Home Depot is a popular home improvement store founded in the United States back in 1978. It's one of the largest retailers in North America, operating in all 10 Canadian provinces.
On top of its retail stores, Home Depot Credit Services deals with various credit products customers can use to help finance their large purchases from Home Depot. Products exist for both the consumer and commercial customers.
Overview
- The financial arm of the popular multinational home improvement store, Home Depot.
- Offers a consumer credit card for easy financing on your major purchases.
- Also offers a loan with decently low interest rates.
- Get 2 different types of credit for commercial purchases.
Rating methodology
Home Depot's overall rating is 0 out of a possible 5 stars. This number is an average of all the individual products we've rated so far, which you can find more info on below. Each of these are scored by breaking them down into their main parts, then comparing each feature to similar products on the market.
Home Depot credit cards
Credit cards are one of our favourite personal finance tools because they're an easy way to earn a little something back on every purchase you make. The important part about that, though, is that you don't use them as an actual loan product, since they have absurdly high interest rats that nullify your returns.
Unfortunately, the Home Depot credit card is only to be used as a loan product – so it's very easy to find yourself stuck in a cycle of debt. You earn no rewards and are encouraged to keep a balance on your card for up to 12 months – at which point you'll be charged high interest rates for the entire period of the loan.
Home Depot credit card ratings
Click below to see our full review of the Home Depot credit card.
FAQ
Does Home Depot have a credit card?
Yes, the Home Depot credit card can help you spread out your large home improvement purchases by offering no interest financing for up to 12 months.
Do I get a discount with a Home Depot credit card?
No, the Home Depot credit card does not offer any discounts and it's not a rewards credit card either. Its main focus is to help you spread out large purchases with 0% financing.
Can I call Home Depot credit card services?
Yes, you can call them at 1-800-747-3787.
Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.
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