Your credit score may be more important than you think.
With more and more places doing credit checks, you don’t just have to worry about getting that loan. Your landlord, service provider, or employer may even check your score to see your level of creditworthiness – which is a strong indicator of your ability to pay things on time.
If your palms are feeling a bit sweaty at the thought of your employer seeing your score, don’t worry.
Even if your credit score is less-than-ideal (and even when it’s way-less-than-ideal), there’s still hope. You have plenty of options that will really help you improve your score.
Our free PDF summarizes 12 ways you can start improving your score right now.
What You'll Get
- A concise list of 12 ways to improve your score.
- Easy tips that you can apply to your real life right away.
- Only 2 pages long – print it out double-sided for a convenient cheat sheet.
More Free Resources and Downloads
Free Internet TV PDF
Cable costs in Canada don't seem to be going down anytime soon...So what can you do? The best way to cut down your cable costs is by cutting them off ...
Try it outCanadian Price Matching Policies PDF
Price matching is a great tip to save money. Not only do you make sure you're getting the lowest possible price for the exact same product, but you ca...
Try it outMonthly Budget Template PDF
Understanding where your starting point is, is key to getting where you want to be. And the best way to figure this out with your finances is to have ...
Try it outHot Money Deals This Month
- Get even more cash back with exclusive offers only available on the GeniusCash app
- Explore bigger GeniusCash offers that you won't find anywhere else.
- Connect your credit cards and unlock bonus cash.
- Explore customized recommendations to level up your rewards.
- Refer your friends and family to earn bonus levels and extra cash back.
- Take control of your money with a full-featured chequing account$ + $100 GeniusCash GeniusCash
- Get up to $700 in cash when you open a new account and complete specified actions.
- Unlimited free transactions – including debit and Interac e-Transfers®.
- Earn Scene+ points on every debit transaction.
- $100 GeniusCash on approval – ends April 30, 2026.*.
- Get up to $800 when you open a BMO Performance Chequing and Savings Amplifier account + $160 GeniusCash
- Earn up to $800 in bonus cash when you complete a few actions.
- Unlimited debit, Interac e-Transfers®, and more.
- Special rates for students, newcomers, and Canadian Defense community members.
- $160 GeniusCash on approval – ends April 30, 2026.*.
- Earn up to 3%% on your balance + $50 GeniusCash
- Earn a minimum of 2.25%% on any balance.
- Earn 3%% interest when you maintain a balance of $20,000 or more.
- Move your money whenever you want.
- $50 GeniusCash on approval – ends April 30, 2026.*.
- Bonus: Get one of the lowest brokerage rates from an online broker from a Big 5 Bank →












