Compare Canada's RRSPs all in one place. When choosing the best option for you, consider the fees, variety of investment options, minimum deposit requirements, and other important details.
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RRSP GICs Available?
RRSP Mutual Funds?
See Issuer for Details
RRSP Portfolios?
RRSP Savings Account?
A Desjardins RRSP can be a smart choice for Desjardins clients trying to plan for their future. As with all Registered Retirement Savings Plans (RRSPs), this account offers a tax-free home for any retirement savings, with room and opportunity to add several types of investments – as long as it stays within the government-set annual contribution limits.
Pros
- Tax sheltered and tax deductible
- Easy and quick online setup process
- Ability to convert BONUSDOLLARS into RRSP investments
Cons
- Withdrawal creates a tax penalty
- Limited nation-wide presence for Dejardins
Provinces
ALL
Eligibility
- Age of majority
- Canadian resident
- Under 71 years old
- Be a current Desjarins client
Why You Want It
Convert BONUSDOLLARS into RRSP investments + Get flexible options.
Special Features
- Contribute to your RRSP with BONUSDOLLARS
Self-directed RRSP Platform
Desjardins Online Brokerage
Self Directed Base Fee (Dollar)
$0
Self Directed Base Fee (Percentage)
N/A
RRSP GICs List
- Market-linked
- Non-Cashable
- Cashable
- US Dollar
Self-directed Available?
RRSP GICs Available?
RRSP Mutual Funds?
See Issuer for Details
RRSP Portfolios?
RRSP Savings Account?
Min RRSP Savings Account Interest Rate
0.65%
Max RRSP Savings Account Interest Rate
0.65%
Promotion
N/A
Promotion End Date
N/A
Average Mutual Fund MER
N/A
Investment Portfolios Fees
See Issuer for Details
RRSP GICs Available?
RRSP Mutual Funds?
RRSP Portfolios?
RRSP Savings Account?
If you’re looking for ways to save for your retirement, Scotiabank RRSPs come in a variety of shapes and sizes – with options for both the DIY and laidback investors alike (and everyone in between). You can open up a self-directed RRSP through Scotia iTrade, an automated portfolio, or keep it simple with a registered savings account.
Pros
- Options available for the DIY and hands-off investors
- Both redeemable and non-redeemable GICs available
- RRSP GICs have a low $500 minimum investment
Cons
- Not a lot of information on the website
- No standout features to set it apart from the crowd
Provinces
ALL
Eligibility
- Age of majority
- Canadian citizen
- Under 71 years old
Why You Want It
Grow your money tax sheltered + Get plenty of investment flexibility.
Special Features
See Issuer for Details
Self-directed RRSP Platform
Scotia iTrade
Self Directed Base Fee (Dollar)
$9.99
Self Directed Base Fee (Percentage)
N/A
RRSP GICs List
- Cashable
- Non-cashable
- Market linked
- Personal redeemable
Self-directed Available?
RRSP GICs Available?
RRSP Mutual Funds?
RRSP Portfolios?
RRSP Savings Account?
Min RRSP Savings Account Interest Rate
0.25%
Max RRSP Savings Account Interest Rate
N/A
Promotion
N/A
Promotion End Date
See Issuer for Details
Average Mutual Fund MER
See Issuer for Details
Investment Portfolios Fees
N/A
RRSP GICs Available?
RRSP Mutual Funds?
RRSP Portfolios?
RRSP Savings Account?
BMO RRSPs give you a variety of options for investing in your retirement, including portfolios, 3 types of GICs, mutual funds, and more. You can even open an RRSP account through BMO InvestorLine, if you prefer a more hands-on approach to investing.
Pros
- Self-directed options for the DIY investor
- Get guaranteed returns with 15 GICs
- Invest with a mutual fund or portfolio for a hands-off approach
- Feel secure with a big bank
Cons
- No special features to stand out from the crowd
- Beware the various fees associated with different accounts
Provinces
ALL
Eligibility
- Age of majority
- Canadian citizen
- Under 71 years old
Why You Want It
Secure your retirement with a big bank + Track your investments in one place.
Special Features
See Issuer for Details
Self-directed RRSP Platform
BMO InvestorLine
Self Directed Base Fee (Dollar)
$9.95
Self Directed Base Fee (Percentage)
N/A
RRSP GICs List
- Cashable
- Non-cashable
- Market-linked
Self-directed Available?
RRSP GICs Available?
RRSP Mutual Funds?
RRSP Portfolios?
RRSP Savings Account?
Min RRSP Savings Account Interest Rate
0.05%
Max RRSP Savings Account Interest Rate
0.05%
Promotion
N/A
Promotion End Date
N/A
Average Mutual Fund MER
See Issuer for Details
Investment Portfolios Fees
0%
RRSP GICs Available?
RRSP Mutual Funds?
RRSP Portfolios?
RRSP Savings Account?
A TD RRSP gives you a wide range of ways to invest for retirement while taking advantage of the tax-deferred growth that comes with a Registered Retirement Savings Plan. You can go the self-directed route with TD Direct Investing, buying and selling stocks, ETFs, and other investments, or take a simpler path with mutual funds, non-cashable or cashable GICs, or even a basic registered savings account. This flexibility makes TD a convenient one-stop shop for retirement savings, whether you prefer a hands-on or laid-back approach.
Pros
- Convenience
- Decent selection of investments
Cons
- Low interest rates
- High base fee and extra fees
Provinces
AB, BC, MB, NB, NL, NS, ON, PE, QC, SK, YT
Eligibility
- Age of majority
- Canadian citizen
- Under 71 years old
Why You Want It
Wide selection of investment options + Enjoy tax-deferred growth.
Special Features
See Issuer for Details
Self-directed RRSP Platform
TD Direct Investing
Self Directed Base Fee (Dollar)
$9.99
Self Directed Base Fee (Percentage)
N/A
RRSP GICs List
- Cashable
- Non-cashable
- Market growth
Self-directed Available?
RRSP GICs Available?
RRSP Mutual Funds?
RRSP Portfolios?
RRSP Savings Account?
Min RRSP Savings Account Interest Rate
0%
Max RRSP Savings Account Interest Rate
0.1%
Promotion
N/A
Promotion End Date
N/A
Average Mutual Fund MER
See Issuer for Details
Investment Portfolios Fees
N/A
