Are you an RBC member and looking to initiate a direct deposit or set up pre-authorized debits? You’ll need a RBC void cheque.
As RBC is the largest and most popular bank in Canada, many people, especially those who are getting their first paycheques, need to know how to get an RBC void cheque.
Along with their easy-to-use banking options and excellent credit card options, getting a void cheque is as easy as picking up a pen or doing a quick download of the RBC Direct Deposit Form.
So let’s dive right into it – here’s the 5 minute guide to getting a void cheque at RBC.
What is an RBC void cheque?
If you’re not familiar with the concept of a void cheque, we’ll quickly illustrate it for you.
A void cheque is essentially a blank cheque that can't be cashed in. This is useful because it has all of the information your employer needs to send your paycheque your way. Any pre-authorized debit transaction can happen with this as well, so you can pay for recurring things like bills and rent.
How this differs from a blank cheque is that you need to write the word “VOID” across it to ensure no one writes a dollar value on it and tries to cash it in.
Void cheques are more or less the same between different banks, so the process to get a void cheque from Tangerine would be pretty much the same.
How to get a void cheque at RBC
It’s super easy to get a void cheque from RBC. If you have a chequebook already, all you need to do is grab one, write “VOID” across it, and send it to whoever is requesting it. You can also request an RBC Direct Deposit Form, which we will discuss in a later section.
If you don’t have one, you may be wondering how to order cheques from RBC. Here’s how to do it.
How to order cheques from RBC
To order cheques from RBC is simple and takes mere minutes.
If you have one of the following RBC chequing accounts, you will be able to order RBC cheques for free:
- RBC VIP Banking,
- RBC Signature No Limit Banking, or
- RBC Advantage Banking.
With RBC Advantage Banking, however, you only get your first 50 personalized RBC cheques for free. Any chequebooks after that will be subject to a fee.
If you have a regular RBC Day to Day Banking account, you’ll unfortunately be subject to fees for ordering any cheques at all.
But if you don’t want to cough up monthly fees for a chequing account with extra bells and whistles that you don’t really need, fear not! With the RBC Direct Deposit Form, you’ll be able to get your void cheque from RBC for free.
For any of these accounts, simply sign in to your Online Banking account, go to Account Services, and select Order New Cheques. Follow the instructions and your cheques will be on their way.
Get your RBC void cheque online with the RBC Direct Deposit Form
Don’t have a chequebook? There’s a free option to essentially get an RBC void cheque online.
It’s called the RBC Direct Deposit Form. It has all the same information that’s found on a void cheque from RBC, but it can be downloaded easily online.
Here are the steps to download the RBC Direct Deposit Form:
- Sign in to your RBC Online Banking account
- Select any account
- Select “View and Print Payroll Direct Deposit”
- From the dropdown menu, choose the account you want to deposit or withdraw from
- Click “View and Print”
Now you’ll have your RBC Direct Deposit Form, which you can sign and send or print out.
How to read a void cheque from RBC
Technology is a wondrous thing. Instead of waiting for a cheque book to arrive, the same information is automatically generated in PDF format in seconds, no matter where in the country you are.
This information? It’s at the bottom of every RBC cheque. Here are what the numbers at the bottom of an RBC cheque mean:
- First comes the cheque number that identifies the specific cheque. This is not included in the RBC Direct Deposit Form.
- The 5-digit transit number on a cheque is the next number, and the first number on the online form. This number tells you the branch where you opened your account.
- The next 3 numbers are the financial institution number. For RBC, it’s 003.
- The last 7 numbers represent your account number. This can range from 7 digits (like RBC) up to 12.
Drooling at the prospect of getting your own RBC void cheque?
Okay, we’re kidding – this is not the most sexy article we could have written, but there you have it! A simple, bare-bones guide on getting an RBC void cheque.
Have any questions about the process? What are you looking forward to with your first paycheque?
Drop your best stories in the comment section below.
FAQ
How do I get a void cheque from RBC?
If you have a blank cheque from RBC, all you have to do is write VOID on it so it can’t be cashed. Your payroll department will have all the information they need to send your paycheque your way.
How do I get my RBC void cheque online?
All you need to do is download the RBC Direct Deposit Form. First, sign into your RBC Online Banking account. Then, under any account, select View and Print Payroll Direct Deposit. Then from the dropdown, choose the account you want to use.
How do I read my RBC void cheque?
The numbers at the bottom of your RBC cheque are the transit number (the branch you opened your account at), the financial institution number (for RBC, it’s 003), and your account number.
If I order cheques from RBC, are they free?
For the basic account, no. You will need to pay a fee. For higher level accounts (RBC Advantage Banking, RBC Signature No Limit Banking, and RBC VIP Banking), you will be able to order RBC cheques for free (only the first 50 are free for RBC Advantage Banking).
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