 28, 2025June 26, 2025July 29, 2025August 27, 2025September 25, 2025- October 29, 2025
- November 26, 2025
- December 22, 2025
How to apply for the CPP child benefit
Here are a few important details to keep in mind when applying for the CPP child benefit:
- Parents or guardians should apply on behalf of children under 18, unless the child lives on their own and is capable of applying independently.
- Children should apply as soon as possible after the death of a parent, or at the same time a parent applies for their disability benefit – you don’t have to wait for their application to be approved.
- Act as quickly as possible – CPP won’t make back payments beyond 12 months
Where to find the CPP child benefit application forms
| Type of CPP children’s benefit | How to apply |
|---|---|
| Disabled contributor's child (under 18) | * Fill out a Form ISP1152 and section F of a Form ISP1151
* Mail these along with the required documentation or Find a Service Canada office to drop it off |
| Deceased contributor’s child (under 18) | * Fill out a Form ISP1300
* Mail this along with the required documentation or drop it off at a Service Canada office |
| Disabled contributor's child (aged 18 - 25)
OR Deceased contributor’s child (aged 18 - 25) |
* Log into your My Service Canada Account and fill out the Canada Pension
Plan Children’s Benefit form
* Fill out a Declaration of Attendance at School or University * Mail this along with the required documentation or drop it off at a Service Canada office |
* Children under 18 are required to mail their applications. Those between the ages of 18 and 25 can apply online but will still have to mail a few forms.
FAQ
Is the CPP child benefit taxable?
Yes, all CPP benefits are taxable since it's considered income.
Can I send the CPP child benefit form online?
Applicants between the ages of 18 and 25 can apply for the CPP child benefit online, but they’ll still have to mail in some documentation. Applicants under the age of 18 are required to send all forms through the mail.
Can I apply for CPP children’s benefits years after the fact?
Unfortunately, not. Back pay is only available for a maximum of 12 months prior to your application. This means it's important to apply for these benefits as soon as possible after the contributor passes away.
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